First Time Buyer Mortgages in Little Aston

First time buyer in Birmingham who are embarking on one of the biggest financial commitments may find the mortgage process daunting, leaving you unsure where to start. Being a fast and friendly mortgage broker in Little Aston, once you’ve book a free initial appointment, from first point of content to handing over the keys, you’ll be provoided with regular updates throughout the entire process. During your appointment, you’ll be asessed and asked a series of question regaridng your financial background and what you are looking to achieve. From there, we’ll conduct an affordability assessment to see what deal are avaliable to you. Your allicated mortgage advisor in Little Aston will search 1000’s of deals and sift through the ones that suits your situation, and tell you the maximum amount you can borrow for a mortgage and how much your repayments will be. Within 24 hours after your appointment, we wil provide you with an Agreement in Principle for you, which is a good barganing tool when making any offers on a property. If you have any question at all, our mortgage advisors in Little Aston will be more than happy to answer, so don’t hesitate to ask.

Moving Home Mortgages in Little Aston

Those who are in the process of moving home in Birmingham will be a more familiar with the process, but managing the simultaneous buying and selling of properties can be challenging. As a reputable mortgage broker in Little Aston, a member of our team will be more than happy to manage the mortgage side of things, giving you more time to focus on the move itself. It’s good to check your affordability prior to taking viewing and making offers. We can help you with working up a budget so you know what types of properties you can afford in Little Aston, if you haven’t done so already.

Buy to let Mortgage Little Aston

Over the years, we have developed a close and long-lasing relationships with many landlords and helped them secure a buy to let mortgages in Birmingham . Whether you are a first tome buyer landlord, or have an existing property portfolio, our team will be more than happy to help. We offer a range of mortgage options, including HMO, Holiday Let, Let to Buy, and more. Our mortgage advisor in Little Aston can help you explore your buy to let options and find the most suitable mortgage for you.

Remortgaging in Little Aston

As your fixed mortgage term approaches its end, it’s time to consider remortgage in Birmingham . This involves switching to another mortgage deal to avoid falling onto your lender’s standard variable rate of interest. We can assist you in finding competitive rates and products in the market. If you’ve kept up with your repayments, you may find that you have competitive rates available to you. Aside from finding a better deal, many individuals choose to remortgage for purposes such as home improvements, releasing equity, or consolidating debt into their mortgage. Book your remortgage review, to see how one of our mortgage advisors in Little Aston can explore your remortgage options today.

Self Employed Mortgages Little Aston

If you are self employed in Birmingham , the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income. Your mortgage advisor in Little Aston will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

Mortgage Options for Over 50s in Little Aston

Homeowners who happen to be over the age of 55 and meet the right criteria, such as for property value, could find it worthwhile looking at their options for a equity release in Little Aston. Equity release in Little Aston is typically taken out either as a home reversion plan or more commonly, as a lifetime mortgage in Little Aston. Beyond this, for customers over the age of 50, you may find that there are other potential mortgage options for you, as you head towards later life. These can include options such as retirement interest only (rio) mortgages, term interest only (tio) mortgages, hybrid mortgages, as well as standard mortgages and remortgages in Little Aston. Mortgages for over 50s and especially equity release in Little Aston, tends to be a very specialist area and it is key that you get in touch with a qualified and professional mortgage broker in Little Aston, to understand your options. We will always look to see if an alternative is more suitable for you first, before we look at equity release in Little Aston. To understand the features and risks, ask for a personalised illustration. Equity Release may come in the form of a lifetime mortgage or home reversion plan. A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care. A home reversion plan involves selling all or part of your home to a plan provider in exchange for a tax-free lump sum.

Mortgage Broker in Little Aston | Mortgage Advice in Little Aston

Providing Expert Mortgage Advice in Little Aston

As a mortgage broker in Little Aston, the aim is to provide expert mortgage advice in Little Aston to help you achieve your mortgage goals. With over 20 years of experience, we are dedicated at providing professional mortgage advice in Little Aston to all of our customers, no matter their situation.

Our team of knowledgeable mortgage advisors in Little Aston is here to support you throughout the entire process, making it as stress-free as possible. That’s why we understand that obtaining a mortgage can be a daunting experience. Which is why we aim to simplify the process and reduce your stress levels. Our ultimate goal is to help you achieve mortgage goals by providing you with worry-free and uncomplicated mortgage solutions.

Speak to an Advisor

All of our Customers Receive a Free Initial Mortgage Appointment!

During your free initial mortgage consultation, you’ll get the opportunity to speak with one of our dedicated mortgage advisor in Little Aston. The consultation will roughly last around 30-minutes. If you are currently viewing properties in Little Aston and booking house viewings, your mortgage advisor in Little Aston will also be able to prepare an agreement in principle for you within 24 hours after your free initial appointment.

As a mortgage broker in Little Aston, we prioritise being responsive and ensuring that you won’t have to wait long for an answer. We’re available 7 days a week, and provide mortgage advice in Little Aston from early until late, so simply book online or give us a call.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Little Aston

Our Customers Love Us

4.98 Rating92 Reviews

Sara

Very informative and very responsive team

1 month ago

Doreen

I couldn’t have wish for a better experience on my journey to buying my property through Uk Moneyman. Very professional, yet friendly, and easy to deal with. I’d recommend to anyone thinking of buying a property.

3 months ago

Andrew

Matt and Debbie from Birmingham money man have been very helpful so far in the process of buying our first house answering all our questions quickly and with detailed and understandable explanations. they have made the process easier and much less...

4 months ago

Alexander

Professional and provide a great service

4 months ago

Natasha

Absolutely fantastic service - highly recommended

4 months ago

Stephanie

Excellent, communication and supportive staff. They have been Very thorough and informative.

4 months ago

Anonymous

Incredibly helpful and responsive, friendly people and they made a daunting process easy and straightforward, would definitely use them again

7 months ago

Anonymous

Helpful and knowledgeable. Helped me make good decisions and managed to get the best possible deal.

7 months ago

This has been a very challenging process that has taken a number of years to achieve. Birminghammoneyman brokers has been pivotal to me achieving my dream home. They have been patient and consistent in support and guidance. They are very reasonably...

9 months ago

Katia

They were really supportive and faster. I highly recommend their services.

1 year ago

Brian

I am very impressed and pleased with the service provided. Both Dan and Jonathan are consummate professionals who kept me informed at every stage of the process and were always on hand to answer any questions. They were sympathetic and eager to...

1 year ago

Mandy

They have been very helpful ,very patient helping sort any hiccups sorted everything in the end

1 year ago

Alistair

I have had a real good experience dealing with wayne and lizzie from uk moneyman they have been very informative and helpful couldent thank them enough for there work

1 year ago

Keith

You have given a very good act of yourself and very recommended by my shelf k gurney

1 year ago

Tayla-Leigh

The service that we received from Wayne and the team at UKMoneyMan was amazing. A straightforward and easy process. We highly recommend MoneyMan, especially to those that are first time buyers, everyone was so knowledgable and helpful. Friendly...

1 year ago

Harry

everyone from the money man uk team was a delight to work with, they made it all easy and stress free time for us and gave us all the support we needed. they was a pleasure to work with we will recommend them to family and friends and any future...

1 year ago

Anonymous

Dan was very helpful and knowledgeable and dealt with our mortgage quickly and efficiently.

1 year ago

Philip

Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.

1 year ago

Philip

Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.

1 year ago

Anonymous

Great brokers, very helpful and efficient.

1 year ago

Our Simple 4-Step Process

Book Online

Giving you complete control over the date and time (subject to availability) booking your free initial mortgage appointment has never been easier, we can partner you up with an expert mortgage advisor in Little Aston. They will take the time to understand your situation and assess your affordability.

Free Initial Mortgage Appointment

Furthermore, they will arrange your Agreement in Principle which is normally sorted within 24 hours of your free initial mortgage appointment.

Finding a Suitable Product

Next, they’ll search through 1000’s of deal to find the most suitable mortgage deal for you. We will continue the mortgage application when you are happy to proceed with our recommendation.

Submit Your Application

When your mortgage application is ready to proceed, we will put forward your mortgage application to the lender.

Reasons to Choose us

Free Initial Appointment in Little Aston

Booking a free initial appointment is quick and easy with our online system. Any questions you may have, whether you are seeking mortgage advice in Little Aston, equity release, or insurance products, we’ll be more than happy to answer.

Search 1000s of products

Unlike the mortgage advisors at banks, who can only offer products from their own institution, our team has access to a panel of lenders, including those with specialist mortgage products so we can search 1000’s of deals.

Our Service

We really value customer service; it is at the heart of everything we do. We regularly get feedback on the service we provide as a mortgage broker in Birmingham, something that allows us to see what people have said about their experience with us and allows us to grow and provide that same service to everyone we can.

7 Days a Week

We have mortgage advisors in Birmingham available from early until late, 7 days a week and are able to work around times that best suit you and your lifestyle. Do not worry, there will always be someone to talk to and we will ensure you are in safe hands going forward.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Common Mortgage Questions in Little Aston

We Search 1000s of Mortgages in Little Aston

Birminghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

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Mortgage Broker in Little Aston