It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
0121 595 0187Speak to an Advisor - It's Free!& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor - It's Free! 0121 595 0187
Read our 73 Reviews
Read our5-Star
Google Reviews
I’d like to…
Welcome to your online hub for open and honest mortgage advice in Telford – Birminghammoneyman!
As a mortgage broker in Telford, we have built a brilliant reputation in providing many customers with top level mortgage advice in Telford. With over 20 years under our belt, we have come across the majority of mortgage situations.
Using both our knowledge and experience, our mortgage advisors in Telford will be by your side throughout the process making sure the mortgage journey as smooth & straightforward as possible.
Whether you are stepping into the mortgage world for the first time or are looking to move to a new property, we understand the mortgage process can come with its obstacles which is why we work hard in helping overcome any of these obstacles.
As a first time buyer in Telford, taking on a big financial commitment like a mortgage can be an exciting but daunting experience and may be unsure on where to start.
When we speak to customers who are looking at taking on their first mortgage, the general worry is the amount they can borrow as well as what their monthly mortgage payments will be.
Utilising our knowledge as an expert mortgage broker in Telford, our team can help you in working out a rough estimate of these figures so you can have a better understanding of this.
When you have found your dream property it’s then time to obtain an agreement in principle.
This document will show that you have passed the initial credit checks carried out by the mortgage lender and that they are ready to lend you the funds for a mortgage.
Here at Birminghammoneyman, our team can normally sort this out within 24 hours of your initial mortgage appointment.
If you are looking to moving home in Telford and are interested in speaking to a mortgage broker in Telford, get in touch with our team today!
Through our experience as a mortgage broker in Telford, we understand that moving home can be stressful.
As well as finding someone to buy your home, you will need to sort out moving your current belongings along with arranging the rest of your home purchase. On top of that is the mortgage side which is where we can help. This is just one of the many benefits of using a mortgage broker in Telford!
Our team has built a great reputation in helping both budding and existing landlords in their starting and growing their property portfolio.
When it comes to buy to let mortgages in Telford, there exists a myriad of options to choose from, including HMO (House in Multiple Occupation), Holiday Let, Let to Buy, and various others.
Being a trusted mortgage broker in Telford, we have experience in not only helping landlords build their portfolios but also helping with remortgaging their existing properties in Telford.
As a landlord, you may look at the potential of realising equity from your property which can go towards a deposit towards a new purchase.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
For those who are a homeowner, you may be coming to the end of your mortgage deal and looking into a remortgage in Telford.
This process includes you switching from your current mortgage deal with your current mortgage lender to a new one.
Our team at Birminghammoneyman pride itself on helping existing customers by contacting them 6 months before their current deal is about to end as well as supporting them throughout the process.
The reason we contact you 6 months before your current deal comes to an end is so you have enough time to review your remortgage options as well as make necessary arrangements.
If you are self employed in Telford and are looking to obtain a mortgage, you may find the process is slightly different to an employed applicant. The process can be a bit more challenging as you will be required to provide substantial evidence of your income to the mortgage lender.
From a mortgage lender’s point of view, they will need to be 100% sure that your income is both adequate and consistent enough before they will consider you as an individual to who they are willing to lend a large amount of money.
This may be a little complicated, but depending on your situation, it is still possible for self employed customers to get a mortgage in Telford!
As an expert mortgage broker in Telford, we have helped many self employed applicants to achieve their mortgage goals. Our team can support you throughout the process and will work hard in overcoming any hurdles that may occur.
When it comes to equity release in Telford, it will likely be taken out as a home reversion plan or more generally, you’ll see it in the form of a lifetime mortgage in Telford.
As well as this, we have options for those who are looking for a mortgage and are over the age of 50.
These options include retirement interest only (rio), term interest only (to) mortgages, as well as your regular mortgage types of remortgages in Telford.
Here at Birminghammoneyman, we will always explore alternatives to find the option that is appropriate for you before equity release in Telford will be an option.
To understand the features and risks, ask for a personalised illustration. Equity Release may come in the form of a lifetime mortgage or home reversion plan.
A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care.
A home reversion plan involves selling all or part of your home to a plan provider in exchange for a tax-free lump sum.
Our Customers Love Us
4.99 Rating73 Reviews
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
4 days ago
Anonymous
Great brokers, very helpful and efficient.
3 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
3 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
6 months ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
10 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
10 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
1 year ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
1 year ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
2 years ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
2 years ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
2 years ago
Kazim
That nice 😊
2 years ago
Our mortgage advisors in Telford at Birminghammoneyman are here 7 days a week from early in the morning until late at night so you can book your free mortgage appointment at a time that suits you!
Get in touch with our friendly team today and they will connect you to an expert mortgage advisor in Telford who can support you towards your mortgage goals.
We understand that everyone’s lifestyles are different and go beyond the typical 9 to 5 and we are always there to answer any questions you may have!
As an open and honest mortgage broker in Birmingham and surrounding areas, like Telford, we are proud to provide a friendly and flexible service.
Our team prides itself on making our customers feel supported and at ease throughout the mortgage journey.
This is highly reflected in our customer reviews from happy and satisfied homeowners who approached us as an expert mortgage broker in Telford.
This is why our mortgage advisors in Telford work hard in providing a simple and stress free service.
Through our 20 plus years as an expert mortgage broker in Birmingham, we have encountered a large variety of mortgage situations.
With this in mind, if you feel your situation is too complex, please don’t hesitate to get in touch! It’s very likely our team has encountered your situation before and will know the solution.
Even if this isn’t the case, our team love a challenge and will work hard in overcoming any hurdles that may occur.
Contact our team and book an appointment with our mortgage advisor in Birmingham. Our goal is to provide you with help and support, working hard in helping you achieve mortgage success!
When seeking a mortgage in Telford, most lenders will request a minimum deposit of 5% of the property’s value. However, if your credit score is lower, you may be required to provide a larger deposit of 10% to 15% of the property’s cost. This is because mortgage lenders often scrutinize your credit history to ensure that they’re lending to a trustworthy borrower.
Missed payments or unsecured debts are typically viewed as possible concerns for mortgage lenders.
As your mortgage broker in Telford, we’re committed to guiding you through the entire mortgage process, from start to finish. Our aim is to help you locate the most appropriate mortgage product for your financial and personal circumstances, assist you with completing your application, ease any stress during the process, and, most importantly, assist you in obtaining the keys to your dream home.
Our team of professionals has extensive experience working with a variety of buyers, with specialisations that include buy to let and self-employed mortgages in Telford, equity release, insurance, and unique scenarios.
Accessing mortgage advice in Telford has never been simpler, as you can now book your free mortgage consultation or schedule a callback with one of our mortgage advisors in Telford online.
At your free mortgage consultation, you’ll have the chance to speak with a mortgage advisor in Telford for roughly 30-60 minutes. Your advisor will inquire about your mortgage needs and objectives, as well as collect information about your personal and financial history to identify available mortgage options that match your situation.
Following the consultation, your mortgage advisor in Telford will conduct research to locate a suitable mortgage product that aligns with your specific circumstances.
As a mortgage broker in Telford, we have helped numerous applicants in securing a second or even multiple mortgages, for purposes such as buy to let, let to buy, holiday lets, and more.
However, obtaining another mortgage typically requires a sizeable deposit, a strong credit score, and the ability to manage additional monthly repayments. In cases where a let to buy or buy to let mortgage in Telford is involved, having a tenant can help cover these expenses.
Before proceeding with an application for another mortgage, we suggest consulting with a mortgage advisor in Telford to determine your eligibility. Our experienced team has been working in the industry for over 20 years and is available to provide assistance.
Even if you have bad credit, obtaining a mortgage in Telford may still be possible. Certain lenders specialise in providing products to buyers with bad credit, so it’s worth exploring these options.
However, if you have bad credit and are seeking a mortgage in Telford, be prepared to provide a larger deposit, usually around 10%-15%. If you require mortgage advice in Telford and would like assistance in improving your credit score, our mortgage advisors in Telford are available to guide you in the right direction and provide tips on where to start.
Read our 73 Reviews
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
