It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Birminghammoneyman - Mortgage Broker Birmingham - M Shape

Mortgage Broker in Whitehouse Common

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0121 595 0187Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Birminghammoneyman

Mortgage Broker in Whitehouse Common

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0121 595 0187

Providing Expert Mortgage Advice in Whitehouse Common

Hello, and welcome to our mortgage advice page. If you enjoy quiet walks and are looking to settle down and get away from the city, Whitehouse Common could be the place for you. To obtain a mortgage though, you might need the help of our Experienced mortgage advisors in Whitehouse Common are here to help you secure your dream home.

Taking out a mortgage is one of the most important financial decisions you are likely to make. So, it makes sense to do everything possible to make the right choice, like getting the best mortgage advice possible.

As an open and honest mortgage broker in Whitehouse Common, we offer advice when recommending a mortgage for you. We will look at your income, day to day living expenses and any existing debt, enabling us to accurately assess what would be a reasonable level of mortgage repayment.

Speak to an Advisor - It's Free!
Your Mortgage Options in Whitehouse Common

All of our Customers Receive a Free Mortgage Appointment!

Our advisors will help you look beyond the interest rate and into all the costs and features of the loan that aren’t immediately obvious. They will help complete the paperwork for you, minimising the risk of delays, and they’ll also be able to give a heads up on which deals you are likely to accept.

Our mortgage advisors in Whitehouse Common will be happy to talk over the phone. You choose the outcome is the same, a fast, professional service, focusing on your exact requirements.

Whatever your circumstances, whether you are self-employed, have existing debt, poor credit history or are approaching retirement, we’ll do all we can to find a solution that’s right for you.

Our Reviews

Your Mortgage Options in Whitehouse Common

First Time Buyer Mortgages in Whitehouse Common

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Most of our customers are first time buyer in Birmingham, however, that doesn’t mean that we won’t be able to help you. On top of our experience, we also have access to thousands of specialist mortgage deals through our huge panel of lenders. If you go directly to a lender, you will only have access to their independent deals. This is exactly the same if you are thinking of Moving Home, we will always aim to secure you a competitive deal that will benefit both your financial and personal situation.

If you choose the broker route, you will also benefit from our amazing customer service. We will take care of you from the point of application all the way through to you getting your keys. As a first time buyer Mortgage Broker in Whitehouse Common, we know that the mortgage process may look stressful and daunting, however, it’s quite the opposite, especially if you go through a mortgage broker in Whitehouse Common like ourselves.

Moving Home Mortgages in Whitehouse Common

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If you’re considering moving home in Birmingham or the surrounding areas and require a mortgage in Whitehouse Common, the process may feel somewhat familiar since you’ve been through it before. However, one aspect that can present a challenge is the simultaneous buying and selling of properties. Managing two properties at once can be quite a balancing act, particularly when it comes to the mortgage aspect. That’s where we come in – we’re here to assist you throughout the mortgage process.

There are various reasons why individuals decide to move home, such as the need for a larger property. If this resonates with you, it’s essential to assess your affordability before embarking on your property search, attending viewings, or making offers. Our team is well-prepared to assist you in determining your budget, offering you a clear understanding of the properties you can comfortably afford in Whitehouse Common.

Buy to let Mortgage Whitehouse Common

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Having amassed two decades of experience in the mortgage industry, we have cultivated enduring partnerships with a multitude of Buy to Let landlords. Our devoted team is readily available to support you, whether you are a first-time buyer landlord or possess an existing property portfolio.

When it comes to buy to let mortgages in Birmingham, there exists a myriad of options to choose from, including HMO (House in Multiple Occupation), Holiday Let, Let to Buy, and various others. Your designated mortgage advisor in Whitehouse Common will diligently walk you through all the buy to let options, ensuring that you gain a comprehensive understanding of each one.

Remortgaging in Whitehouse Common

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Are you thinking about remortgaging? Is your current deal coming to its end? If so, now could be the perfect time to remortgage in Birmingham. Your remortgage advisor in Whitehouse Common has access to thousands of competitive remortgage deals, it’s just the case of us finding the perfect one for you that is better than your current one.

Your mortgage broker in Whitehouse Common even specialises in remortgaging for home improvements, capital raising and debt consolidation. This area can sometimes get a little tricky and that’s why we would recommend that you speak to a professional remortgage advisor in Whitehouse Common like us.

Self Employed Mortgages Whitehouse Common

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If you are self employed in Birmingham, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income. Your mortgage advisor in Whitehouse Common will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

Mortgage Options for Over 50s in Whitehouse Common

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If you’re over the age of 50 and interested in exploring your mortgage options, there are several mortgage solutions available to you. Our specialised later life lending team is here to assist you every step of the way. Booking a free appointment with them is easy – simply schedule a date and time by booking online or giving us a call. We look forward to help navigate you throughout the the mortgage process and find the right solution for your needs.

Our Customers Love Us

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Our Simple 4-Step Process

Book Online

Step 1

Our web-based booking system provides you with the opportunity to schedule an appointment with one of our professional advisors for a time and date that suits you.

Free Mortgage Apppointment

Step 2

When you contact us, you’ll be put in touch with one of our mortgage advisors in Whitehouse Common. They’ll get to know your financial background and evaluate your affordability. Plus, they’ll sort you out with an agreement in principle.

Finding a Suitable Product

Step 3

Following your consultation, your adviser will go away and scour thousands of offers to find the one most suitable for your circumstances. Once you’re content with your suggestion, the mortgage application process can then be continued.

Submit Your Application

Step 4

Once your application is all set, you must submit your mortgage request to the financial institution. We are devoted to making your mortgage journey as seamless and hassle-free as possible.

Reasons to Choose us

Free Appointment in Whitehouse Common

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We specialise in all different areas, so matching a mortgage deal to your circumstances shouldn’t be a problem. So, don’t hesitate to get in touch with a reputable mortgage broker in Birmingham as we know how hard it can be to continue through your mortgage application when faced with an obscure problem, that’s why we are here to offer a helping hand so we can get over these hurdles together.

Search 1000s of products

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It’s possible that this is your First Time Buyer mortgage journey, and you need a little nudge in the right direction. If so, don’t hesitate to get in touch. Every one of our friendly mortgage advisors in Birmingham is here to support you through your whole mortgage journey. We always aim to be responsive, caring, open and honest with you during every step of your mortgage application.

Our Service

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Here at your mortgage broker in Whitehouse Common, we really value customer service; it’s at the heart of our business. Our amazing service is shown in our customer reviews, feel free to check out our excellent reviews here.

7 Days a Week

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Even if this isn’t your first time around and you have been through the mortgage process before, if you are dealing with a complex issue, we would still strongly advise that you speak to an expert for a helping hand. The whole of the moneyman team can’t wait to hear from you!

Malcolm and Amy Davidson - Mortgage Advice in Birmingham

Common Mortgage Questions in Whitehouse Common

How much can you borrow for a mortgage in Whitehouse Common?

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Securing a mortgage to purchase a property involves several factors, and your credit score holds significant importance. A good credit score generally allows for a minimum deposit of 5%, while a lower credit score may require a higher deposit ranging from 10% to 15%. However, the specific property you wish to buy can also impact the required deposit.

What do I do if I am ready to make an offer on a property in Whitehouse Common?

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If you are ready to make an offer on a property and have a mortgage agreement in principle, our team is here to assist you in finding the perfect mortgage product. With over 20 years of experience as mortgage advisors in Whitehouse Common, we understand that the home buying process can be overwhelming. Our objective is to alleviate the pressure and guide you through this aspect of the journey.

Have you been declined by your bank?

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If you have been declined by your bank and are seeking the assistance of a mortgage broker in Birmingham and Whitehouse Common, we can help! We advise against applying to multiple banks, as this can have a negative impact on your credit score, especially if you receive repeated rejections.

Our team can assist you in understanding why your bank declined your application, whether it’s due to poor credit, errors in your application, affordability concerns, or other factors. It’s important to address these issues to prevent any adverse effects on future credit applications.

Why Birminghammoneyman? – Your Mortgage Broker in Whitehouse Common

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As a mortgage broker in Whitehouse Common, we take pride in providing transparent and honest service to all our customers. If we are unable to find a suitable deal for you, we will inform you and offer helpful information on improving your application in the future. Our commitment is to deliver a straightforward and stress-free experience, going the extra mile for each person who reaches out to us.

What sets us apart from banks and building societies is our ability to access a wide range of lenders, not limited to in-house products. Additionally, we prioritize responsiveness and aim to provide timely answers. Our team is available seven days a week, and you can easily book a free appointment online or give us a call.

It’s important to note that obtaining a mortgage may not be feasible for everyone, but we strive to find the most suitable product that aligns with your personal and financial circumstances. Our dedication to delivering excellent service is reflected in the reviews from our genuine past customers.

We Search 1000s of Mortgages in Whitehouse Common

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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