First Time Buyer Mortgages in Stourbridge

As a first time buyer in Birmingham , your first mortgage journey can be complicated and it can be confusing where you should start. Our job is to take all of the stress away and arrange the mortgage side of the process for you. We will not only be finding you a mortgage for your new home in Stourbridge, but we will also help you prepare your complete mortgage application. If you are trying to find out how much you can borrow for a mortgage in Stourbridge, we can also work this out for you. During your free initial mortgage consultation, your mortgage advisor in Stourbridge will run through this with you and make sure that you are aware of all of the costs that come with a mortgage.

Moving Home Mortgages in Stourbridge

When you’re moving home in Birmingham , if you’re unable to port your mortgage you will need to take out a new mortgage on your new property. This is where we come in! Buying and selling a home at the same time can be extremely stressful; you’ll need to sort out the mortgage side of things too. We want to take all of this stress away from you and the process so that moving home in Stourbridge is made simpler and easy-going.

Buy to let Mortgage Stourbridge

Our service as a mortgage broker in Stourbridge goes beyond traditional mortgages too. We can also assist you with your let to buy and buy to let mortgage in Birmingham . We have a long history of working with local landlords in and around the Stourbridge and Birmingham area, and you could be next! On panel, we have many mortgage lenders that hold products for buy to let and let to buy applicants. We will be able to search through these mortgage lenders in order to find the most appropriate mortgage product for you!

Remortgaging in Stourbridge

Getting remortgage in Birmingham has never been easier with our remortgage review. We can take a look at your current term and what rate you are on, then search the market to try and find you a perfect replacement to switch onto. Remember that a remortgage is where you take out a new mortgage product to replace your current deal. If you do not switch before your fixed-term ends, you will fall onto your lender’s standard variable rate of interest. It is likely that this interest rate is much higher than your current rate and your monthly mortgage repayments will rocket up. To avoid this, we recommend starting your remortgage process put o 6 months before your fixed-term comes to an end. Our remortgage advisors in Stourbridge are available to help you find that perfect new remortgage product. We will not only try and find you a competitive product to switch to, but we’ll also make sure that the product matches your personal and financial situation.

Self Employed Mortgages Stourbridge

As a self employed in Birmingham , the process will be slightly different to a regular mortgage of an employed applicant. You will be required to provide sufficient evidence of your income to the lender which can be the tricky part but is something you can do. We have helped many customers who are self-employed achieve their homeowning goals. Same as the process with a regular mortgage, your dedicated mortgage advisor in Stourbridge will look into your case in detail to find the most suitable mortgage for you as well as help point you in the right direction on your mortgage journey.

Mortgage Options for Over 50s in Stourbridge

If you are over the age of 50, you may be able to get a mortgage. There are many different later life mortgage options available and one of them may be perfect for your personal and financial situation. To understand the features and risks, ask for a personalised illustration. Equity Release may come in the form of a lifetime mortgage or home reversion plan. A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care. A home reversion plan involves selling all or part of your home to a plan provider in exchange for a tax-free lump sum.

Mortgage Broker in Stourbridge | Mortgage Advice in Stourbridge

Providing Expert Mortgage Advice in Stourbridge

We are a mortgage broker in Stourbridge and our job is to support and guide you through your mortgage process. We have experience and knowledge helping all different kinds of applicants; from first time buyers and landlords to those looking to remortgage, we are here to help!

You can easily book a free initial mortgage appointment online, schedule a callback or ask a question via our “Get Started” contact form. Mortgage advisors in Stourbridge are available 7 days a week so that you can book an appointment at a date and time that suits you. Providing a responsive service is what we do best, customer service is at the heart of our company.

We aim to deliver an open and honest mortgage advice service to ensure that you get the most out of your new mortgage. If you cannot access a better mortgage product than the one that you are already on, we will be completely transparent with you and tell you so. The team are always looking for ways to help you save time and money!

Speak to an Advisor

All of our Customers Receive a Free Initial Mortgage Appointment!

We have been working in the mortgage industry for over 20 years now, and have come across many different types of mortgage situations. It’s not unusual to encounter complex mortgage situations, sometimes things don’t work out as planned and you may need a specialist mortgage broker in Stourbridge by your side to help you out. We love a good challenge and we will not give up if we are faced with a complicated mortgage situation.

We consider all situations, every customer can benefit from a free initial mortgage appointment with a mortgage advisor in Stourbridge. On our panel of lenders, we have both high street and specialist lenders available, each with 100s of products that you could access.

Following your mortgage appointment, your mortgage advisors in Stourbridge can search through all of these lenders in order to try and find the perfect product for you! They will carefully look at your personal and financial situation before recommending you a mortgage product.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Stourbridge

Our Customers Love Us

4.98 Rating94 Reviews

Johnathan

First time buyer so I needed some help with the whole process, Leo Shakespear kindly guided me through everything. Highly recommended the service and the execution.

1 month ago

Preslav

As first-time buyers, my partner and I were very unsure of the home purchasing process, but Jason and Debbie made everything feel easy and effortless. From our initial consultation with Jason to receiving our mortgage offer, the advice we...

2 months ago

Sara

Very informative and very responsive team

4 months ago

Doreen

I couldn’t have wish for a better experience on my journey to buying my property through Uk Moneyman. Very professional, yet friendly, and easy to deal with. I’d recommend to anyone thinking of buying a property.

5 months ago

Andrew

Matt and Debbie from Birmingham money man have been very helpful so far in the process of buying our first house answering all our questions quickly and with detailed and understandable explanations. they have made the process easier and much less...

6 months ago

Alexander

Professional and provide a great service

7 months ago

Natasha

Absolutely fantastic service - highly recommended

7 months ago

Stephanie

Excellent, communication and supportive staff. They have been Very thorough and informative.

7 months ago

Anonymous

Incredibly helpful and responsive, friendly people and they made a daunting process easy and straightforward, would definitely use them again

9 months ago

Anonymous

Helpful and knowledgeable. Helped me make good decisions and managed to get the best possible deal.

9 months ago

This has been a very challenging process that has taken a number of years to achieve. Birminghammoneyman brokers has been pivotal to me achieving my dream home. They have been patient and consistent in support and guidance. They are very reasonably...

1 year ago

Katia

They were really supportive and faster. I highly recommend their services.

1 year ago

Brian

I am very impressed and pleased with the service provided. Both Dan and Jonathan are consummate professionals who kept me informed at every stage of the process and were always on hand to answer any questions. They were sympathetic and eager to...

1 year ago

Mandy

They have been very helpful ,very patient helping sort any hiccups sorted everything in the end

1 year ago

Alistair

I have had a real good experience dealing with wayne and lizzie from uk moneyman they have been very informative and helpful couldent thank them enough for there work

1 year ago

Keith

You have given a very good act of yourself and very recommended by my shelf k gurney

1 year ago

Tayla-Leigh

The service that we received from Wayne and the team at UKMoneyMan was amazing. A straightforward and easy process. We highly recommend MoneyMan, especially to those that are first time buyers, everyone was so knowledgable and helpful. Friendly...

1 year ago

Harry

everyone from the money man uk team was a delight to work with, they made it all easy and stress free time for us and gave us all the support we needed. they was a pleasure to work with we will recommend them to family and friends and any future...

1 year ago

Anonymous

Dan was very helpful and knowledgeable and dealt with our mortgage quickly and efficiently.

1 year ago

Philip

Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.

1 year ago

Our Simple 4-Step Process

Book Online

Getting mortgage advice in Stourbridge has never been easier. If you want to speak with one of our mortgage advisors in Stourbridge, then simply ask a question, book an appointment or schedule a callback. Alternatively, we’d recommend taking a look at our mortgage guides and see if they can help you out. We also have a YouTube channel where we post free educational mortgage videos for you to learn and get tips from.

Free Initial Mortgage Appointment

During your free initial mortgage appointment, you will get the opportunity to ask your mortgage advisor in Stourbridge some questions. Vice versa, they will want to find out more about your mortgage ambitions and what you are looking to achieve. They will also want to learn about your personal and financial situation so that when they start looking for a mortgage product for you, they know where to start.

Finding a Suitable Product

Going forward with your application, we will search 1000s of deals through our huge panel of lenders. If you go directly to a lender, you will only have access to their independent deals. If you choose the broker route, you will also benefit from our amazing customer service.

Submit Your Application

Getting an agreement in principle at the ready is essential too. This is something that we can arrange following your free initial mortgage appointment. As a responsive mortgage broker in Stourbridge, we can usually arrange an AIP within 24 hours of your appointment. This document will prove extremely useful when making offers on properties.

Reasons to Choose us

Free Initial Appointment in Oldbury

We work for you and you only. The aim is to find you a mortgage product that not only saves you time, but money as well. Being transparent, open and honest is what makes our service so brilliant. Feel free to see how others have valued our service by reading customers reviews.

Search 1000s of products

We can search through 1000s of deals via our large panel of high street and specialist lenders. Your mortgage adviser in Birmingham will pick out the perfect product for you. We are experienced and know exactly what we are looking for when searching the market for a new mortgage product. If you are unable to access a better rate than what you are already on, we will be honest with you and tell you so.

Our Service

We’ve made it very easy to book your free initial mortgage appointment online. Getting mortgage advice in Birmingham is made easy this way, you can select your own date and time for your callback or appointment. Choose a time that works around you; mortgage advisors in Stourbridge are available early in the morning, during the evening or late at night!

7 Days a Week

We know the difficulties and hurdles that can come with getting a mortgage, and that’s why we want to support and guide you all the way through the process. If you have been declined by your bank, we still may be able to help! Previously, we have helped applicants that have been declined by their bank then come to us for help. In some cases, we are able to help find a suitable mortgage product for their personal and financial situation. We will always try our best to help you!

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

The Home Buying App

Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.

Download For Free

Common Mortgage Questions in Stourbridge

We Search 1000s of Mortgages in Stourbridge

Birminghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

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Mortgage Broker in Stourbridge