Are you a First Time Buyer in Shrewsbury looking to purchase your first home? Our team of mortgage advisors in Shrewsbury are here to help you every step of the way.
At our mortgage broker in Shrewsbury, we have helped many First Time Buyers in Shrewsbury to find the right mortgage for their individual circumstances. We understand that the home buying process can be a little overwhelming, so our advisors are here to take the stress away and answer any questions you may have.
Getting started is easy. All you need to do is get a quote and meet with your advisor. Our team of mortgage advisors in Shrewsbury will be here to help you every step of the way.
When applying for a mortgage, affordability is a key factor. Your lender will take into account your annual salary, any other income, and your outgoings. They will also look at your credit file to make sure you can manage your finances responsibly. All these facts will be considered to determine how much you can borrow for a mortgage. The amount you have saved for a deposit can also affect what mortgages are available to you.
Our mortgage broker in Shrewsbury have a wealth of knowledge about lenders’ various criteria. With this knowledge, we can search through 1000’s of deals to find the most suitable mortgage for your individual circumstances.
The government has introduced various schemes to help more First Time Buyers in Shrewsbury get onto the property ladder, including the Lifetime ISA and the Right to Buy Scheme.
Our mortgage advisor in Shrewsbury are familiar with all the current government schemes available. If you think one of these schemes could be beneficial to you, get in touch with an expert advisor today and receive a free mortgage consultation.
Being a experienced mortgage broker who have been providing expert mortgage advice in Shrewsbury for over 20 years, helping many first time buyers to make their dream of owning a home a reality.
Which is why our mortgage advisors in Shrewsbury have vast knowledge and experience in the industry, so no matter the situation, we are here to help.
For many first-time buyers, the uncertainty of the process often brings anxiety and questions about how much they can borrow and what their monthly costs will be. Our dedicated mortgage advisors in Shrewsbury can provide you with a rough estimate, giving you a clearer picture of your situation.
Once you’ve found a property you like, the next step is to obtain an Agreement in Principle, also known as a Decision in Principle, DIP or AIP. This shows the seller of the property that you are in a position to proceed with the purchase should they accept your offer, which could give you a competitive edge in negotiations. Our mortgage advice team can usually turn these around within 24 hours of your initial appointment.
Congratulations! Your next step is to get back in touch with your mortgage broker in Shrewsbury. They will be able to progress your mortgage application and deal with all the paperwork on your behalf. With their knowledge and experience, they will work hard to ensure you end up with a favourable outcome.
If you have been turned away from your bank, whether due to bad credit, no credit or something else, our team of mortgage and protection specialist advisors in Shrewsbury will work hard to try and find a solution.
If you’re a first time buyer in Shrewsbury looking to get onto the property ladder, get in touch to book your free initial mortgage consultation.
Our Customers Love Us
4.99 Rating69 Reviews
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
3 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
3 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
6 months ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
8 months ago
Anonymous
Incredibly helpful, supported throughout whole process
8 months ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
9 months ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
1 year ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
1 year ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
1 year ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
1 year ago
Kazim
That nice 😊
1 year ago
Kristina
Brilliant service! Would highly recommend! Tom at the Birmingham branch was amazing. We're first time buyers so we were very unsure of the whole process and had lots of questions. Tom gave us all the support and guidance we needed and was there for...
1 year ago
Anonymous
Moneyman were really supportive during this process. After our first house fell through following downvaluation, they were really helpful in outlining the process moving forward and supporting us through the next house sale. Couldn't be happier with...
1 year ago
Eleanor
Thank you so much for your support Even when I Couldn't get hold of anyone else During the pandemic Your staff were there to encourage me to press on with the mortgage after Thanks for your help and the guidance Thanks for giving me a chance And...
2 years ago
Anonymous
Very good service, unbelievable fast to apply my mortgage. Thank you all of you.
2 years ago
Having a conversation with a professional mortgage advisor in Shrewsbury is essential to discuss your mortgage scenario.
Our dedicated mortgage advisor in Shrewsbury will carefully analyse your income and expenses during a complimentary mortgage appointment. This evaluation will enable us to determine the maximum borrowing capacity available to you as a first-time buyer in Shrewsbury.
Don't hesitate to reach out to us and schedule your consultation. We are eager to assist you in achieving your mortgage objectives.
We have a team of experts who can connect you with a wide selection of lenders offering specialised products designed specifically for first-time buyers in Shrewsbury. This will assist you in embarking on your path to becoming a homeowner.
Following your consultation, we will swiftly obtain your mortgage agreement in principle (AIP), typically within 24 hours. An AIP serves as proof to sellers that you are dedicated to proceeding with the purchase, enhancing your credibility as a buyer.
After your offer on a property is accepted, our committed mortgage advisor in Shrewsbury will handle the submission of your mortgage application and organize any additional documentation required by the lender.
Throughout the mortgage process, your dedicated case manager will provide regular updates, ensuring you are well-informed at every stage. We are here to support you throughout the journey of obtaining the keys to your new home.
Alongside finding the most suitable mortgage deal for first time buyers in Shrewsbury, our team is dedicated to assisting you in acquiring comprehensive insurance coverage to protect you and your loved ones financially.
Obtaining insurance while securing a mortgage offers a vital safety net in case of unexpected events like death, disability, or job loss. Insurance products that cover mortgage payments provide reassurance that in such circumstances, the borrower's family won't be burdened with the responsibility of paying off the mortgage.
Our team of fast, friendly & experienced Mortgage Brokers in Shrewsbury take great pleasure in helping First Time Buyers achieve success when they are looking to buy their first home in Shrewsbury.
From the moment you make your initial call, right up until you receive the keys to your dream home, your dedicated mortgage advisor in Shrewsbury will be there to provide support and guidance, and rpovide you with expert mortgage advice in Shrewsbury and to answer any questions you may have about your mortgage.
Unlike the high street banks, we are able to search thousands of mortgage deals to find the best one that suits your individual needs, both financially and personally.
If you would like, we can also help you to make offers to estate agents, conveyancing solicitors and to decide on the best survey for your property.
We always strive to take the stress away and manage all the paperwork for you. The exciting part is finding a property that you like, and that is all down to you!
Please take a look at our genuine customer reviews, as they are a true reflection of the level of dedication and support we provide to all customers. Your satisfaction is of the utmost importance to us.
We have the please to provide you with expert mortgage advice in Shrewsbury seven days a week, morning, evening and weekends. From 8am right through until 10pm at night, we are here to fit in with your family and work commitments.
As a mortgage broker in Shrewsbury, we are committed to assisting you throughout the entire mortgage process, from beginning to end. We will remain by your side every step of the way.
Our primary focus is your best interests, and we will strive to save you both time and money. We can survey thousands of mortgages to discover the most cost-effective product for you.
To speak with a mortgage advisor in Shrewsbury, simply book your complimentary mortgage appointment online. We offer appointments seven days a week, so choose the date and time that is most convenient for you.
To support your property offers in Shrewsbury, you will require an Agreement in Principle (AIP), also known as a mortgage in principle. AIPs serve as confirmation that lenders are willing to lend to you provided that you can demonstrate your income and affordability.
In a situation where multiple buyers express interest in a property and only one has an AIP, the seller is more likely to choose the buyer with an AIP as they have already received pre-approval, making the process more efficient.
An AIP is valid for 30-90 days, and once it expires, you must apply for a renewal. Fortunately, our mortgage advisors in Shrewsbury can generate an AIP within 24 hours of your mortgage appointment. Contact our team, and we will be delighted to assist you!
Your mortgage appointment in Shrewsbury, which is complimentary, will be around 30 minutes long. During this session, you will have the opportunity to converse with a mortgage advisor in Shrewsbury and explore various mortgage options.
Your mortgage appointment in Shrewsbury, which is complimentary, will be around 30 minutes long. During this session, you will have the opportunity to converse with a mortgage advisor in Shrewsbury and explore various mortgage options.
There are a variety of reasons why someone might require multiple mortgages, with the most common being for buy-to-let or let-to-buy purposes. However, individuals may also have specific objectives, such as purchasing a vacation property or acquiring a residence for a family member.
Acquiring a second mortgage necessitates a good credit score, as lenders will thoroughly evaluate your creditworthiness to verify your ability to pay. For buy-to-let or let-to-buy properties, the mortgage payments are frequently covered by the tenant’s rent payments.
Our team of mortgage advisors in Shrewsbury will meticulously evaluate your financial situation to ensure that you are capable of affording the additional mortgage before submitting your application.
Even if you have a poor credit score, it’s still possible to secure a mortgage in Shrewsbury through specialist lenders who cater to individuals with bad credit. However, these lenders typically require a higher deposit, usually around 10%-15%, as a demonstration of your trustworthiness.
If you’re seeking guidance on obtaining a mortgage in Shrewsbury or looking to enhance your credit score, don’t hesitate to contact our team. We can offer valuable advice on where to begin!
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
