Moving Home Mortgage Advice in Birmingham | Moving Home Birmingham

Moving Home Mortgage Advice in Birmingham

Free Moving Home Mortgage Consultation

0121 595 0187 Book Online
Reviews io White Logo

Read our 67 Reviews

Reviews IO Stars

Taking the Stress Away from Moving Home in Birmingham

Moving home is often cited as one of life’s most stressful experiences, but it shouldn’t have to be. Let us deal with the mortgage aspects to take the stress away, leaving you to focus more time on the move itself.


With the help of a Mortgage Broker in Birmingham by your side, our job is to equip you with the best mortgage advice possible to get the most out of your Moving Home journey.


To start your mortgage journey and to find out what sort of mortgage rates you may be able to qualify for, get in touch and receive your free Moving Home mortgage consultation today.

Moving Home Mortgages Birmingham

If you are thinking about Moving Home in Birmingham, to get ahead of the game and find out the maximum amount you can borrow for your new mortgage on your new home, you should get in touch with our Mortgage Broker in Birmingham. We have been working in the mortgage industry for over 20 years now and know precisely how to help Home Movers just like yourself.


We have access to 1000’s of Moving Home mortgage products; a Moving Home Mortgage Advisor in Birmingham will try and find the perfect one for you!


How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 001
Mortgage Lenders 002
Mortgage Lender 004
Mortgage Lender 006

Moving Home Mortgage Scenarios

Over our two decades of experience working within the mortgage industry, we have come across almost every single Moving Home mortgage scenario. There are lots of different reasons why someone may want to Move Home in Birmingham and get a new mortgage deal, some examples include:

  • The applicant wants to start a family or grow their current one and needs more living space.
  • They may want to relocate due to their current/future job or for a fresh start.
  • They may want to Move Home in Birmingham so that they can be closer to their family.
  • There may have been an unfortunate turn in events regarding a relationship breakdown.
  • The customer may want to resettle after retirement.
  • In some cases, we have seen that applicants move out so that they can Let out the property (Let to Buy).

Moving Home Mortgage Advice in Birmingham

Whether you are relocating to Birmingham or looking to move within the West Midlands, our team of experienced Mortgage Advisors in Birmingham have helped many moving home customers achieve their goals. Here we listed several popular scenarios that our team have faced.

How Much You Can Borrow & The Costs

If you are looking for expert Mortgage Advice in Birmingham, we recommend contacting us early in the process. We can indicate the maximum amount you would be able to borrow, at what interest rates, and what your monthly repayments will be.

Need an Agreement in Principle?

During your Free Mortgage Consultation, your advisor will search 1000’s of deals to find you the most suitable for your circumstances. If you are happy to proceed with our recommendation, we can get you a mortgage agreement in principle. With your mortgage agreement in principle (AIP) now obtained, you will be ready and able to back up any offers you would like to make on your ongoing property purchase in Birmingham.

Your offer on a new home has been accepted

This is excellent news! Your next step will be to get back in touch with your Mortgage Advisor in Birmingham. They will be able to progress your mortgage application. We can also help with the types of property surveys and recommend a conveyancing solicitor.

Has a bank declined you?

There are many reasons why your Bank or Building Society may decline your mortgage application. Maybe your credit score was too low, or they will not lend you enough for what you hope to achieve. Whatever the reason, it is still worth speaking to a Mortgage Broker in Birmingham like ourselves to see if we can find you a suitable lender for what you hope to achieve.


Again, this will always come down to your circumstances and your credit file. But We work with a large panel of lenders who offer specialist products tailored to clients who may have had previous credit issues in the past. Our Mortgage Advisors in Birmingham have a vast knowledge of these products and their criteria.


If you do not fall into any of these categories, then please get in touch. There is rarely a situation that we haven’t come across, and our team will be happy to assist you.

Looking To Move Home in Birmingham? We Can Help

Our Mortgage Advisors in Birmingham, make sure that every customer is taken care of from the start to the finish of their mortgage application. We want you to feel comfortable and secure during every step of the mortgage process, we always aim to go above and beyond so that you get the best mortgage advice service possible:


  • Our Mortgage Advisors in Birmingham have access to 1000’s of mortgage deals. One of these deals could be perfect for you and your personal and financial situation.
  • If you choose us, we can provide you with a free Moving Home Mortgage Review; during this review, we will help you calculate your monthly budget and the maximum that you can borrow.
  • Our fast and friendly mortgage service includes a fast turn around for a mortgage agreement in principle. We can sometimes get one arranged within 24-hours of your enquiry!
  • Our amazing customer reviews show off our fantastic mortgage advice service. Customer service is at the heart of our company, we can ensure that our Mortgage Advisors in Birmingham will be responsive, open and honest with you at all times.
  • Mortgage Advice in Birmingham from 7 days a week is possible with Birminghammoneyman. You can speak to an expert at a time that best suits you.
  • We have worked with many people Moving Home in Birmingham, and we want to help you next!


Hearing back from our customers and seeing how much of a positive impact our mortgage advice had on their application always cheers us up. We aim to be Open and Honest with you at all times, we want the best for you at the end of the day. Check out our outstanding customer reviews to see what others think of our Mortgage Advice in Birmingham.

Reviews Stars4.99 Rating67 Reviews

Common mortgage

Your free mortgage consultation in Birmingham will last approximately 30 mins. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to go ahead.

As your Mortgage Broker in Birmingham, we carry out a Fact Find to establish your needs prior to recommending the most suitable mortgage for you. A credit check is then required for an Agreement in Principle and then once you have provided all the relevant documentation and a valuation of the property has been carried out a formal mortgage offer can be issued

Our Mortgage Advisors in Birmingham recommend that you try and get your Agreement in Principle before you take up the decision of starting to view properties in Birmingham, to avoid disappointment. At the very latest you should obtain one prior to making an offer to assist your bargaining position with the seller.

An Agreement in Principle typically lasts for between 30 and 90 days depending on the lender. If your Agreement in Principle expires it can always be refreshed. If you need help obtaining one, our Mortgage Advisors in Birmingham can usually get one sorted for you within 24 hours of your application.

It can be possible to get a second mortgage on your home in Birmingham for debt consolidation or home improvements. It may also be possible to take out a mortgage on a second property if it is for your own use, the use of a family member, a holiday home or a Buy to Let.

To purchase a house in Birmingham, the minimum deposit with High Street Lenders is typically 5% but this can be higher if you have had previous credit problems.

If you have had credit problems you may still be able to get a mortgage but you will likely need to put down a higher deposit than usual, perhaps 15% of the purchase price.

You can get a mortgage in Birmingham once you have submitted at least one year’s accounts. Most lenders use your salary + dividend to calculate the maximum mortgage whereas others go off your net profit.

To prove income it’s usually three payslips for an employee and the latest 2 years’ accounts for Self Employed. In addition, you will need to produce proof of ID, address and 3 months’ bank statements.

Our free consultation in Birmingham typically lasts up to 30 mins or so. We can turn round an agreement in principle within 24 hours and a formal mortgage offer takes about three weeks on average. Before you know it, you will be moving into your new property in Birmingham!

We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR

© 2023 Birminghammoneyman

Birminghammoneyman - Office 1, Izabella House, 24-26 Regent Place, City Centre, Birmingham, B1 3NJ

Moneyman Logo

Moneyman Logo

Moneyman Logo

Ask Your Question

    Moneyman Logo

    Moneyman Logo

    Moneyman Logo

    Book your Free Consultation

    7 Days 8am - 10pm

    Moneyman Logo

    Moneyman Logo