It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Birminghammoneyman - Mortgage Broker Birmingham - M Shape

Mortgage Broker in Falcon Lodge

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0121 595 0187Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Birminghammoneyman

Mortgage Broker in Falcon Lodge

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0121 595 0187

Providing Expert Mortgage Advice in Falcon Lodge

Welcome to our page for offering Mortgage Advice in Falcon Lodge. As an experienced and dedicated Mortgage Broker in Falcon Lodge, it is our job to provide you with help and guidance your entire mortgage process. We have been working within the mortgage industry for over 20 years now and have a lot of experience in helping customers save both their time and money.

Welcome to our Mortgage Advice page for your Mortgage Broker in Falcon Lodge. We have been delivering Mortgage Advice in Falcon Lodge for over 20 years now and have come across almost every single mortgage situation possible. With our complete help and guidance and industry knowledge and experience combined, we will.

Speak to an Advisor - It's Free!
Your Mortgage Options in Falcon Lodge

All of our Customers Receive a Free Mortgage Appointment!

We are aware that the mortgage process can be quite difficult, especially if you are a First Time Buyer in Falcon Lodge. Our team of mortgage advisors aim to take all of this stress away, providing a refined service and ensuring the process without any complications or obstacles. By using both our experience and mortgage knowledge, we will do our best to ensure you get exactly where you want to be with your mortgage.

As a Mortgage Broker in Falcon Lodge, we have come across a wide variety of mortgage situations, and in most of those, we have seen success. We believe there is no task too big, nor too small to handle. Our team of mortgage advisors love a good challenge!

We know how hard it can be to continue your mortgage application when faced with something difficult, which is why we are here to offer help and support to get you over these hurdles and one step closer to achieving what you wish to achieve.

Our Reviews

Your Mortgage Options in Falcon Lodge

First Time Buyer Mortgages in Falcon Lodge

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Usually, we find that first time buyer in Birmingham, prefer to use a broker, however, you may still reap the benefits of this even if you have done it before. We have access to thousands of mortgage deals through using our vast panel of more than 30 lenders.

Once we have your information keyed into our system, a Mortgage Advisor in Falcon Lodge will start their search to find the perfect deal for you. They will try to find a competitive mortgage deal that will benefit your personal and financial circumstances

Moving Home Mortgages in Falcon Lodge

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The process of moving home in Birmingham can be an incredibly stressful experience for a homeowner.

As a mortgage broker in Falcon Lodge, we work hard to reduce all of your stress levels by taking care of all aspects of the mortgage process, whilst you concentrate on the move itself. From the first point of contact to receiving the keys to your new home, we’ll look to provide you with clear and transparent mortgage advice in Falcon Lodge, always keeping you well informed.

Buy to let Mortgage Falcon Lodge

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We’ve helped a great many budding landlords in Falcon Lodge who want to grow their property portfolio by taking out a buy to let mortgages in Birmingham.

Over the years, we’ve built solid relationships with local landlords, helping them get their new buy to let mortgages in Falcon Lodge and even their remortgages in Falcon Lodge down the line.

Remortgaging in Falcon Lodge

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If you are looking at your options for a remortgage in Birmingham, approaching a Mortgage Broker in Falcon Lodge could be your best choice. We are able to shop around various remortgage deals for you, aiming to secure a better deal than the one you already have.

Even if you are interested in remortgaging for home improvements, our team are able to help you with that. Maybe you are trying to raise capital or want to remortgage to pay off a credit card or loan? These are other areas we can specialize in. Getting Remortgage Advice in Falcon Lodge could be extremely beneficial for you and your remortgage process. For a free remortgage consultation, get in touch with a Remortgage Advisor in Falcon Lodge and we will see how we can help.

Self Employed Mortgages Falcon Lodge

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If you are self employed in Birmingham, looking for a mortgage in Falcon Lodge, you’ll need to know that the process can be a bit different from what it would be for other, regularly employed applicants.

You’ll typically have to provide a lot more evidence to prove your income and meet mortgage lender criteria. Don’t worry though! Our mortgage advisors in Falcon Lodge are experts in self employed mortgage lending criteria and have helped many applicants who are self employed in Falcon Lodge.

To qualify for a self employed mortgage in Falcon Lodge, you must own at least 20-25% of your business, and you’ll need to have been trading for at least two years.

Mortgage Options for Over 50s in Falcon Lodge

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If you’re over the age of 50 and interested in exploring your mortgage options, there are several mortgage solutions available to you. Our specialised later life lending team is here to assist you every step of the way. Booking a free appointment with them is easy – simply schedule a date and time by booking online or giving us a call. We look forward to help navigate you throughout the the mortgage process and find the right solution for your needs.

Right to Buy in Falcon Lodge

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If you’re renting a property from the council or a local housing association in Falcon Lodge, you might be able to get advice on right to buy mortgages in Falcon Lodge. To see if you qualify for the scheme, you’ll need to meet certain requirements.

If you’re eligible, you could buy your rental property at a discounted price based on how long you’ve been living there and the property’s value. The discount could cover the cost of your deposit, so you might not need to put any money down.

That being said, some mortgage lenders may still require a small deposit to ensure you can afford the mortgage and monthly payments.

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Our Simple 4-Step Process

Book Online

Step 1

Our web-based booking system provides you with the opportunity to schedule an appointment with one of our professional advisors for a time and date that suits you.

Free Mortgage Apppointment

Step 2

When you contact us, you’ll be put in touch with one of our mortgage advisors in Falcon Lodge. They’ll get to know your financial background and evaluate your affordability. Plus, they’ll sort you out with an agreement in principle.

Finding a Suitable Product

Step 3

Following your consultation, your adviser will go away and scour thousands of offers to find the one most suitable for your circumstances. Once you’re content with your suggestion, the mortgage application process can then be continued.

Submit Your Application

Step 4

Once your application is all set, you must submit your mortgage request to the financial institution. We are devoted to making your mortgage journey as seamless and hassle-free as possible.

Reasons to Choose us

Free Appointment in Falcon Lodge

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Mortgage advice in Birmingham is available morning, evening or at the weekend. We’re here at a time that suits you and your family.

We want to make sure you feel secure and comfortable during every stage of the process, and that is why everything between is strictly confidential.

Search 1000s of products

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We’re not like a bank – We’re able to search 1000’s of mortgage deals in order to recommend the best one for you!

Every one of our friendly mortgage advisors in Birmingham is here to support you through your whole mortgage journey. We always aim to be responsive, caring, open and honest with you during every step of your mortgage application.

We highly recommend that you take advantage of our free mortgage consultation; we look forward to you getting in touch with your Mortgage Broker in Falcon Lodge and your mortgage advisor in Birmingham.

Our Service

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Every one of our Mortgage Advisors in Falcon Lodge are experts within every mortgage department. Being responsive, caring, open and honest are traits we pride ourselves on. We’ll aim to make you feel relaxed and be open and honest – We’ll take away the stress. Your service is really important to us!

We really value customer service; it is at the heart of everything we do. We regularly get feedback on the service we provide as a Mortgage Broker in Falcon Lodge, something that allows us to see what people have said about their experience with us and allows us to grow and provide that same service to everyone we can.

7 Days a Week

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We’ll help and support you anytime you need us, 7 days a week! The home buying process isn’t always easy, we’ll help you over any hurdles you face.

We have Mortgage Advisors in Falcon Lodge available from 8am-10pm, 7 days a week and are able to work around times that best suit you and your lifestyle. Do not worry, there will always be someone to talk to and we will ensure you are in safe hands going forward.

Malcolm and Amy Davidson - Mortgage Advice in Birmingham

Common Mortgage Questions in Falcon Lodge

How do I transact with my mortgage broker in Falcon Lodge?

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You’ll benefit from being able to utilise a free initial mortgage appointment that we offer all of our customers, where you get to speak with one of our dedicated mortgage advisors in Falcon Lodge.

Providing our customers with out of hours mortgage advice in Falcon Lodge isn’t a problem either, as we have a brilliant team of in-house mortgage advisors in Falcon Lodge, working from early until late, every day of the week, to answer all of your mortgage questions.

Get in touch with a trusted mortgage broker in Falcon Lodge today and we’ll see how we can help.

Why shouldn’t I go to my bank for mortgage advice in Falcon Lodge?

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The mortgage advisors in Falcon Lodge you would speak to when going to a bank, are only ever able to offer their own products, from one mortgage lender.

This is converse to how we operate, as we have the ability to compare various different products from a variety of mortgage lenders.

Getting an appointment with mortgage advisors in Falcon Lodge from can also be quite difficult, which can prove to be more than just a little frustrating if you’re actively property hunting or are ready to proceed.

Obtaining expert mortgage advice in Falcon Lodge from a professional mortgage broker in Birmingham & Falcon Lodge can also be super beneficial, especially as we are able to compare the details of each deal, making sure we find the best one for you.

We work with a vast panel of different mortgage lenders, including some that offer very specialist products for niche circumstances.

There’s no need to worry, we have been providing expert mortgage advice in Falcon Lodge to customers with all kinds of mortgage situations.

My bank turned me down – Will you be able to get me a mortgage?

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We regularly find that some customers will get in touch with us for mortgage advice in Birmingham & Falcon Lodge because they have been turned away by their bank for some reason.

The reasons given can be the type of income you have, your credit score, the property type, or that the bank simply won’t lend the right amount.

Whilst these can be frustrating situations, more often than not, we are able to help! Get in touch today and we’ll see how we can help.

How Much Deposit Do I Need for a Mortgage in Falcon Lodge?

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The typical amount needed for a mortgage deposit in Falcon Lodge is 5%. Most High Street Lenders require this minimum percentage for mortgage applicants with a ‘good’ credit history. However, if you’ve had credit issues in the past, you may have to expect to put down a higher deposit than usual, sometimes 10-15%.

Can I Get a Second Mortgage in Falcon Lodge?

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Yes, it can be possible to get a second mortgage. In some cases, you may even want more than two!

There are lots of different reasons why someone may want to get a second mortgage, perhaps you are looking to consolidate your debts, improve your home or are a Buy to Let landlord looking to increase your Buy to Let portfolio.

Have one mortgage can be stressful enough, if you need Specialist Mortgage Advice in Falcon Lodge, don’t hesitate to get in touch.

How long does an Agreement in Principle last?

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Your Agreement in Principle (AIP) will last around 30-90 days. If your AIP expires before you get to make an offer on a property, you can easily apply for it to be renewed. A Mortgage Broker in Falcon Lodge like us will be able to help you with this!

When Should I Obtain an Agreement in Principle in Falcon Lodge?

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We always recommend that you secure an Agreement in Principle (AIP) before the viewing properties stage. This is because having one in place shows that you will have the funds to pay for the mortgage, given that you can supply documents to support your income, credit history etc. Having an AIP may also allow room for price negotiation.

Why use a mortgage broker in Falcon Lodge like us?

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A Mortgage Broker in Falcon Lodge like us, is here to provide full help and guidance through the whole mortgage process. We don’t just try and find you a competitive mortgage deal, we try and find you a product that is tailored to your personal and financial circumstances.

How Does the Free Mortgage Consultation in Falcon Lodge Work?

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Your free mortgage consultation in Falcon Lodge will last round 30 minutes. During your consultation you will get the chance to speak with a Mortgage Advisor in Falcon Lodge. They will ask you some questions about your mortgage needs and your personal and financial situation. Once they have what they need from you, they can then go away and begin searching for the perfect mortgage deal for you! They will try to find one that is competitive and ticks all of the boxes for you.

We Search 1000s of Mortgages in Falcon Lodge

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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

Speak to an Advisor - It's Free Enquire Online 0121 595 0187
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