Hello, and welcome to our mortgage advice page. If you enjoy quiet walks and are looking to settle down and get away from the city, Whitehouse Common could be the place for you. To obtain a mortgage though, you might need the help of our Experienced mortgage advisors in Whitehouse Common are here to help you secure your dream home.
Taking out a mortgage is one of the most important financial decisions you are likely to make. So, it makes sense to do everything possible to make the right choice, like getting the best mortgage advice possible.
As an open and honest mortgage broker in Whitehouse Common, we offer advice when recommending a mortgage for you. We will look at your income, day to day living expenses and any existing debt, enabling us to accurately assess what would be a reasonable level of mortgage repayment.
Our advisors will help you look beyond the interest rate and into all the costs and features of the loan that aren’t immediately obvious. They will help complete the paperwork for you, minimising the risk of delays, and they’ll also be able to give a heads up on which deals you are likely to accept.
Our mortgage advisors in Whitehouse Common will be happy to talk over the phone. You choose the outcome is the same, a fast, professional service, focusing on your exact requirements.
Whatever your circumstances, whether you are self-employed, have existing debt, poor credit history or are approaching retirement, we’ll do all we can to find a solution that’s right for you.
Most of our customers are first time buyer in Birmingham, however, that doesn’t mean that we won’t be able to help you. On top of our experience, we also have access to thousands of specialist mortgage deals through our huge panel of lenders. If you go directly to a lender, you will only have access to their independent deals. This is exactly the same if you are thinking of Moving Home, we will always aim to secure you a competitive deal that will benefit both your financial and personal situation.
If you choose the broker route, you will also benefit from our amazing customer service. We will take care of you from the point of application all the way through to you getting your keys. As a first time buyer Mortgage Broker in Whitehouse Common, we know that the mortgage process may look stressful and daunting, however, it’s quite the opposite, especially if you go through a mortgage broker in Whitehouse Common like ourselves.
If you’re considering moving home in Birmingham or the surrounding areas and require a mortgage in Whitehouse Common, the process may feel somewhat familiar since you’ve been through it before. However, one aspect that can present a challenge is the simultaneous buying and selling of properties. Managing two properties at once can be quite a balancing act, particularly when it comes to the mortgage aspect. That’s where we come in – we’re here to assist you throughout the mortgage process.
There are various reasons why individuals decide to move home, such as the need for a larger property. If this resonates with you, it’s essential to assess your affordability before embarking on your property search, attending viewings, or making offers. Our team is well-prepared to assist you in determining your budget, offering you a clear understanding of the properties you can comfortably afford in Whitehouse Common.
Having amassed two decades of experience in the mortgage industry, we have cultivated enduring partnerships with a multitude of Buy to Let landlords. Our devoted team is readily available to support you, whether you are a first-time buyer landlord or possess an existing property portfolio.
When it comes to buy to let mortgages in Birmingham, there exists a myriad of options to choose from, including HMO (House in Multiple Occupation), Holiday Let, Let to Buy, and various others. Your designated mortgage advisor in Whitehouse Common will diligently walk you through all the buy to let options, ensuring that you gain a comprehensive understanding of each one.
Are you thinking about remortgaging? Is your current deal coming to its end? If so, now could be the perfect time to remortgage in Birmingham. Your remortgage advisor in Whitehouse Common has access to thousands of competitive remortgage deals, it’s just the case of us finding the perfect one for you that is better than your current one.
Your mortgage broker in Whitehouse Common even specialises in remortgaging for home improvements, capital raising and debt consolidation. This area can sometimes get a little tricky and that’s why we would recommend that you speak to a professional remortgage advisor in Whitehouse Common like us.
If you are self employed in Birmingham, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income. Your mortgage advisor in Whitehouse Common will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.
If you’re over the age of 50 and interested in exploring your mortgage options, there are several mortgage solutions available to you. Our specialised later life lending team is here to assist you every step of the way. Booking a free appointment with them is easy – simply schedule a date and time by booking online or giving us a call. We look forward to help navigate you throughout the the mortgage process and find the right solution for your needs.
Our Customers Love Us
4.99 Rating82 Reviews
Katia
They were really supportive and faster. I highly recommend their services.
1 month ago
Brian
I am very impressed and pleased with the service provided. Both Dan and Jonathan are consummate professionals who kept me informed at every stage of the process and were always on hand to answer any questions. They were sympathetic and eager to...
2 months ago
Mandy
They have been very helpful ,very patient helping sort any hiccups sorted everything in the end
3 months ago
Alistair
I have had a real good experience dealing with wayne and lizzie from uk moneyman they have been very informative and helpful couldent thank them enough for there work
3 months ago
Keith
You have given a very good act of yourself and very recommended by my shelf k gurney
4 months ago
Tayla-Leigh
The service that we received from Wayne and the team at UKMoneyMan was amazing. A straightforward and easy process. We highly recommend MoneyMan, especially to those that are first time buyers, everyone was so knowledgable and helpful. Friendly...
4 months ago
Harry
everyone from the money man uk team was a delight to work with, they made it all easy and stress free time for us and gave us all the support we needed. they was a pleasure to work with we will recommend them to family and friends and any future...
4 months ago
Anonymous
Dan was very helpful and knowledgeable and dealt with our mortgage quickly and efficiently.
5 months ago
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
7 months ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
7 months ago
Anonymous
Great brokers, very helpful and efficient.
11 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
11 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
1 year ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
1 year ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
1 year ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
1 year ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
2 years ago
Our web-based booking system provides you with the opportunity to schedule an appointment with one of our professional advisors for a time and date that suits you.
When you contact us, you’ll be put in touch with one of our mortgage advisors in Whitehouse Common. They’ll get to know your financial background and evaluate your affordability. Plus, they’ll sort you out with an agreement in principle.
Following your consultation, your adviser will go away and scour thousands of offers to find the one most suitable for your circumstances. Once you’re content with your suggestion, the mortgage application process can then be continued.
Once your application is all set, you must submit your mortgage request to the financial institution. We are devoted to making your mortgage journey as seamless and hassle-free as possible.
We specialise in all different areas, so matching a mortgage deal to your circumstances shouldn’t be a problem. So, don’t hesitate to get in touch with a reputable mortgage broker in Birmingham as we know how hard it can be to continue through your mortgage application when faced with an obscure problem, that’s why we are here to offer a helping hand so we can get over these hurdles together.
It’s possible that this is your First Time Buyer mortgage journey, and you need a little nudge in the right direction. If so, don’t hesitate to get in touch. Every one of our friendly mortgage advisors in Birmingham is here to support you through your whole mortgage journey. We always aim to be responsive, caring, open and honest with you during every step of your mortgage application.
Here at your mortgage broker in Whitehouse Common, we really value customer service; it’s at the heart of our business. Our amazing service is shown in our customer reviews, feel free to check out our excellent reviews here.
Even if this isn’t your first time around and you have been through the mortgage process before, if you are dealing with a complex issue, we would still strongly advise that you speak to an expert for a helping hand. The whole of the moneyman team can’t wait to hear from you!
Securing a mortgage to purchase a property involves several factors, and your credit score holds significant importance. A good credit score generally allows for a minimum deposit of 5%, while a lower credit score may require a higher deposit ranging from 10% to 15%. However, the specific property you wish to buy can also impact the required deposit.
If you are ready to make an offer on a property and have a mortgage agreement in principle, our team is here to assist you in finding the perfect mortgage product. With over 20 years of experience as mortgage advisors in Whitehouse Common, we understand that the home buying process can be overwhelming. Our objective is to alleviate the pressure and guide you through this aspect of the journey.
If you have been declined by your bank and are seeking the assistance of a mortgage broker in Birmingham and Whitehouse Common, we can help! We advise against applying to multiple banks, as this can have a negative impact on your credit score, especially if you receive repeated rejections.
Our team can assist you in understanding why your bank declined your application, whether it’s due to poor credit, errors in your application, affordability concerns, or other factors. It’s important to address these issues to prevent any adverse effects on future credit applications.
As a mortgage broker in Whitehouse Common, we take pride in providing transparent and honest service to all our customers. If we are unable to find a suitable deal for you, we will inform you and offer helpful information on improving your application in the future. Our commitment is to deliver a straightforward and stress-free experience, going the extra mile for each person who reaches out to us.
What sets us apart from banks and building societies is our ability to access a wide range of lenders, not limited to in-house products. Additionally, we prioritize responsiveness and aim to provide timely answers. Our team is available seven days a week, and you can easily book a free appointment online or give us a call.
It’s important to note that obtaining a mortgage may not be feasible for everyone, but we strive to find the most suitable product that aligns with your personal and financial circumstances. Our dedication to delivering excellent service is reflected in the reviews from our genuine past customers.
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