Moving home can be a daunting and stressful experience. But it doesn’t have to be that way. As a mortgage broker in Solihull, we are here to help you get through the process with minimal stress.
With over 20 years of experience in the mortgage industry, we have the knowledge and expertise to help you get the best deal for your new home. We have access to thousands of mortgage products, so you can be sure that we’ll find the best one for you.
Get a free consultation with our mortgage advisor in Solihull and discover how much you can borrow to help you move into your new home. We’ll take the stress away from moving home in Solihull.
Moving home can be a stressful and overwhelming experience. But with our help, you can get through the process with ease.
With our expertise in the mortgage industry, you can trust us to find the best moving home mortgage product for you. Let us take the stress away from moving home in Solihull.
As your mortgage broker in Solihull, we will provide you with the best advice and mortgage options available. Book your free mortgage appointment online and speak with our mortgage advisors in Solihull today.
In short, yes, numerous mortgages are considered 'portable,' allowing you to transfer your existing mortgage to a different property.
However, keep in mind that even though it is portable, you will still need to reapply for the mortgage. If there have been changes in your circumstances, you may no longer qualify for the original terms, and your eligibility will be assessed based on a new credit score.
When relocating, there are numerous expenses to consider, especially when compared to a first time buyer. These costs encompass estate agency fees, property survey fees, mortgage arrangement fees, solicitor's fees, removal fees, and mortgage broker fees.
During the moving process, your legal representative will use the proceeds from the house sale to pay off your existing mortgage in its entirety. If you are buying a new property, you will be required to initiate a new mortgage. Alternatively, if your lender allows it, you can "port" your current mortgage to your next property.
Yes, you have the option to pay off your mortgage in Solihull before the agreed term. However, it's essential to note that you'll need to settle any applicable early repayment charges along with the outstanding balance. During your introductory, fixed, or discount period, many lenders permit annual overpayments of up to 10% of your mortgage balance. If you are on a standard variable rate, you typically have the flexibility to make as many overpayments as you wish without restrictions.
Our Customers Love Us
4.99 Rating69 Reviews
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
3 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
3 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
6 months ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
8 months ago
Anonymous
Incredibly helpful, supported throughout whole process
8 months ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
9 months ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
1 year ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
1 year ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
1 year ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
1 year ago
Kazim
That nice 😊
1 year ago
Kristina
Brilliant service! Would highly recommend! Tom at the Birmingham branch was amazing. We're first time buyers so we were very unsure of the whole process and had lots of questions. Tom gave us all the support and guidance we needed and was there for...
1 year ago
Anonymous
Moneyman were really supportive during this process. After our first house fell through following downvaluation, they were really helpful in outlining the process moving forward and supporting us through the next house sale. Couldn't be happier with...
1 year ago
Eleanor
Thank you so much for your support Even when I Couldn't get hold of anyone else During the pandemic Your staff were there to encourage me to press on with the mortgage after Thanks for your help and the guidance Thanks for giving me a chance And...
2 years ago
Anonymous
Very good service, unbelievable fast to apply my mortgage. Thank you all of you.
2 years ago
When moving home in Solihull, you need to consider the mortgage side of the process, not just physically moving out of the property.
Getting an expert to assist you through this part of the process can be extremely useful and can let you focus on moving out of the property.
You can easily book a free mortgage appointment online, with a mortgage advisor in Solihull who specialises in mortgages for those looking to move home.
During this appointment, your mortgage advisor in Solihull will gather information from you to get an idea of what sort of mortgage you could access for your new home. If possible, they may also discuss the idea of porting your current mortgage.
Once your moving home mortgage advisor in Solihull has found you the perfect mortgage product for your new home, if you are happy to proceed with us and the product, we can begin preparing your mortgage application.
At this stage in the process, you will be handed over to a dedicated case manager who will be your first point of contact throughout the remainder of your journey.
You will be asked to prepare documents to support your mortgage application so that the lender has evidence of your affordability. Once these are attached to your application, we can send it off to the mortgage lender!
All that is left to do is to wait for your lender to respond. Once we hear back the good news, we will be in touch right away. If there is not a property chain holding up your "move in date", you can grab the keys to your new home and begin moving in!
We have a wide range of mortgage products available, and our expert advisors can help you find the right one for you. We offer a free moving home mortgage review, meaning we will help you to calculate your budget and the amount of money you can borrow.
We understand that every customer is unique, and we want to make sure that you get the best service possible. Our customer reviews back up our excellent mortgage advice service, and customer service is at the heart of our company.
Our mortgage advisors in Solihull are available 7 days a week, you can speak to one of our experts at a time that suits you best. We have helped many people moving home in Solihull, and we want to help you too!
If you’re seeking expert mortgage advice in Solihull, get in touch with us as soon as possible. Our team can advise you on the maximum amount you can borrow, the interest rate that applies, and the monthly payments.
During your free mortgage consultation, your advisor can search through thousands of deals to find the best option for your circumstances.
If you choose to go ahead with our recommendation, we can help you get an agreement in principle (AIP). With your AIP now in hand, you will be ready to make offers on a property purchase in Solihull.
Fantastic news! Now it is time to call your mortgage advisor in Solihull. They will be able to progress your mortgage application. Our team can also help with the types of property surveys and recommend a conveyancing solicitor.
There are numerous reasons why a Bank or Building Society may decline your mortgage application. This could be due to a low credit score or they may not lend you enough for what you need. However, it is still worth speaking getting mortgage advice in Solihull to see if they can help.
We work with a wide panel of lenders who offer specialist products tailored to customers who may have had credit issues in the past. Our mortgage advisors in Solihull understand these products and their criteria in depth.
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
