It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Moving house can be a daunting experience, but it doesn’t have to be. Let us manage the mortgage aspects of your relocation, so you can focus on the other parts.
As a mortgage broker in Shrewsbury, we can provide you with the best advice and mortgage solutions to make your move a smooth and stress-free process.
If you’re looking to find out how much you can borrow to help you move into your new home, get in touch today for a free moving home mortgage consultation.
We understand that moving home in Shrewsbury can be a challenge. As a mortgage broker in Shrewsbury, we can help. With over two decades of experience in the mortgage industry, we have the skillset to assist home movers like you.
We have access to thousands of moving home mortgage products, and our moving home mortgage advisor in Shrewsbury will locate the best one for you.
Get your free quote now, and arrange a meeting with your advisor. Let us take the pressure away from moving home in Shrewsbury.
In many instances, mortgages are deemed “portable,” allowing you to transfer your current mortgage to a new property in Shrewsbury.
However, it’s crucial to understand that even though it is portable, you will still need to undergo the mortgage application process again. If there have been changes in your circumstances, you might no longer be eligible for the original terms, and your qualification will be reassessed based on a new credit score.
When relocating in Shrewsbury, there are several additional expenses to consider, especially in comparison to a first time buyer.
These costs can include estate agency fees, property survey fees, mortgage arrangement fees, solicitor’s fees, removal fees, and mortgage broker fees.
When preparing to move, your legal representative will manage the process of using the funds from selling your current house to completely pay off your existing mortgage.
If you choose to buy a new property, you have two mortgage options. Firstly, you can apply for a new mortgage to fund the purchase. Alternatively, if your lender allows it, you can “port” your existing mortgage to the new property. Nevertheless, bear in mind that the porting process may necessitate a reevaluation based on your financial circumstances and credit score.
Certainly, you have the flexibility to pay off your mortgage in Shrewsbury before the agreed term. However, it’s important to remember that doing so will necessitate settling any applicable early repayment charges, along with the outstanding balance.
Moreover, many lenders permit borrowers to make annual overpayments of up to 10% of their mortgage balance during the introductory, fixed, or discount period.
For mortgages on a standard variable rate, borrowers usually benefit from the freedom to make unlimited overpayments without encountering any restrictions.
Our Customers Love Us
4.99 Rating74 Reviews
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
6 days ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
1 week ago
Anonymous
Great brokers, very helpful and efficient.
3 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
4 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
6 months ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
10 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
10 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
1 year ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
2 years ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
2 years ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
2 years ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
2 years ago
When moving home in Shrewsbury, you need to consider the mortgage side of the process, not just physically moving out of the property.
Getting an expert to assist you through this part of the process can be extremely useful and can let you focus on moving out of the property.
You can easily book a free mortgage appointment online, with a mortgage advisor in Shrewsbury who specialises in mortgages for those looking to move home.
During this appointment, your mortgage advisor in Shrewsbury will gather information from you to get an idea of what sort of mortgage you could access for your new home. If possible, they may also discuss the idea of porting your current mortgage.
Once your moving home mortgage advisor in Shrewsbury has found you the perfect mortgage product for your new home, if you are happy to proceed with us and the product, we can begin preparing your mortgage application.
At this stage in the process, you will be handed over to a dedicated case manager who will be your first point of contact throughout the remainder of your journey.
You will be asked to prepare documents to support your mortgage application so that the lender has evidence of your affordability. Once these are attached to your application, we can send it off to the mortgage lender!
All that is left to do is to wait for your lender to respond. Once we hear back the good news, we will be in touch right away. If there is not a property chain holding up your "move in date", you can grab the keys to your new home and begin moving in!
We have access to thousands of mortgage deals and our advisors are on hand to find the best one for you. Our mortgage advice service includes a free moving home mortgage review and helps you calculate your budget and the maximum you can borrow.
In addition, our fast and friendly service also includes a fast turnaround for mortgage agreements in principle. We have the capability of getting one arranged within 24 hours of your enquiry.
At our mortgage broker in Shrewsbury, we understand that each customer is different and we strive to provide the best service possible. Our customer reviews are testament to our excellent mortgage advice service and customer service is our priority.
Our mortgage advice in Shrewsbury is available 7 days a week and our experts are on hand to answer your questions and provide you with the guidance you need. We have worked with countless people moving home to Shrewsbury and we’re ready to help you too.
We understand how important it is to know the maximum amount you can borrow, the interest rate that would apply, and your monthly payments.
Our team of mortgage advisors in Shrewsbury will provide you with an initial free mortgage consultation, and with this, we will be able to advise on the most suitable option for your circumstances.
Once you have decided to proceed, our team can then get you an agreement in principle (AIP). This will make you ready to make offers on a property purchase in Shrewsbury.
Our team can arrange an agreement in principle for you within 24-hours of your free mortgage appointment. Simply get in touch, and we can get one sorted for you!
Congratulations! Your next step should be to contact your mortgage advisor in Shrewsbury. They will be able to progress your mortgage application. We can also provide advice on the types of property surveys and recommend a conveyancing solicitor.
If your Bank or Building Society has declined your mortgage application, it is still worth speaking to a mortgage broker in Shrewsbury to discuss your options. We work with a large panel of lenders who offer specialist products tailored to clients who may have had credit issues in the past. Our mortgage advisors have a deep understanding of these products and criteria.
If you do not fall into any of these categories, please do not hesitate to contact us. Our team of advisors have rarely come across a situation they couldn’t help with, and will be more than happy to help you get the mortgage you need for your new home.
Read our 74 Reviews
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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