It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Moving home is often cited as one of life’s most stressful experiences, but it shouldn’t have to be. Let us deal with the mortgage aspects to take the stress away, leaving you to focus more time on the move itself.
With the help of a mortgage broker in Birmingham by your side, our job is to equip you with the best mortgage advice possible to get the most out of your Moving Home journey.
To start your mortgage journey and to find out what sort of mortgage rates you may be able to qualify for, get in touch and receive your free Moving Home mortgage consultation today.
If you are thinking about Moving Home in Birmingham, to get ahead of the game and find out the maximum amount you can borrow for your new mortgage on your new home, you should get in touch with our mortgage advisors in Birmingham. We have been working in the mortgage industry for over 20 years now and know precisely how to help Home Movers just like yourself.
We have access to 1000’s of Moving Home mortgage products; a Moving Home mortgage advisor in Birmingham will try and find the perfect one for you!
If you're thinking about moving within Birmingham and want to take your existing mortgage with you, you may be able to do so as long as you meet the lender's eligibility requirements. It's important to note that if your circumstances have changed since you first obtained your mortgage, you might no longer qualify for the transfer and will need to go through a re-evaluation process.
When relocating to a new home in Birmingham, it's essential to consider the various costs involved. These expenses include fees for estate agents, property surveys, mortgage arrangements, solicitors, removal services, and potentially fees from a mortgage broker in Birmingham. After you move, your legal representative will use the funds from selling your current property to pay off your existing mortgage completely.
If your lender allows it, you have the choice of starting a new mortgage or transferring your current mortgage to your new property when moving within Birmingham. Keep in mind that if you decide to pay off your mortgage in full, you might be subject to early repayment fees.
The ability to make overpayments on your Birmingham mortgage depends on the type of mortgage you have. If you're in an introductory, fixed, or discount period, most mortgage providers will allow you to make annual overpayments of up to 10% of your outstanding mortgage balance per year. However, if you're on a standard variable rate, you can sometimes make unlimited overpayments without incurring any penalties.
Our Customers Love Us
4.99 Rating70 Reviews
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
1 month ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
5 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
5 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
8 months ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
10 months ago
Anonymous
Incredibly helpful, supported throughout whole process
10 months ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
11 months ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
1 year ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
1 year ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
1 year ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
2 years ago
Kazim
That nice 😊
2 years ago
Kristina
Brilliant service! Would highly recommend! Tom at the Birmingham branch was amazing. We're first time buyers so we were very unsure of the whole process and had lots of questions. Tom gave us all the support and guidance we needed and was there for...
2 years ago
Anonymous
Moneyman were really supportive during this process. After our first house fell through following downvaluation, they were really helpful in outlining the process moving forward and supporting us through the next house sale. Couldn't be happier with...
2 years ago
Eleanor
Thank you so much for your support Even when I Couldn't get hold of anyone else During the pandemic Your staff were there to encourage me to press on with the mortgage after Thanks for your help and the guidance Thanks for giving me a chance And...
2 years ago
By partnering with a knowledgeable mortgage advisor in Birmingham, you can engage in a discussion about your current circumstances and future goals.
During the initial consultation, your Birmingham mortgage advisor will gather information about your income and expenses to assess your maximum affordability.
A skilled mortgage advisor in Birmingham will search through a vast array of mortgage products to find the one that best suits your needs.
We can support you in obtaining a mortgage agreement in principle, which can be advantageous when making offers on properties.
After your offer is accepted, your Birmingham mortgage advisor will submit your complete mortgage application and the required documentation to the lender.
Throughout the process, a dedicated case manager will keep you updated until you receive your formal mortgage offer and successfully complete your purchase or sale.
Our services extend beyond securing the most suitable mortgage deal for you; we also provide relevant insurance recommendations to ensure the well-being of both you and your loved ones.
When the time comes to renew your mortgage, we will reach out to you to ensure that you always have access to the best available deal.
Our Mortgage Advisors in Birmingham, make sure that every customer is taken care of from the start to the finish of their mortgage application. We want you to feel comfortable and secure during every step of the mortgage process, we always aim to go above and beyond so that you get the best mortgage advice service possible:
We have worked with many people Moving Home in Birmingham, and we want to help you next!
Our Mortgage Advisors in Birmingham have access to 1000’s of mortgage deals. One of these deals could be perfect for you and your personal and financial situation.
If you choose us, we can provide you with a free Moving Home Mortgage Review; during this review, we will help you calculate your monthly budget and the maximum that you can borrow.
Our fast and friendly mortgage service includes a fast turn around for a mortgage agreement in principle. We can sometimes get one arranged within 24-hours of your enquiry!
Our amazing customer reviews show off our fantastic mortgage advice service. Customer service is at the heart of our company, we can ensure that our Mortgage Advisors in Birmingham will be responsive, open and honest with you at all times.
Mortgage Advice in Birmingham from 7 days a week is possible with Birminghammoneyman. You can speak to an expert at a time that best suits you.
Hearing back from our customers and seeing how much of a positive impact our mortgage advice had on their application always cheers us up. We aim to be Open and Honest with you at all times, we want the best for you at the end of the day. Check out our outstanding customer reviews to see what others think of our Mortgage Advice in Birmingham.
Over our two decades of experience working within the mortgage industry, we have come across almost every single Moving Home mortgage scenario. There are lots of different reasons why someone may want to Move Home in Birmingham and get a new mortgage deal, some examples include:
If you are looking for expert mortgage advice in Birmingham, we recommend contacting us early in the process. We can indicate the maximum amount you would be able to borrow, at what interest rates, and what your monthly repayments will be.
During your Free Mortgage Consultation, your advisor will search 1000’s of deals to find you the most suitable for your circumstances. If you are happy to proceed with our recommendation, we can get you a mortgage agreement in principle. With your mortgage agreement in principle (AIP) now obtained, you will be ready and able to back up any offers you would like to make on your ongoing property purchase in Birmingham.
This is excellent news! Your next step will be to get back in touch with your Mortgage Advisor in Birmingham. They will be able to progress your mortgage application. We can also help with the types of property surveys and recommend a conveyancing solicitor.
There are many reasons why your Bank or Building Society may decline your mortgage application. Maybe your credit score was too low, or they will not lend you enough for what you hope to achieve. Whatever the reason, it is still worth speaking to a Mortgage Broker in Birmingham like ourselves to see if we can find you a suitable lender for what you hope to achieve.
Again, this will always come down to your circumstances and your credit file. But We work with a large panel of lenders who offer specialist products tailored to clients who may have had previous credit issues in the past. Our Mortgage Advisors in Birmingham have a vast knowledge of these products and their criteria.
If you do not fall into any of these categories, then please get in touch. There is rarely a situation that we haven’t come across, and our team will be happy to assist you.
Read our 70 Reviews
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s free!
7 Days a Week, 8am – 10pm
