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Moving Home Mortgage Advice in Shrewsbury

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7 days a week, 8am - 10pm

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Moving Home Mortgage Advice in Shrewsbury

Planning your next move in Shrewsbury? Let our expert mortgage advisors help you navigate the home-buying process with ease. Taking the stress away.

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Stress-free Moving Home in Shrewsbury

Moving house can be a daunting experience, but it doesn’t have to be. Let us manage the mortgage aspects of your relocation, so you can focus on the other parts.

As a mortgage broker in Shrewsbury, we can provide you with the best advice and mortgage solutions to make your move a smooth and stress-free process.

If you’re looking to find out how much you can borrow to help you move into your new home, get in touch today for a free moving home mortgage consultation.

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Moving Home Mortgage Advice in Shrewsbury

Start Your Moving Home Journey in Shrewsbury

We understand that moving home in Shrewsbury can be a challenge. As a mortgage broker in Shrewsbury, we can help. With over two decades of experience in the mortgage industry, we have the skillset to assist home movers like you.

We have access to thousands of moving home mortgage products, and our moving home mortgage advisor in Shrewsbury will locate the best one for you.

Get your free quote now, and arrange a meeting with your advisor. Let us take the pressure away from moving home in Shrewsbury.

Can I move my current mortgage to a new house in Shrewsbury?

In many instances, mortgages are deemed “portable,” allowing you to transfer your current mortgage to a new property in Shrewsbury.



However, it’s crucial to understand that even though it is portable, you will still need to undergo the mortgage application process again. If there have been changes in your circumstances, you might no longer be eligible for the original terms, and your qualification will be reassessed based on a new credit score.

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Popular Moving Home Mortgage FAQs in Shrewsbury

What are the costs when moving home in Shrewsbury?

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When relocating in Shrewsbury, there are several additional expenses to consider, especially in comparison to a first time buyer.



These costs can include estate agency fees, property survey fees, mortgage arrangement fees, solicitor’s fees, removal fees, and mortgage broker fees.

What happens if you buy a house in Shrewsbury and want to move?

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When preparing to move, your legal representative will manage the process of using the funds from selling your current house to completely pay off your existing mortgage.



If you choose to buy a new property, you have two mortgage options. Firstly, you can apply for a new mortgage to fund the purchase. Alternatively, if your lender allows it, you can “port” your existing mortgage to the new property. Nevertheless, bear in mind that the porting process may necessitate a reevaluation based on your financial circumstances and credit score.

Can I pay off my mortgage in Shrewsbury early?

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Certainly, you have the flexibility to pay off your mortgage in Shrewsbury before the agreed term. However, it’s important to remember that doing so will necessitate settling any applicable early repayment charges, along with the outstanding balance.



Moreover, many lenders permit borrowers to make annual overpayments of up to 10% of their mortgage balance during the introductory, fixed, or discount period.



For mortgages on a standard variable rate, borrowers usually benefit from the freedom to make unlimited overpayments without encountering any restrictions.

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Our Simple Mortgage Process

Speak to an Expert Mortgage Advisor in Shrewsbury

Step 1

When moving home in Shrewsbury, you need to consider the mortgage side of the process, not just physically moving out of the property.

Getting an expert to assist you through this part of the process can be extremely useful and can let you focus on moving out of the property.

Free Home Movers Mortgage Appointment

Step 2

You can easily book a free mortgage appointment online, with a mortgage advisor in Shrewsbury who specialises in mortgages for those looking to move home.

During this appointment, your mortgage advisor in Shrewsbury will gather information from you to get an idea of what sort of mortgage you could access for your new home. If possible, they may also discuss the idea of porting your current mortgage.

Preparing Your Mortgage Application

Step 3

Once your moving home mortgage advisor in Shrewsbury has found you the perfect mortgage product for your new home, if you are happy to proceed with us and the product, we can begin preparing your mortgage application.

At this stage in the process, you will be handed over to a dedicated case manager who will be your first point of contact throughout the remainder of your journey.

Submit Your Mortgage Application

Step 4

You will be asked to prepare documents to support your mortgage application so that the lender has evidence of your affordability. Once these are attached to your application, we can send it off to the mortgage lender!

All that is left to do is to wait for your lender to respond. Once we hear back the good news, we will be in touch right away. If there is not a property chain holding up your "move in date", you can grab the keys to your new home and begin moving in!

Reasons to Choose us

1000s of Deals

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We have access to thousands of mortgage deals and our advisors are on hand to find the best one for you. Our mortgage advice service includes a free moving home mortgage review and helps you calculate your budget and the maximum you can borrow.

AIP within 24 Hours

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In addition, our fast and friendly service also includes a fast turnaround for mortgage agreements in principle. We have the capability of getting one arranged within 24 hours of your enquiry.

Our Service

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At our mortgage broker in Shrewsbury, we understand that each customer is different and we strive to provide the best service possible. Our customer reviews are testament to our excellent mortgage advice service and customer service is our priority.

7 Days a Week

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Our mortgage advice in Shrewsbury is available 7 days a week and our experts are on hand to answer your questions and provide you with the guidance you need. We have worked with countless people moving home to Shrewsbury and we’re ready to help you too.

Malcolm and Amy Davidson - Mortgage Advice in Birmingham

We Search 1000s of Moving Home Mortgages in Shrewsbury

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Moving Home Scenarios in Shrewsbury

How much you can borrow and the fees

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We understand how important it is to know the maximum amount you can borrow, the interest rate that would apply, and your monthly payments.

Our team of mortgage advisors in Shrewsbury will provide you with an initial free mortgage consultation, and with this, we will be able to advise on the most suitable option for your circumstances.

You need an agreement in principle

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Once you have decided to proceed, our team can then get you an agreement in principle (AIP). This will make you ready to make offers on a property purchase in Shrewsbury.

Our team can arrange an agreement in principle for you within 24-hours of your free mortgage appointment. Simply get in touch, and we can get one sorted for you!

Your offer on a new home has been accepted

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Congratulations! Your next step should be to contact your mortgage advisor in Shrewsbury. They will be able to progress your mortgage application. We can also provide advice on the types of property surveys and recommend a conveyancing solicitor.

You are struggling to get accepted for a mortgage in Shrewsbury

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If your Bank or Building Society has declined your mortgage application, it is still worth speaking to a mortgage broker in Shrewsbury to discuss your options. We work with a large panel of lenders who offer specialist products tailored to clients who may have had credit issues in the past. Our mortgage advisors have a deep understanding of these products and criteria.

If you do not fall into any of these categories, please do not hesitate to contact us. Our team of advisors have rarely come across a situation they couldn’t help with, and will be more than happy to help you get the mortgage you need for your new home.

Free Mortgage Guides

Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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