Fast & Friendly Buy-to-Let Mortgage Advice in Birmingham
Our mortgage advisors are very experienced when it comes to Buy-to-Let mortgages, below we have listed some of the most popular scenarios we come across as a mortgage broker in Birmingham.
Buy-to-Let Remortgage Options & Deals
Existing Buy-to-Let landlords may find themselves looking to build their property portfolio further, buying additional properties. To achieve these, Buy-to-Let landlords may look to Remortgage a property from their portfolio and release the equity from it, using that equity to cover the deposit of buying a future property.
In the event of any potential arrears, a Buy-to-Let landlord in Birmingham may look at taking out a Capital Raising mortgage against one of their properties in a bid to cover these debts, as opposed to selling off a property in their portfolio.
Limited Company Mortgages / Special Purpose Vehicles (SPVs)
Whilst not all lenders will accept an application via these means, and it has its pros and cons, some Buy-to-Let landlords look to purchase additional properties for their portfolio by way of a Limited Company or Special Purpose Vehicle (SPV). This is a specialist topic, so you will likely need to speak with a specialist Mortgage Advisor in Birmingham, to see if this route is right for you.
HMO’s (or a House in Multiple Occupation) are properties occupied usually by five or more people. This may be a preferred option for some Buy-to-Let landlords, due to the potential higher yields this option has been known to offer. Not all lenders will offer this option, but those that do could possibly offer different interest rates to what you might find with regular Buy-to-Let Mortgages in Birmingham.
Other options we may be able to assist with include mortgage advice for retired landlords, Buy-to-Let mortgages for First-Time Landlords, as well as specialist mortgage advice in Birmingham for those with complex or unique situations in the world of Buy-to-Let mortgages.
If you are looking for expert Buy-to-Let Mortgage Advice in Birmingham, please feel free to Contact Us to book your free Buy-to-Let mortgage consultation.
Open & Honest Mortgage Broker in Birmingham
As your dedicated & trusted Buy-to-Let Mortgage Broker in Birmingham, our team of dedicated mortgage advisors and administrators in Birmingham will work hard to help and support you through the full mortgage process, available seven days a week, with evening and weekend appointments available.
We know that Buy-to-Let mortgages may not always straightforward and easy. Our team will work hard to reduce your stress and hopefully help you over any hurdles that you find yourself coming across.
Your happiness with the service you receive is very important to our entire team here at Birminghammoneyman, we really do love what we do. Our dedication, hard work and love for what we do, shines through in our genuine Customer Reviews.
If you’re looking for expert assistance with a Buy-to-Let Mortgage in Birmingham, please get in touch with our experienced mortgage advice team. With over 20 years of experience in the world of mortgages, we’ll do what we can to ensure you end up with a favourable and appropriate mortgage deal for your personal situation.
Contact us today to book your free initial Buy-to-Let mortgage consultation.