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Moving Home Mortgage Advice in Birmingham

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7 days a week, 8am - 10pm

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Moving Home Mortgage Advice in Birmingham

Planning your next home move? Let our expert mortgage advisors in Birmingham help you navigate the home-buying process with ease.

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We take the stress away from moving home in Birmingham.

Moving home is often cited as one of life’s most stressful experiences, but it shouldn’t have to be. Let us deal with the mortgage aspects to take the stress away, leaving you to focus more time on the move itself.

With the help of a mortgage broker in Birmingham by your side, our job is to equip you with the best mortgage advice possible to get the most out of your Moving Home journey.

To start your mortgage journey and to find out what sort of mortgage rates you may be able to qualify for, get in touch and receive your free Moving Home mortgage consultation today.

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Moving Home Mortgage Advice in Birmingham

Mortgages for people who are moving home in Birmingham.

If you are thinking about Moving Home in Birmingham, to get ahead of the game and find out the maximum amount you can borrow for your new mortgage on your new home, you should get in touch with our mortgage advisors in Birmingham. We have been working in the mortgage industry for over 20 years now and know precisely how to help Home Movers just like yourself.

We have access to 1000’s of Moving Home mortgage products; a Moving Home mortgage advisor in Birmingham will try and find the perfect one for you!

Can I move my current mortgage to a new property in Birmingham?

If you’re thinking about moving within Birmingham and want to take your existing mortgage with you, you may be able to do so as long as you meet the lender’s eligibility requirements.

It’s important to note that if your circumstances have changed since you first obtained your mortgage, you might no longer qualify for the transfer and will need to go through a re-evaluation process.

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FAQs for Home Movers in Birmingham

What are the costs when moving home in Birmingham?

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When relocating to a new home in Birmingham, it’s essential to consider the various costs involved. These expenses include fees for estate agents, property surveys, mortgage arrangements, solicitors, removal services, and potentially fees from a mortgage broker in Birmingham. After you move, your legal representative will use the funds from selling your current property to pay off your existing mortgage completely.

What happens if I buy a property and want to move home in Birmingham?

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If your lender allows it, you have the choice of starting a new mortgage or transferring your current mortgage to your new property when moving within Birmingham. Keep in mind that if you decide to pay off your mortgage in full, you might be subject to early repayment fees.

Can you pay a mortgage off early in Birmingham?

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The ability to make overpayments on your Birmingham mortgage depends on the type of mortgage you have. If you’re in an introductory, fixed, or discount period, most mortgage providers will allow you to make annual overpayments of up to 10% of your outstanding mortgage balance per year. However, if you’re on a standard variable rate, you can sometimes make unlimited overpayments without incurring any penalties.

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Our Simple Mortgage Process

Free 30-Minute Home Movers Reviews

Step 1

By partnering with a knowledgeable mortgage advisor in Birmingham, you can engage in a discussion about your current circumstances and future goals.

During the initial consultation, your Birmingham mortgage advisor will gather information about your income and expenses to assess your maximum affordability.

We Can Search 1000s of Mortgage Deals

Step 2

A skilled mortgage advisor in Birmingham will search through a vast array of mortgage products to find the one that best suits your needs.

We can support you in obtaining a mortgage agreement in principle, which can be advantageous when making offers on properties.

Submit Your Mortgage Application

Step 3

After your offer is accepted, your Birmingham mortgage advisor will submit your complete mortgage application and the required documentation to the lender.

Throughout the process, a dedicated case manager will keep you updated until you receive your formal mortgage offer and successfully complete your purchase or sale.

Protecting You and Your Mortgage

Step 4

Our services extend beyond securing the most suitable mortgage deal for you; we also provide relevant insurance recommendations to ensure the well-being of both you and your loved ones.

When the time comes to renew your mortgage, we will reach out to you to ensure that you always have access to the best available deal.

Reasons to Choose us

Free Mortgage Appointment

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Our Mortgage Advisors in Birmingham, make sure that every customer is taken care of from the start to the finish of their mortgage application. We want you to feel comfortable and secure during every step of the mortgage process, we always aim to go above and beyond so that you get the best mortgage advice service possible:

We have worked with many people Moving Home in Birmingham, and we want to help you next!

1000s of Deals

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Our Mortgage Advisors in Birmingham have access to 1000’s of mortgage deals. One of these deals could be perfect for you and your personal and financial situation.

If you choose us, we can provide you with a free Moving Home Mortgage Review; during this review, we will help you calculate your monthly budget and the maximum that you can borrow.

Our Service

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Our fast and friendly mortgage service includes a fast turn around for a mortgage agreement in principle. We can sometimes get one arranged within 24-hours of your enquiry!

Our amazing customer reviews show off our fantastic mortgage advice service. Customer service is at the heart of our company, we can ensure that our Mortgage Advisors in Birmingham will be responsive, open and honest with you at all times.

7 days a Week

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Mortgage Advice in Birmingham from 7 days a week is possible with Birminghammoneyman. You can speak to an expert at a time that best suits you.

Hearing back from our customers and seeing how much of a positive impact our mortgage advice had on their application always cheers us up. We aim to be Open and Honest with you at all times, we want the best for you at the end of the day. Check out our outstanding customer reviews to see what others think of our Mortgage Advice in Birmingham.

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We Search 1000s of Moving Home Mortgages in Birmingham

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Common Moving Home Mortgage Scenarios

Moving Home Mortgage Advice in Birmingham

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Over our two decades of experience working within the mortgage industry, we have come across almost every single Moving Home mortgage scenario. There are lots of different reasons why someone may want to Move Home in Birmingham and get a new mortgage deal, some examples include:

  • The applicant wants to start a family or grow their current one and needs more living space.
  • They may want to relocate due to their current/future job or for a fresh start.
  • IThey may want to Move Home in Birmingham so that they can be closer to their family.
  • There may have been an unfortunate turn in events regarding a relationship breakdown.
  • The customer may want to resettle after retirement.
  • In some cases, we have seen that applicants move out so that they can Let out the property (Let to Buy).

Whether you are relocating to Birmingham or looking to move within the West Midlands, our team of experienced Mortgage Advisors in Birmingham have helped many moving home customers achieve their goals.

How Much You Can Borrow & The Costs

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If you are looking for expert mortgage advice in Birmingham, we recommend contacting us early in the process. We can indicate the maximum amount you would be able to borrow, at what interest rates, and what your monthly repayments will be.

Need an Agreement in Principle?

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During your Free Mortgage Consultation, your advisor will search 1000’s of deals to find you the most suitable for your circumstances. If you are happy to proceed with our recommendation, we can get you a mortgage agreement in principle. With your mortgage agreement in principle (AIP) now obtained, you will be ready and able to back up any offers you would like to make on your ongoing property purchase in Birmingham.

Your offer on a new home has been accepted

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This is excellent news! Your next step will be to get back in touch with your Mortgage Advisor in Birmingham. They will be able to progress your mortgage application. We can also help with the types of property surveys and recommend a conveyancing solicitor.

Has a bank declined you?

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There are many reasons why your Bank or Building Society may decline your mortgage application. Maybe your credit score was too low, or they will not lend you enough for what you hope to achieve. Whatever the reason, it is still worth speaking to a Mortgage Broker in Birmingham like ourselves to see if we can find you a suitable lender for what you hope to achieve.

Again, this will always come down to your circumstances and your credit file. But We work with a large panel of lenders who offer specialist products tailored to clients who may have had previous credit issues in the past. Our Mortgage Advisors in Birmingham have a vast knowledge of these products and their criteria.

If you do not fall into any of these categories, then please get in touch. There is rarely a situation that we haven’t come across, and our team will be happy to assist you.

Free Mortgage Guides & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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