It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
0121 595 0187Speak to an Advisor - It's Free!
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor - It's Free! 0121 595 0187
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Welcome to our page for offering Mortgage Advice in Four Oaks. As an experienced and dedicated Mortgage Broker in Four Oaks, it is our job to provide you with help and guidance your entire mortgage process. We have been working within the mortgage industry for over 20 years now and have a lot of experience in helping customers save both their time and money.
Welcome to our Mortgage Advice page for your Mortgage Broker in Four Oaks. We have been delivering Mortgage Advice in Four Oaks for over 20 years now and have come across almost every single mortgage situation possible. With our complete help and guidance and industry knowledge and experience combined, we will.
We are aware that the mortgage process can be quite difficult, especially if you are a First Time Buyer in Four Oaks. Our team of mortgage advisors aim to take all of this stress away, providing a refined service and ensuring the process without any complications or obstacles. By using both our experience and mortgage knowledge, we will do our best to ensure you get exactly where you want to be with your mortgage.
As a Mortgage Broker in Four Oaks, we have come across a wide variety of mortgage situations, and in most of those, we have seen success. We believe there is no task too big, nor too small to handle. Our team of mortgage advisors love a good challenge!
We know how hard it can be to continue your mortgage application when faced with something difficult, which is why we are here to offer help and support to get you over these hurdles and one step closer to achieving what you wish to achieve.
Usually, we find that first time buyer in Birmingham, prefer to use a broker, however, you may still reap the benefits of this even if you have done it before. We have access to thousands of mortgage deals through using our vast panel of more than 30 lenders.
Once we have your information keyed into our system, a Mortgage Advisor in Four Oaks will start their search to find the perfect deal for you. They will try to find a competitive mortgage deal that will benefit your personal and financial circumstances
The process of moving home in Birmingham can be an incredibly stressful experience for a homeowner.
As a mortgage broker in Four Oaks, we work hard to reduce all of your stress levels by taking care of all aspects of the mortgage process, whilst you concentrate on the move itself. From the first point of contact to receiving the keys to your new home, we’ll look to provide you with clear and transparent mortgage advice in Four Oaks, always keeping you well informed.
We’ve helped a great many budding landlords in Four Oaks who want to grow their property portfolio by taking out a buy to let mortgages in Birmingham.
Over the years, we’ve built solid relationships with local landlords, helping them get their new buy to let mortgages in Four Oaks and even their remortgages in Four Oaks down the line.
If you are looking at your options for a remortgage in Birmingham, approaching a Mortgage Broker in Four Oaks could be your best choice. We are able to shop around various remortgage deals for you, aiming to secure a better deal than the one you already have.
Even if you are interested in remortgaging for home improvements, our team are able to help you with that. Maybe you are trying to raise capital or want to remortgage to pay off a credit card or loan? These are other areas we can specialize in. Getting Remortgage Advice in Four Oaks could be extremely beneficial for you and your remortgage process. For a free remortgage consultation, get in touch with a Remortgage Advisor in Four Oaks and we will see how we can help.
If you are self employed in Birmingham, looking for a mortgage in Four Oaks, you’ll need to know that the process can be a bit different from what it would be for other, regularly employed applicants.
You’ll typically have to provide a lot more evidence to prove your income and meet mortgage lender criteria. Don’t worry though! Our mortgage advisors in Four Oaks are experts in self employed mortgage lending criteria and have helped many applicants who are self employed in Four Oaks.
To qualify for a self employed mortgage in Four Oaks, you must own at least 20-25% of your business, and you’ll need to have been trading for at least two years.
If you’re over the age of 50 and interested in exploring your mortgage options, there are several mortgage solutions available to you. Our specialised later life lending team is here to assist you every step of the way. Booking a free appointment with them is easy – simply schedule a date and time by booking online or giving us a call. We look forward to help navigate you throughout the the mortgage process and find the right solution for your needs.
If you’re renting a property from the council or a local housing association in Four Oaks, you might be able to get advice on right to buy mortgages in Four Oaks. To see if you qualify for the scheme, you’ll need to meet certain requirements.
If you’re eligible, you could buy your rental property at a discounted price based on how long you’ve been living there and the property’s value. The discount could cover the cost of your deposit, so you might not need to put any money down.
That being said, some mortgage lenders may still require a small deposit to ensure you can afford the mortgage and monthly payments.
Our Customers Love Us
4.99 Rating82 Reviews
Katia
They were really supportive and faster. I highly recommend their services.
1 month ago
Brian
I am very impressed and pleased with the service provided. Both Dan and Jonathan are consummate professionals who kept me informed at every stage of the process and were always on hand to answer any questions. They were sympathetic and eager to...
2 months ago
Mandy
They have been very helpful ,very patient helping sort any hiccups sorted everything in the end
4 months ago
Alistair
I have had a real good experience dealing with wayne and lizzie from uk moneyman they have been very informative and helpful couldent thank them enough for there work
4 months ago
Keith
You have given a very good act of yourself and very recommended by my shelf k gurney
4 months ago
Tayla-Leigh
The service that we received from Wayne and the team at UKMoneyMan was amazing. A straightforward and easy process. We highly recommend MoneyMan, especially to those that are first time buyers, everyone was so knowledgable and helpful. Friendly...
5 months ago
Harry
everyone from the money man uk team was a delight to work with, they made it all easy and stress free time for us and gave us all the support we needed. they was a pleasure to work with we will recommend them to family and friends and any future...
5 months ago
Anonymous
Dan was very helpful and knowledgeable and dealt with our mortgage quickly and efficiently.
6 months ago
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
8 months ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
8 months ago
Anonymous
Great brokers, very helpful and efficient.
11 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
11 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
1 year ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
1 year ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
1 year ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
2 years ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
2 years ago
Our web-based booking system provides you with the opportunity to schedule an appointment with one of our professional advisors for a time and date that suits you.
When you contact us, you’ll be put in touch with one of our mortgage advisors in Four Oaks. They’ll get to know your financial background and evaluate your affordability. Plus, they’ll sort you out with an agreement in principle.
Following your consultation, your adviser will go away and scour thousands of offers to find the one most suitable for your circumstances. Once you’re content with your suggestion, the mortgage application process can then be continued.
Once your application is all set, you must submit your mortgage request to the financial institution. We are devoted to making your mortgage journey as seamless and hassle-free as possible.
Mortgage advice in Birmingham is available morning, evening or at the weekend. We’re here at a time that suits you and your family.
We want to make sure you feel secure and comfortable during every stage of the process, and that is why everything between is strictly confidential.
We’re not like a bank – We’re able to search 1000’s of mortgage deals in order to recommend the best one for you!
Every one of our friendly mortgage advisors in Birmingham is here to support you through your whole mortgage journey. We always aim to be responsive, caring, open and honest with you during every step of your mortgage application.
We highly recommend that you take advantage of our free mortgage consultation; we look forward to you getting in touch with your Mortgage Broker in Four Oaks and your mortgage advisor in Birmingham.
Every one of our Mortgage Advisors in Four Oaks are experts within every mortgage department. Being responsive, caring, open and honest are traits we pride ourselves on. We’ll aim to make you feel relaxed and be open and honest – We’ll take away the stress. Your service is really important to us!
We really value customer service; it is at the heart of everything we do. We regularly get feedback on the service we provide as a Mortgage Broker in Four Oaks, something that allows us to see what people have said about their experience with us and allows us to grow and provide that same service to everyone we can.
We’ll help and support you anytime you need us, 7 days a week! The home buying process isn’t always easy, we’ll help you over any hurdles you face.
We have Mortgage Advisors in Four Oaks available from 8am-10pm, 7 days a week and are able to work around times that best suit you and your lifestyle. Do not worry, there will always be someone to talk to and we will ensure you are in safe hands going forward.
You’ll benefit from being able to utilise a free initial mortgage appointment that we offer all of our customers, where you get to speak with one of our dedicated mortgage advisors in Four Oaks.
Providing our customers with out of hours mortgage advice in Four Oaks isn’t a problem either, as we have a brilliant team of in-house mortgage advisors in Four Oaks, working from early until late, every day of the week, to answer all of your mortgage questions.
Get in touch with a trusted mortgage broker in Four Oaks today and we’ll see how we can help.
The mortgage advisors in Four Oaks you would speak to when going to a bank, are only ever able to offer their own products, from one mortgage lender.
This is converse to how we operate, as we have the ability to compare various different products from a variety of mortgage lenders.
Getting an appointment with mortgage advisors in Four Oaks from can also be quite difficult, which can prove to be more than just a little frustrating if you’re actively property hunting or are ready to proceed.
Obtaining expert mortgage advice in Four Oaks from a professional mortgage broker in Birmingham & Four Oaks can also be super beneficial, especially as we are able to compare the details of each deal, making sure we find the best one for you.
We work with a vast panel of different mortgage lenders, including some that offer very specialist products for niche circumstances.
There’s no need to worry, we have been providing expert mortgage advice in Four Oaks to customers with all kinds of mortgage situations.
We regularly find that some customers will get in touch with us for mortgage advice in Birmingham & Four Oaks because they have been turned away by their bank for some reason.
The reasons given can be the type of income you have, your credit score, the property type, or that the bank simply won’t lend the right amount.
Whilst these can be frustrating situations, more often than not, we are able to help! Get in touch today and we’ll see how we can help.
The typical amount needed for a mortgage deposit in Four Oaks is 5%. Most High Street Lenders require this minimum percentage for mortgage applicants with a ‘good’ credit history. However, if you’ve had credit issues in the past, you may have to expect to put down a higher deposit than usual, sometimes 10-15%.
Yes, it can be possible to get a second mortgage. In some cases, you may even want more than two!
There are lots of different reasons why someone may want to get a second mortgage, perhaps you are looking to consolidate your debts, improve your home or are a Buy to Let landlord looking to increase your Buy to Let portfolio.
Have one mortgage can be stressful enough, if you need Specialist Mortgage Advice in Four Oaks, don’t hesitate to get in touch.
Your Agreement in Principle (AIP) will last around 30-90 days. If your AIP expires before you get to make an offer on a property, you can easily apply for it to be renewed. A Mortgage Broker in Four Oaks like us will be able to help you with this!
We always recommend that you secure an Agreement in Principle (AIP) before the viewing properties stage. This is because having one in place shows that you will have the funds to pay for the mortgage, given that you can supply documents to support your income, credit history etc. Having an AIP may also allow room for price negotiation.
A Mortgage Broker in Four Oaks like us, is here to provide full help and guidance through the whole mortgage process. We don’t just try and find you a competitive mortgage deal, we try and find you a product that is tailored to your personal and financial circumstances.
Your free mortgage consultation in Four Oaks will last round 30 minutes. During your consultation you will get the chance to speak with a Mortgage Advisor in Four Oaks. They will ask you some questions about your mortgage needs and your personal and financial situation. Once they have what they need from you, they can then go away and begin searching for the perfect mortgage deal for you! They will try to find one that is competitive and ticks all of the boxes for you.
Read our 82 Reviews
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
