Whether you are a first-time landlord or experienced investor, our team of mortgage advisors and administrators can provide you with the mortgage advice in Telford and support you need to secure the right mortgage for your situation.
At Birminghammoneyman, we understand that the process of obtaining a Buy to Let mortgage can be complicated and time-consuming. That’s why we are here to help you every step of the way. Our team of experts have an extensive knowledge of the buy to let mortgage market, meaning they can provide you with the most suitable and favourable mortgage for your individual circumstances.
We are able to search through 1000’s of deals to find the most appropriate mortgage for you, whether you are looking to purchase a buy to let property through a limited company (Special Purpose Vehicle) or as an individual. We can also provide advice and support for those looking to invest in HMOs (House of Multiple Occupancy) and holiday lets.
Our team of mortgage advisors and administrators are always up-to-date with the latest legislation and market updates, providing you with an open and honest service. We will always strive to give the same professional level of service to all our customers, no matter what their experience.
If you are looking to discuss and compare taxation benefits, you will need to speak to a tax advisor, as they will provide you with advice on this topic.
If you are looking to invest in a Buy to Let property in Telford and would like to speak to one of our mortgage advisor in Tamworth, you can get a quote now and meet your advisor.
Some buy to let landlords opt to purchase their properties through a limited company, known as a special purpose vehicle (SPV) in the mortgage industry.
Our team of experienced mortgage advisors in Telford are well-versed in assisting customers with buy-to-let property purchases using this method. They will utilize their knowledge to guide you through the mortgage process and address any questions or concerns you may have.
While we can provide guidance on buy to let mortgages in Telford, we are unable to offer advice on taxation benefits. If you require assistance in this area, it is recommended that you consult with a dedicated tax advisor who can provide accurate advice from a qualified professional.
In addition to assisting customers with standard residential buy-to-let purchases in Telford, we can also help those interested in purchasing properties for HMO (House of Multiple Occupation) or Holiday Let purposes.
The process of purchasing a property with the intention of renting it out can be stressful for some, particularly for new landlords. Others may simply be too busy managing their existing property portfolios. That's why many landlords establish relationships with our expert mortgage advisors in Telford, often returning to remortgage those same properties.
We strive to make their lives easier by finding the best deals available!
When applying for a mortgage, it is common for lenders to expect a deposit, usually ranging from 20% to 40% of the property's value. The actual percentage required varies based on factors such as your property portfolio size, credit score, and other individual circumstances. It's essential to remember that these variables also influence the amount you can borrow for your mortgage.
The projected rental income of the property is a key factor in deciding the maximum borrowing amount for a buy to let mortgage. Moreover, mortgage lenders usually ask for proof of income from a primary job or self-employment to ensure you can manage monthly payments, even if the property is not generating rental income.
Our Customers Love Us
4.99 Rating69 Reviews
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
3 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
3 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
6 months ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
8 months ago
Anonymous
Incredibly helpful, supported throughout whole process
8 months ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
9 months ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
1 year ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
1 year ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
1 year ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
1 year ago
Kazim
That nice 😊
1 year ago
Kristina
Brilliant service! Would highly recommend! Tom at the Birmingham branch was amazing. We're first time buyers so we were very unsure of the whole process and had lots of questions. Tom gave us all the support and guidance we needed and was there for...
1 year ago
Anonymous
Moneyman were really supportive during this process. After our first house fell through following downvaluation, they were really helpful in outlining the process moving forward and supporting us through the next house sale. Couldn't be happier with...
1 year ago
Eleanor
Thank you so much for your support Even when I Couldn't get hold of anyone else During the pandemic Your staff were there to encourage me to press on with the mortgage after Thanks for your help and the guidance Thanks for giving me a chance And...
2 years ago
Anonymous
Very good service, unbelievable fast to apply my mortgage. Thank you all of you.
2 years ago
Contemplating an investment in a rental property requires a well-thought-out plan of investment goals and choosing the right mortgage type. Relying on a mortgage broker can be advantageous, as they analyze your financial situation and current market conditions, helping you establish achievable investment goals. Additionally, they can explain the disparities between interest-only and repayment mortgages, guiding you towards the most appropriate mortgage for your investment strategy.
Understanding the dissimilarities between interest-only and repayment mortgages is made simpler with guidance from a buy-to-let mortgage advisor, enabling you to align your investment strategy effectively.
Following the acceptance of your property purchase offer, the buy-to-let mortgage advisor will take charge of preparing and submitting your complete mortgage application, including all the required documents such as income verification and identification.
Safeguarding your rental property investment involves having the right insurance coverage in place. Rely on your buy-to-let mortgage advisor to assist you in finding the most relevant insurance options.
With our team of Mortgage Advisors in Telford, here at Birminghammoneyman, we have a wealth of experience in the Buy to Let mortgage market and criteria.
If you’re looking for expert assistance with a Buy to Let in Telford, please get in touch with our experienced Mortgage Advice team.
With over 20 years of experience in the world of mortgages, we will do what we can to ensure you end up with a favourable and appropriate mortgage deal for your personal situation.
We have worked with many landlords in Telford, helping them to find the most suitable mortgage that matches their individual situation.
Our team of professionals are available seven days a week, and anytime you need us. We understand that Buy to Let mortgages can be complex, and we will do what we can to help you over any hurdles that arise during your journey.
We always make sure that we are up to date with the latest buy to let legislation and lending criteria, so that we can offer our customers nothing but open and honest Mortgage Advice in Telford.
Your dedicated Mortgage Broker in Telford will be with you from the start of your process, right through until the end of your buy to let mortgage transaction.
Take a look at our customer reviews and see why landlords choose us when looking to take out a Buy to Let mortgage.
We will be available seven days a week, and anytime we’re needed and at a time that best suits you. Buy to Let mortgages are never always as simple and easy as you’d like. We will do what we can to help you over any hurdles that arise during your journey.
If you’re looking for expert assistance with a Buy to Let in Birmingham, please get in touch with our experienced mortgage advice team.
Existing landlords with an extensive Buy to Let properties portfolio might be looking to invest in further opportunities. There is an option to Remortgage one of those properties to release equity to cover a deposit on another Buy to Let in Telford.
Not all lenders will accept an applicant. However, that doesn’t mean it’s impossible, as some lenders do accept these.
If you are looking to expand your buy to let portfolio in Telford through a Limited Company or Special Purpose Vehicle (SPV), it is best to seek advice from a specialist Mortgage Broker. They will be able to assess your situation and advise you on the best course of action.
HMO mortgages (House of multiple occupation mortgages) are an option to take out on properties occupied usually by five or more people. These mortgages are popular amongst landlords who own student accommodation.
These Buy to Let products can sometimes be difficult to obtain as not all lenders will offer HMO deals. That’s why it’s worth speaking to a Specialist Mortgage Broker in Telford if you are considering applying for an HMO mortgage for your Buy to Let property.
We understand the various Buy to Let mortgage scenarios. For example, you may be a First Time Buyer looking to invest in Buy to Let, or you may have a complex mortgage situation that requires help from a Specialist Mortgage Broker in Telford.
Maybe you need some generic Buy to let Mortgage Advice. Get in touch to receive a free mortgage consultation to speak to one of our expert mortgage broker in Telford, and let us see how we can help you.
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
