Experienced Mortgage Broker in Birmingham
Over the years we have come across most Remortgage situations. Below is a list of some of the most popular scenarios.
After a better rate at the end of your Fixed-Rate Mortgage?
At the end of your Fixed-Rate mortgage term, if you do not choose to Remortgage, you will end up on your lenders Standard Variable Rate (SVR). These can often be higher interest rates, which in turn can create higher monthly mortgage payments. Because of this, many opt for a Remortgage as a means of finding a more favourable deal.
Looking to raise capital for a large purchase, such as Home Improvements?
Many look to raise capital, in order to fund further large purchases. This can include anything from cars and weddings to home improvements, such as a new kitchen, a home office or a conservatory.
Would you prefer to fix your monthly mortgage payments to protect against future interest rate increases?
In some cases, if you’ve been on a tracker mortgage with fluctuating interest rates, you may wish to switch more towards a steadier and more consistent option, like a Fixed-Rate Mortgage. This keeps payments at a comfortable amount, without any surprises from a change in the Bank of England’s base rate!
Need to remove a name from a mortgage, such as an ex-partner?
Unfortunately, not everything goes to plan and the person you thought you would be with forever, is no longer a part of your life. Alternatively, if it’s a family member or friend, plans can change and you wish to be independent. In either of these cases, you may wish to remove them or even yourself from a mortgage. This is a tricky process, but not impossible and absolutely something your mortgage advisor in Birmingham can look into.
Looking to combine unsecured debts such as credit card debts, onto your mortgage & other complications?
You should look to make seeking advice from an experienced Mortgage Advisor in Birmingham your priority when considering to secure debts against your home. This is so we can make you aware of the risks involved in carrying out debt consolidation.
Other problems that may arise, include a change in your credit circumstances leading you to be declined by your current lender or you may not be allowed to borrow as much as you’d like the second time around. In any of these cases, speak with a dedicated and knowledgeable mortgage broker in Birmingham to see what your options may be.
No matter the requirements for your mortgage, our experienced Mortgage Advisors in Birmingham will help find you the best solution for your individual circumstances.
Get in touch today to book your free remortgage consultation with a Mortgage Advisor in Birmingham and we will see what we can do to help you out.
Free Remortgage Consultation in Birmingham
All customers who get in touch will receive the benefit of a free initial remortgage consultation. Life can understandably get in the way, which is why we make your remortgage consultations with a Mortgage Advisor in Birmingham available on evenings and weekends, 7 days a week.
Our Mortgage Advisors in Birmingham are incredibly knowledgeable when it comes to helping customers with their Remortgages. Whether you are looking to release equity or secure a better rate, we are ready to help you get the ball rolling on a Remortgage, finding you the best possible deal we can for your circumstances. Unlike a bank, building societies and estate agents, we are able to search through 1000s of remortgage products for you.
Our team really do love what we do here at Birminghammoneyman, providing Open & Honest Mortgage Advice in Birmingham, and this really shows through in our genuine customer reviews, of which we’re very proud. Feel free to have a look at these.
Contact us today to book your free remortgage consultation in Birmingham & see how we can get the ball rolling.