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Mortgage Broker in Dudley

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0121 595 0187Speak to an Advisor - It's Free!

Mortgage Broker in Dudley

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0121 595 0187

Providing Expert Mortgage Advice in Dudley

Welcome to Birminghammoneyman, the online home of expert mortgage advice in Dudley, from an open & honest mortgage broker in Dudley.

As a trusted and dedicated mortgage broker in Dudley, we are here to guide you through each and every step of your own personal mortgage journey.

This is the case whether you are a first time buyer in Dudley, looking to become a landlord on a buy to let in Dudley or are ready for a remortgage in Dudley.

Our team are proud to provide our brilliant customers with mortgage advice in Dudley, always making sure to go above and beyond for everyone who gets in touch with us.

Please feel free to look at our amazing customer reviews, to see why so many choose us as their mortgage broker in Dudley.

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Your Mortgage Options in Dudley

All of our Customers Receive a Free Mortgage Appointment!

Unlike a lot of larger companies who offer mortgage advice in Dudley, we are a smaller, but immensely experienced mortgage broker in Dudley, always here and ready to answer your mortgage questions and concerns.

As a reputable and professional mortgage broker in Dudley, we are able to take a look through thousands of different mortgage products, finding the most suitable one for your personal circumstances, on the best deal we can find for you.

No matter what your mortgage circumstances are, your mortgage broker in Dudley is here to help!

Our Reviews

Your Mortgage Options in Dudley

First Time Buyer Mortgages in Dudley

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As a first time buyer in Birmingham, the mortgage process may seem daunting.

This is something we understand and we aim to provide all of our customers with reassurance and support throughout the entire process. Our dedicated mortgage advisors in Dudley will guide you through each step of your mortgage journey.

They can help you calculate the amount you could borrow, taking into account both your personal and financial circumstances. While our affordability calculator can provide an estimate, speaking with a mortgage broker in Dudley is always recommended.

Once you have attended your free mortgage appointment, your mortgage advisor in Dudley can obtain an agreement in principle for you within 24 hours. Having this document will be useful when you are making an offer on a property.

Moving Home Mortgages in Dudley

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The process of moving home in Birmingham can be an incredibly stressful experience for a homeowner.

As a mortgage broker in Dudley, we work hard to reduce all of your stress levels by taking care of all aspects of the mortgage process, whilst you concentrate on the move itself. From the first point of contact to receiving the keys to your new home, we’ll look to provide you with clear and transparent mortgage advice in Dudley, always keeping you well informed.

Buy to let Mortgage Dudley

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We’ve helped a great many budding landlords in Dudley who want to grow their property portfolio by taking out a buy to let mortgages in Birmingham.

Over the years, we’ve built solid relationships with local landlords, helping them get their new buy to let mortgages in Dudley and even their remortgages in Dudley down the line.

Remortgaging in Dudley

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When your initial mortgage deal comes to an end, it’s important to start looking into your remortgaging options in order to secure another suitable mortgage deal.

Our team are able to help you by searching through thousands of remortgage deals on your behalf. If you’re seeking remortgage in Birmingham, please do feel free to get in touch with us.

Our team can provide guidance and support on various remortgage routes, including home improvements, debt consolidation, equity release, and bad credit mortgages.

Self Employed Mortgages Dudley

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If you are self employed in Birmingham, looking for a mortgage in Dudley, you’ll need to know that the process can be a bit different from what it would be for other, regularly employed applicants.

You’ll typically have to provide a lot more evidence to prove your income and meet mortgage lender criteria. Don’t worry though! Our mortgage advisors in Dudley are experts in self employed mortgage lending criteria and have helped many applicants who are self employed in Dudley.

To qualify for a self employed mortgage in Dudley, you must own at least 20-25% of your business, and you’ll need to have been trading for at least two years.

Mortgage Options for Over 50s in Dudley

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If you’re over the age of 50 and interested in exploring your mortgage options, there are several mortgage solutions available to you. Our specialised later life lending team is here to assist you every step of the way. Booking a free appointment with them is easy – simply schedule a date and time by booking online or giving us a call. We look forward to help navigate you throughout the the mortgage process and find the right solution for your needs.

Right to Buy in Dudley

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If you’re renting a property from the council or a local housing association in Dudley, you might be able to get advice on right to buy mortgages in Dudley. To see if you qualify for the scheme, you’ll need to meet certain requirements.

If you’re eligible, you could buy your rental property at a discounted price based on how long you’ve been living there and the property’s value. The discount could cover the cost of your deposit, so you might not need to put any money down.

That being said, some mortgage lenders may still require a small deposit to ensure you can afford the mortgage and monthly payments.

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Our Simple 4-Step Process

Book Online

Step 1

Our web-based booking system provides you with the opportunity to schedule an appointment with one of our professional advisors for a time and date that suits you.

Free Mortgage Apppointment

Step 2

When you contact us, you’ll be put in touch with one of our mortgage advisors in Dudley. They’ll get to know your financial background and evaluate your affordability. Plus, they’ll sort you out with an agreement in principle.

Finding a Suitable Product

Step 3

Following your consultation, your adviser will go away and scour thousands of offers to find the one most suitable for your circumstances. Once you’re content with your suggestion, the mortgage application process can then be continued.

Submit Your Application

Step 4

Once your application is all set, you must submit your mortgage request to the financial institution. We are devoted to making your mortgage journey as seamless and hassle-free as possible.

Reasons to Choose us

Free Appointment in Dudley

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We specialise in all different areas, so matching a mortgage deal to your circumstances shouldn’t be a problem. So, don’t hesitate to get in touch with a reputable mortgage broker in Birmingham as we know how hard it can be to continue through your mortgage application when faced with an obscure problem, that’s why we are here to offer a helping hand so we can get over these hurdles together.

Search 1000s of products

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It’s possible that this is your First Time Buyer mortgage journey, and you need a little nudge in the right direction. If so, don’t hesitate to get in touch. Every one of our friendly mortgage advisors in Birmingham is here to support you through your whole mortgage journey. We always aim to be responsive, caring, open and honest with you during every step of your mortgage application.

Our Service

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Here at your mortgage broker in Dudley, we really value customer service; it’s at the heart of our business. Our amazing service is shown in our customer reviews, feel free to check out our excellent reviews here.

7 Days a Week

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Even if this isn’t your first time around and you have been through the mortgage process before, if you are dealing with a complex issue, we would still strongly advise that you speak to an expert for a helping hand. The whole of the moneyman team can’t wait to hear from you!

Malcolm and Amy Davidson - Mortgage Advice in Birmingham

Common Mortgage Questions in Dudley

How do I transact with my mortgage broker in Dudley?

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You’ll benefit from being able to utilise a free initial mortgage appointment that we offer all of our customers, where you get to speak with one of our dedicated mortgage advisors in Dudley.

Providing our customers with out of hours mortgage advice in Dudley isn’t a problem either, as we have a brilliant team of in-house mortgage advisors in Dudley, working from early until late, every day of the week, to answer all of your mortgage questions.

Get in touch with a trusted mortgage broker in Dudley today and we’ll see how we can help.

Why shouldn’t I go to my bank for mortgage advice in Dudley?

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The mortgage advisors in Dudley you would speak to when going to a bank, are only ever able to offer their own products, from one mortgage lender.

This is converse to how we operate, as we have the ability to compare various different products from a variety of mortgage lenders.

Getting an appointment with mortgage advisors in Dudley from can also be quite difficult, which can prove to be more than just a little frustrating if you’re actively property hunting or are ready to proceed.

Obtaining expert mortgage advice in Dudley from a professional mortgage broker in Birmingham & Dudley can also be super beneficial, especially as we are able to compare the details of each deal, making sure we find the best one for you.

We work with a vast panel of different mortgage lenders, including some that offer very specialist products for niche circumstances.

There’s no need to worry, we have been providing expert mortgage advice in Dudley to customers with all kinds of mortgage situations.

My bank turned me down – Will you be able to get me a mortgage?

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We regularly find that some customers will get in touch with us for mortgage advice in Birmingham & Dudley because they have been turned away by their bank for some reason.

The reasons given can be the type of income you have, your credit score, the property type, or that the bank simply won’t lend the right amount.

Whilst these can be frustrating situations, more often than not, we are able to help! Get in touch today and we’ll see how we can help.

How Much Deposit Do I Need for a Mortgage in Dudley?

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The typical amount needed for a mortgage deposit in Dudley is 5%. Most High Street Lenders require this minimum percentage for mortgage applicants with a ‘good’ credit history. However, if you’ve had credit issues in the past, you may have to expect to put down a higher deposit than usual, sometimes 10-15%.

Can I Get a Second Mortgage in Dudley?

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Yes, it can be possible to get a second mortgage. In some cases, you may even want more than two!

There are lots of different reasons why someone may want to get a second mortgage, perhaps you are looking to consolidate your debts, improve your home or are a Buy to Let landlord looking to increase your Buy to Let portfolio.

Have one mortgage can be stressful enough, if you need Specialist Mortgage Advice in Dudley, don’t hesitate to get in touch.

How long does an Agreement in Principle last?

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Your Agreement in Principle (AIP) will last around 30-90 days. If your AIP expires before you get to make an offer on a property, you can easily apply for it to be renewed. A Mortgage Broker in Dudley like us will be able to help you with this!

When Should I Obtain an Agreement in Principle in Dudley?

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We always recommend that you secure an Agreement in Principle (AIP) before the viewing properties stage. This is because having one in place shows that you will have the funds to pay for the mortgage, given that you can supply documents to support your income, credit history etc. Having an AIP may also allow room for price negotiation.

Why use a mortgage broker in Dudley like us?

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A Mortgage Broker in Dudley like us, is here to provide full help and guidance through the whole mortgage process. We don’t just try and find you a competitive mortgage deal, we try and find you a product that is tailored to your personal and financial circumstances.

How Does the Free Mortgage Consultation in Dudley Work?

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Your free mortgage consultation in Dudley will last round 30 minutes. During your consultation you will get the chance to speak with a Mortgage Advisor in Dudley. They will ask you some questions about your mortgage needs and your personal and financial situation. Once they have what they need from you, they can then go away and begin searching for the perfect mortgage deal for you! They will try to find one that is competitive and ticks all of the boxes for you.

We Search 1000s of Mortgages in Dudley

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

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