Welcome to Birminghammoneyman, the online home of expert mortgage advice in Dudley, from an open & honest mortgage broker in Dudley.
As a trusted and dedicated mortgage broker in Dudley, we are here to guide you through each and every step of your own personal mortgage journey.
This is the case whether you are a first time buyer in Dudley, looking to become a landlord on a buy to let in Dudley or are ready for a remortgage in Dudley.
Our team are proud to provide our brilliant customers with mortgage advice in Dudley, always making sure to go above and beyond for everyone who gets in touch with us.
Please feel free to look at our amazing customer reviews, to see why so many choose us as their mortgage broker in Dudley.
Unlike a lot of larger companies who offer mortgage advice in Dudley, we are a smaller, but immensely experienced mortgage broker in Dudley, always here and ready to answer your mortgage questions and concerns.
As a reputable and professional mortgage broker in Dudley, we are able to take a look through thousands of different mortgage products, finding the most suitable one for your personal circumstances, on the best deal we can find for you.
No matter what your mortgage circumstances are, your mortgage broker in Dudley is here to help!
As a first time buyer in Birmingham, the mortgage process may seem daunting.
This is something we understand and we aim to provide all of our customers with reassurance and support throughout the entire process. Our dedicated mortgage advisors in Dudley will guide you through each step of your mortgage journey.
They can help you calculate the amount you could borrow, taking into account both your personal and financial circumstances. While our affordability calculator can provide an estimate, speaking with a mortgage broker in Dudley is always recommended.
Once you have attended your free mortgage appointment, your mortgage advisor in Dudley can obtain an agreement in principle for you within 24 hours. Having this document will be useful when you are making an offer on a property.
The process of moving home in Birmingham can be an incredibly stressful experience for a homeowner.
As a mortgage broker in Dudley, we work hard to reduce all of your stress levels by taking care of all aspects of the mortgage process, whilst you concentrate on the move itself. From the first point of contact to receiving the keys to your new home, we’ll look to provide you with clear and transparent mortgage advice in Dudley, always keeping you well informed.
We’ve helped a great many budding landlords in Dudley who want to grow their property portfolio by taking out a buy to let mortgages in Birmingham.
Over the years, we’ve built solid relationships with local landlords, helping them get their new buy to let mortgages in Dudley and even their remortgages in Dudley down the line.
When your initial mortgage deal comes to an end, it’s important to start looking into your remortgaging options in order to secure another suitable mortgage deal.
Our team are able to help you by searching through thousands of remortgage deals on your behalf. If you’re seeking remortgage in Birmingham, please do feel free to get in touch with us.
Our team can provide guidance and support on various remortgage routes, including home improvements, debt consolidation, equity release, and bad credit mortgages.
If you are self employed in Birmingham, looking for a mortgage in Dudley, you’ll need to know that the process can be a bit different from what it would be for other, regularly employed applicants.
You’ll typically have to provide a lot more evidence to prove your income and meet mortgage lender criteria. Don’t worry though! Our mortgage advisors in Dudley are experts in self employed mortgage lending criteria and have helped many applicants who are self employed in Dudley.
To qualify for a self employed mortgage in Dudley, you must own at least 20-25% of your business, and you’ll need to have been trading for at least two years.
If you're over the age of 50 and interested in exploring your mortgage options, there are several mortgage solutions available to you. Our specialised later life lending team is here to assist you every step of the way. Booking a free appointment with them is easy – simply schedule a date and time by booking online or giving us a call. We look forward to help navigate you throughout the the mortgage process and find the right solution for your needs.
If you’re renting a property from the council or a local housing association in Dudley, you might be able to get advice on right to buy mortgages in Dudley. To see if you qualify for the scheme, you’ll need to meet certain requirements.
If you’re eligible, you could buy your rental property at a discounted price based on how long you’ve been living there and the property’s value. The discount could cover the cost of your deposit, so you might not need to put any money down.
That being said, some mortgage lenders may still require a small deposit to ensure you can afford the mortgage and monthly payments.
Our Customers Love Us
4.99 Rating69 Reviews
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
3 months ago
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
3 months ago
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
6 months ago
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
8 months ago
Incredibly helpful, supported throughout whole process
8 months ago
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
9 months ago
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
1 year ago
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
1 year ago
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
1 year ago
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
1 year ago
That nice 😊
1 year ago
Brilliant service! Would highly recommend! Tom at the Birmingham branch was amazing. We're first time buyers so we were very unsure of the whole process and had lots of questions. Tom gave us all the support and guidance we needed and was there for...
1 year ago
Moneyman were really supportive during this process. After our first house fell through following downvaluation, they were really helpful in outlining the process moving forward and supporting us through the next house sale. Couldn't be happier with...
1 year ago
Thank you so much for your support Even when I Couldn't get hold of anyone else During the pandemic Your staff were there to encourage me to press on with the mortgage after Thanks for your help and the guidance Thanks for giving me a chance And...
2 years ago
Very good service, unbelievable fast to apply my mortgage. Thank you all of you.
2 years ago
Our web-based booking system provides you with the opportunity to schedule an appointment with one of our professional advisors for a time and date that suits you.
When you contact us, you'll be put in touch with one of our mortgage advisors in Dudley. They'll get to know your financial background and evaluate your affordability. Plus, they'll sort you out with an agreement in principle.
Following your consultation, your adviser will go away and scour thousands of offers to find the one most suitable for your circumstances. Once you're content with your suggestion, the mortgage application process can then be continued.
Once your application is all set, you must submit your mortgage request to the financial institution. We are devoted to making your mortgage journey as seamless and hassle-free as possible.
We specialise in all different areas, so matching a mortgage deal to your circumstances shouldn’t be a problem. So, don’t hesitate to get in touch with a reputable mortgage broker in Birmingham as we know how hard it can be to continue through your mortgage application when faced with an obscure problem, that’s why we are here to offer a helping hand so we can get over these hurdles together.
It’s possible that this is your First Time Buyer mortgage journey, and you need a little nudge in the right direction. If so, don’t hesitate to get in touch. Every one of our friendly mortgage advisors in Birmingham is here to support you through your whole mortgage journey. We always aim to be responsive, caring, open and honest with you during every step of your mortgage application.
Here at your mortgage broker in Dudley, we really value customer service; it’s at the heart of our business. Our amazing service is shown in our customer reviews, feel free to check out our excellent reviews here.
Even if this isn’t your first time around and you have been through the mortgage process before, if you are dealing with a complex issue, we would still strongly advise that you speak to an expert for a helping hand. The whole of the moneyman team can’t wait to hear from you!
You’ll benefit from being able to utilise a free initial mortgage appointment that we offer all of our customers, where you get to speak with one of our dedicated mortgage advisors in Dudley.
Providing our customers with out of hours mortgage advice in Dudley isn’t a problem either, as we have a brilliant team of in-house mortgage advisors in Dudley, working from early until late, every day of the week, to answer all of your mortgage questions.
Get in touch with a trusted mortgage broker in Dudley today and we’ll see how we can help.
The mortgage advisors in Dudley you would speak to when going to a bank, are only ever able to offer their own products, from one mortgage lender.
This is converse to how we operate, as we have the ability to compare various different products from a variety of mortgage lenders.
Getting an appointment with mortgage advisors in Dudley from can also be quite difficult, which can prove to be more than just a little frustrating if you’re actively property hunting or are ready to proceed.
Obtaining expert mortgage advice in Dudley from a professional mortgage broker in Birmingham & Dudley can also be super beneficial, especially as we are able to compare the details of each deal, making sure we find the best one for you.
We work with a vast panel of different mortgage lenders, including some that offer very specialist products for niche circumstances.
There’s no need to worry, we have been providing expert mortgage advice in Dudley to customers with all kinds of mortgage situations.
We regularly find that some customers will get in touch with us for mortgage advice in Birmingham & Dudley because they have been turned away by their bank for some reason.
The reasons given can be the type of income you have, your credit score, the property type, or that the bank simply won’t lend the right amount.
Whilst these can be frustrating situations, more often than not, we are able to help! Get in touch today and we’ll see how we can help.
The typical amount needed for a mortgage deposit in Dudley is 5%. Most High Street Lenders require this minimum percentage for mortgage applicants with a ‘good’ credit history. However, if you’ve had credit issues in the past, you may have to expect to put down a higher deposit than usual, sometimes 10-15%.
Yes, it can be possible to get a second mortgage. In some cases, you may even want more than two!
There are lots of different reasons why someone may want to get a second mortgage, perhaps you are looking to consolidate your debts, improve your home or are a Buy to Let landlord looking to increase your Buy to Let portfolio.
Have one mortgage can be stressful enough, if you need Specialist Mortgage Advice in Dudley, don’t hesitate to get in touch.
Your Agreement in Principle (AIP) will last around 30-90 days. If your AIP expires before you get to make an offer on a property, you can easily apply for it to be renewed. A Mortgage Broker in Dudley like us will be able to help you with this!
We always recommend that you secure an Agreement in Principle (AIP) before the viewing properties stage. This is because having one in place shows that you will have the funds to pay for the mortgage, given that you can supply documents to support your income, credit history etc. Having an AIP may also allow room for price negotiation.
A Mortgage Broker in Dudley like us, is here to provide full help and guidance through the whole mortgage process. We don’t just try and find you a competitive mortgage deal, we try and find you a product that is tailored to your personal and financial circumstances.
Your free mortgage consultation in Dudley will last round 30 minutes. During your consultation you will get the chance to speak with a Mortgage Advisor in Dudley. They will ask you some questions about your mortgage needs and your personal and financial situation. Once they have what they need from you, they can then go away and begin searching for the perfect mortgage deal for you! They will try to find one that is competitive and ticks all of the boxes for you.