Meet Malcolm, director and one of our expert mortgage advisors in Shrewsbury, who has a fantastic reputation helping many customers who approach us as their trusted mortgage broker in Shrewsbury
Call 0121 595 0187 for your FREE appointment in Shrewsbury
Book OnlineCall 0121 595 0187 for your FREE appointment in Shrewsbury
Meet Malcolm, director and one of our expert mortgage advisors in Shrewsbury, who has a fantastic reputation helping many customers who approach us as their trusted mortgage broker in Shrewsbury
Book Online
4.99 Rating67 Reviews
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
2 months ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
4 months ago
Anonymous
Incredibly helpful, supported throughout whole process
4 months ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
5 months ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
9 months ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
9 months ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
9 months ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
10 months ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
1 year ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
1 year ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
1 year ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
1 year ago
Kazim
That nice 😊
1 year ago
Kristina
Brilliant service! Would highly recommend! Tom at the Birmingham branch was amazing. We're first time buyers so we were very unsure of the whole process and had lots of questions. Tom gave us all the support and guidance we needed and was there for...
1 year ago
Anonymous
Moneyman were really supportive during this process. After our first house fell through following downvaluation, they were really helpful in outlining the process moving forward and supporting us through the next house sale. Couldn't be happier with...
1 year ago
Eleanor
Thank you so much for your support Even when I Couldn't get hold of anyone else During the pandemic Your staff were there to encourage me to press on with the mortgage after Thanks for your help and the guidance Thanks for giving me a chance And...
1 year ago
Anonymous
Very good service, unbelievable fast to apply my mortgage. Thank you all of you.
1 year ago
Tyler
Aaron was both very friendly and helpful over the phone.
1 year ago
Samina
Dale was a Very lovely person to speak to. Gave all the best advise he can and was very polite. Made me reassured with a few problems I may have but gave me a few options around getting a mortgage
1 year ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Shrewsbury
As a mortgage broker in Shrewsbury, we strive in making the process of getting a mortgage as simple & straightforward as possible. Through our experience providing mortgage advice in Shrewsbury, we have built a fantastic reputation of helping many customers who are looking to achieve their homeowning/homebuying goals. Here at Birminghammoneyman, we have an expert team of mortgage advisors who will work hard in finding the best product for your financial & personal situation, aiming to save you both time & money.
You may be stepping into the mortgage world as a first time buyer, looking to move to a new property in Shrewsbury or remortgage. Either way, we aim to provide a service that will help you towards mortgage success. We understand that the mortgage journey can come to be both exciting & daunting which is why we make sure to remove as much of the stress away and support you if any hurdles occur along the way.
If you feel your situation is too specialist and isn’t listed below, please do still get in touch with our team. Our experience has provided us with the opportunity to deal with a variety of cases through customers approaching us as their dedicated mortgage broker in Shrewsbury. With this in mind, it’s very likely that we have come across your situation before and will know what the best steps to take are.
Popular Mortgage Scenarios in Shrewsbury
First Time Buyer in Shrewsbury
As a first time buyer in Shrewsbury, it’s very likely that you will have little to no knowledge of the subject of mortgages, however, this is where we can help! Our team are here to not only help you kickstart your mortgage process but to support you all the way to obtaining the keys to your dream home. When you get in touch with our team, you will be offered a free initial mortgage appointment where you will be assigned a mortgage advisor in Shrewsbury who will be there to provide a helping hand throughout the mortgage process and will answer any questions you may have.
To start, your advisor will want to build a picture of your financial situation by asking you some questions. After, they will carry out an affordability assessment to find out which are deals are the best for your case. It’s then time for your mortgage advisor in Shrewsbury to search through our large panel of lenders who offer a range of deals to pick the one that is the most appropriate for you. We started your process from the get-go by sorting out your agreement in principle usually around 24 hours after your free initial appointment.
Moving Home in Shrewsbury
The general consensus around moving home is it’s one of the most stressful experiences to be in. If you are looking to move home, as a mortgage broker in Shrewsbury, we have a team of expert advisors who will take the weight off the mortgage aspect of the experience so you can focus on the move itself.
There are many reasons why a homeowner why may look to move, however, we find the most common one is that they are looking to live in a larger property due to a change in circumstances. Before you take views any make any offers, it’s best to check your affordability. Our team can help you with budgeting in order to work out the maximum amount you can borrow for a mortgage, and the amount your repayments will be.
Buy to Let in Shrewsbury
Over the years as a mortgage broker in Shrewsbury, we have built close and enduring relationships with plenty of buy to let landlords. Our fantastic service has helped budding landlords who have become returning customers as well as existing landlords who are looking to build their portfolios further.
Here at Birminghammoneyman, we offer a large variety of buy to let mortgage options such as HMO, Holiday Let, Let to Buy and your dedicated mortgage advisor in Shrewsbury can help you explore any of these as well as find the best option for you. The minimum deposit for a Buy to Let mortgage is usually 25% of the property value. This can vary between 20%-40%, however, this comes down to your situation. You can simply get in touch with one of our mortgage advisors in Shrewsbury if you have any questions.
Remortgaging in Shrewsbury
If your initial mortgage deal is coming to the end of its term, it’s best that you look into your remortgage options. As well as finding you a better deal, there are lots of reasons why people look to remortgage like home improvements, releasing equity or consolidating debt into their mortgage.
The remortgage process involves switching to another mortgage deal to stay clear of falling onto your lender’s standard variable rate of interest. Our remortgaging advisors in Shrewsbury can help you find you competitive rates and products in the market. In some cases, you may have kept up with your repayments and found that you have competitive rates available to you.
Our Simple 4-Step Process
Booking your free mortgage appointment with one of our experts has never been easier with our modern book online system. This allows you to book your appointment at a time that suits you! Within your appointment, your advisors will ask you some questions get an idea of your financial situation and find out what you are looking to achieve.
After you have attended your appointment, your dedicated mortgage advisor in Shrewsbury will get an Agreement in Principle (AIP) sorted for you usually within 24 hours. With the information they collated in the appointment, they will search through our large panel of lenders to find you the best deal for your situation as well as provide you with expert mortgage advice in Shrewsbury. We also have access to specialist mortgage products making it versatile for us to find you the best mortgage for your situation.
As mentioned, we have access to a large panel of lenders meaning we can search through 1000s of mortgage deals which is something that differentiates us from banks that only offer their own in-house products.
Lastly, we will submit your mortgage application to the lender and work with them to get it approved. We will provide a helping hand throughout the process and answer any questions that may pop up along the way.
Reasons to Choose us
We have extensive experience and rich knowledge in a variety of situations meaning matching a mortgage deal to your circumstance should be easy. If your situation is a little out of the ordinary, don’t hesitate to get in touch! We love a challenge and will be more than happy to guide you through the process as well as work hard in overcoming any mortgage hurdles you may encounter on the way.
Providing high-level customer service is at the core of what we do as a mortgage broker in Birmingham and surrounding areas including Shrewsbury. Our customers are at the heart of the company which is strongly reflected in our customer reviews. our dedicated mortgage advisor will provide a tailored mortgage advice in Shrewsbury and will be there every step of the way. We pride ourselves in being responsive, caring, open and honest with customer throughout your mortgage application.
We strongly recommend that book yourself in for a free mortgage appointment that we offer to every customer who gets in touch with us. We look forward to hearing from you and provide you with trusted mortgage advice in Birmingham and surrounding areas, kickstarting you on your mortgage journey.
We search 1000's of mortgage deals across a large number of lenders, including:
Bank vs Broker
One significant factor that differentiates us from a bank is what we offer. As a mortgage broker in Shrewsbury, we have access to a large panel of lender compared to the bank who only offer their in house mortgage products. Our team will only try and find you a deal that appropriate for you financial situation.
Follow us on Social Media
Check out our social media channels to see our recent guides, market updates, fantastic customer reviews and mortgage videos.
Free Mortgage Appointment
When you get in touch with our mortgage broker in Shrewsbury, a member of our friendly team will get you booked in for a free mortgage appointment. Generally, these appointment will be about 30-minutes long and gives an oppotunirty for your dedicated mortgage advisor in Shrewsbury to understand your financial state and what your mortgage goals are
Common mortgage questions
As a mortgage broker in Shrewsbury, we are committed to assisting you throughout the entire mortgage process, from beginning to end. We will remain by your side every step of the way.
Our primary focus is your best interests, and we will strive to save you both time and money. We can survey thousands of mortgages to discover the most cost-effective product for you.
To speak with a mortgage advisor in Shrewsbury, simply book your complimentary mortgage appointment online. We offer appointments seven days a week, so choose the date and time that is most convenient for you.
To support your property offers in Shrewsbury, you will require an Agreement in Principle (AIP), also known as a mortgage in principle. AIPs serve as confirmation that lenders are willing to lend to you provided that you can demonstrate your income and affordability.
In a situation where multiple buyers express interest in a property and only one has an AIP, the seller is more likely to choose the buyer with an AIP as they have already received pre-approval, making the process more efficient.
An AIP is valid for 30-90 days, and once it expires, you must apply for a renewal. Fortunately, our mortgage advisors in Shrewsbury can generate an AIP within 24 hours of your mortgage appointment. Contact our team, and we will be delighted to assist you!
Your mortgage appointment in Shrewsbury, which is complimentary, will be around 30 minutes long. During this session, you will have the opportunity to converse with a mortgage advisor in Shrewsbury and explore various mortgage options.
To gain a better understanding of your circumstances and objectives, your mortgage advisor in Shrewsbury will pose queries. They will also examine your personal and financial situation to determine what types of mortgage products you may be eligible for.
There are a variety of reasons why someone might require multiple mortgages, with the most common being for buy-to-let or let-to-buy purposes. However, individuals may also have specific objectives, such as purchasing a vacation property or acquiring a residence for a family member.
Acquiring a second mortgage necessitates a good credit score, as lenders will thoroughly evaluate your creditworthiness to verify your ability to pay. For buy-to-let or let-to-buy properties, the mortgage payments are frequently covered by the tenant’s rent payments.
Our team of mortgage advisors in Shrewsbury will meticulously evaluate your financial situation to ensure that you are capable of affording the additional mortgage before submitting your application.
Even if you have a poor credit score, it’s still possible to secure a mortgage in Shrewsbury through specialist lenders who cater to individuals with bad credit. However, these lenders typically require a higher deposit, usually around 10%-15%, as a demonstration of your trustworthiness.
If you’re seeking guidance on obtaining a mortgage in Shrewsbury or looking to enhance your credit score, don’t hesitate to contact our team. We can offer valuable advice on where to begin!
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