Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
First time buyers in Birmingham can access low deposit mortgages, typically requiring around 5-10% of the property’s value. Many lenders offer options tailored to those with limited savings, making it easier to get on the property ladder.
A mortgage broker in Birmingham like ourselves can help you explore your options, identify suitable lenders, and provide personalised mortgage advice to suit your circumstances.
There are several mortgage schemes available for those looking for low deposit mortgages in Birmingham.
Options include shared ownership, mortgage guarantee scheme, as well as specific 5% products offered by lenders.
Speaking to a mortgage advisor in Birmingham can provide insights into the most suitable scheme for your needs.
They will help you navigate the application process, ensuring you meet the criteria and access competitive rates.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
29 5 Star Reviews
Dee Homer
Matt has been brilliant, hes explained and walked me through everything making it as easy and as straight forward as possible. Matt has been at the end of the phone, every time I've had questions or just needed some reassurance, I would recommend moneymanuk to anyone who is looking for an independent mortgage adviser xx
13 May 2026
Sophie O'Connor
Had a great experience with Money Man UK, who kept us informed and updated throughout every stage of the process. They were always transparent and never apposed to exploring all of our options and gave us time to consider them thoroughly. Would highly recommend and very glad we were recommended their services.
23 Apr 2026
Ethan Marshall
Jason and Lizzi were extremely helpful and ensured I got a good deal.
31 Mar 2026
Dainius Stepulevicius
Very helpful and informative. As a first time buyer with limited knowledge I was Guided with patience and great knowledge. Mortgage and Insurance was sorted within 2 weeks as painless as possible. Even providing references for shortlist of solicitors and thus saving more time. Best part even after Mortgage deal is done they are still happy to respond to other questions too. For that they are invaluable!
11 Jul 2025
besty jose
I had a fantastic experience working with Chris as my mortgage advisor. He was incredibly patient, always took the time to explain things clearly, and gave thoughtful advice whenever I needed it. Stacey handled all my paperwork efficiently and kept me updated throughout the process. Thanks to their combined efforts, I received my mortgage offer in less than 7 days! I am really grateful for their support and highly recommend their services.
15 Apr 2025
Renu Badhan
Great service by Charlie and the Team, thank you so much for your help!
16 Feb 2024
Ali Vafadar
A very satisfied customer. Charlie Bryson was my mortgage advisor, and I found him to be an incredibly professional, friendly and knowledgeable person. He offered me detailed and in depth advise and recommended a very good deal. My case was then referred to Meghan Robinson, who took care of my application with the lender. Similar to Charlie, she took time to listen to my queries and updated me of the progress of the application. It took roughly 2 weeks for me to get a mortgage offer from the lender. I highly recommend them for anyone looking for a mortgage/remortgage.
1 Nov 2023
F S (FS)
Fantastic company with great customer service. We have been dealing with them since the beginning of last year when we were trying to purchase a house .They have always been so helpful. Will recommend the company for anyone trying to get a good mortgage deal.
17 Aug 2023
Roi Collazo Nunez
easy, affordable and supportive
25 Jul 2023
Jake Burling
Very good service. Everything was explained clearly and concisely. Cost of living crisis was considered and did the best job they could to get a good deal.
24 Jun 2023
We’ll discuss your unique financial situation, answer any questions you have, and provide tailored mortgage advice.
This initial consultation is designed to set you on the right path toward securing the perfect mortgage deal.
As a dedicated mortgage broker in Birmingham, we have access to thousands of mortgage deals from a variety of lenders.
We’ll compare these options to find the most suitable low deposit mortgage for your circumstances, ensuring you get the most suitable rate and terms available.
Once we’ve found the right mortgage deal, we’ll handle the entire application process for you.
Our team will carefully prepare and submit your mortgage application to the lender, keeping you updated every step of the way to ensure a smooth and straightforward experience.
Protecting your home and finances is essential.
We can help you explore various protection options, such as life insurance, critical illness cover, and income protection, to ensure that you and your mortgage are safeguarded should the unexpected happen.
We offer a free initial mortgage appointment with an expert mortgage advisor in Birmingham.
During this initial consultation, we’ll learn about your unique circumstances and provide tailored mortgage advice in Birmingham, setting you on the path to finding the right mortgage deal.
With access to thousands of mortgage deals from a vast range of lenders, we’ll search the market to find the most suitable mortgage for your needs.
Whether you’re looking for a low deposit mortgage in Birmingham or a specialist product, we have the expertise to help.
Our dedicated mortgage advisors are committed to providing you with top-quality service.
From your initial appointment to securing your mortgage offer, we’ll handle all the details, offering you a seamless and stress-free experience throughout the process.
We understand that life can be busy, which is why we’re available seven days a week.
You can speak to a mortgage advisor in Birmingham at a time that suits you, ensuring you get the support and advice you need, whenever you need it.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 94 Reviews
Birminghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Birminghammoneyman 2009–2026
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Birminghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Birminghammoneyman 2009–2026
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