First Time Buyer Mortgages in Stafford

As a first time buyer in Stafford, you may be feeling intimidated in taking that first step on the property which is understandable when you are taking on one of the biggest financial commitments. The good news is that seeking trusted mortgage advice in Stafford can help with this! Our free initial mortgage appointment can help in kickstarting your mortgage journey by speaking to one of our excellent advisors. Book yourself in for an appointment at a time that suits you by contacting our team or through our book online system. Your dedicated advisor will be with you throughout the process to answer any of your questions and provide you with regular updates regarding your application. Within your mortgage appointment, one of our mortgage advisors in Stafford will ask you a number of questions to build up an idea of your financial background which they will utilise when they are completing an affordability assessment on you. From this, they can see what deals you may be able to access and find the one that is fitting for your situation. Along with this, our team will arrange an Agreement in Principle for you usually 24 hours after your appointment. We do encourage you to ask as many questions as you want so you, as a first time buyer, can understand more about the process and what it entails.

Moving Home Mortgages in Stafford

If you are looking at moving home in Stafford, it’s likely that you will have a lot more of an idea of what the mortgage process involves. Regardless of this, we do still recommend that you look at getting mortgage advice in Stafford as this type of process involves additional aspects that differ from the first time around. The general impression surrounding moving home is that it can be a difficult process that can be stressful, however, it doesn’t have to be! Your priority is to make sure that both the buying process and the selling process ends at the same time. Along with this, you will need to organise your mortgage, which is where our team come in. Having a mortgage broker in Stafford by your side can be beneficial as they can help you with the mortgage aspect of the process by finding the most suitable deal for your situation. This means you can get on with packing up your belongings and selling your current property.

Buy to let Mortgage Stafford

Having over 20 years of mortgage experience under our belts, as a reputable mortgage broker in Stafford we have built a loyal base of budding & existing buy to let landlords who have approached us for buy to let mortgage in Stafford. We have a variety of buy to let mortgage options such as HMO, Holiday Let and Let to Buy. With a dedicated mortgage advisor in Stafford by your side, they can help you look through our buy to let options in order to find the one that is best for your situation. If you have any questions regarding the process, don’t hesitate to ask!

Remortgaging in Stafford

If you are reaching the end of your mortgage term, it’s time for you to look into remortgage in Stafford. It can be common for those in this situation to forget to look into their options for remortgaging which can result them in being on the lender’s standard variable of rate. Landing on this rate could mean your monthly mortgage payments may increase which is why people look for a different option. For those who approached us as your mortgage broker in Stafford to get your initial mortgage, our team will email you a reminder 6 months prior to your fixed term ending. By doing this, you will have enough to explore your options and avoid you being placed onto the lender’s standard variable rate. We have a team of remortgage advisors in Stafford who can search through 1000’s of remortgage deals to find the one perfect for you.

Self Employed Mortgages Stafford

As a self employed in Stafford, the process will be slightly different to a regular mortgage of an employed applicant. You will be required to provide sufficient evidence of your income to the lender which can be the tricky part but is something you can do. We have helped many customers who are self-employed achieve their homeowning goals. Same as the process with a regular mortgage, your dedicated mortgage advisor in Stafford will look into your case in detail to find the most suitable mortgage for you as well as help point you in the right direction on your mortgage journey.

Mortgage Options for Over 50s in Stafford

Homeowners who happen to be over the age of 55 and meet the right criteria, such as for property value, could find it worthwhile looking at their options for a equity release in Stafford. Equity release in Stafford is typically taken out either as a home reversion plan or more commonly, as a lifetime mortgage in Stafford. Beyond this, for customers over the age of 50, you may find that there are other potential mortgage options for you, as you head towards later life. These can include options such as retirement interest only (rio) mortgages, term interest only (tio) mortgages, hybrid mortgages, as well as standard mortgages and remortgages in Stafford. Mortgages for over 50s and especially equity release in Stafford, tends to be a very specialist area and it is key that you get in touch with a qualified and professional mortgage broker in Stafford, to understand your options. We will always look to see if an alternative is more suitable for you first, before we look at equity release in Stafford. To understand the features and risks, ask for a personalised illustration. Equity Release may come in the form of a lifetime mortgage or home reversion plan. A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care. A home reversion plan involves selling all or part of your home to a plan provider in exchange for a tax-free lump sum.

Mortgage Broker in Stafford | Mortgage Advice in Stafford

Providing Expert Mortgage Advice in Stafford

If you are looking at starting your mortgage journey, you may benefit from getting in touch with an expert mortgage broker in Stafford. Through our experience providing mortgage advice in Stafford, we have been able to help many homeowners and homebuyers obtain a mortgage in Stafford. We have a fantastic team of mortgage advisors in Stafford who strive in helping you save both time and money.

You may be looking at taking that first step on the property ladder, finding a new property in Stafford, or looking to remortgage, our team understand the ups and downs that can come with the mortgage process. Here at Birminghammoneyman, we always strive in providing and elite service to every customer and work hard in taking as much stress off the experience. Obstacles can pop up in the mortgage journey which is why we are here to help overcome these towards getting you to mortgage success.

Speak to an Advisor

All of our Customers Receive a Free Initial Mortgage Appointment!

A factor that differentiates us from the banks is that, as a mortgage broker in Stafford, we have access to a large panel of lenders and products. We pride ourselves in giving a flexible service that keep you updated throughout. This is why we are available to take your call and help you achieve your mortgage goals 7 days a week. As well as this, we offer every customer a free initial mortgage appointment which they can book through our online system or by calling our team.

Providing a simple and straightforward service is at the top of our list here at Birminghammoneyman. We treat each customer with the tailored service they deserve utilising both our experience and mortgage knowledge whatever your circumstances may be. Our team have encountered a variety of mortgage situations meaning it’s very likely we have come across your situation before.

With this in mind, please don’t hesitate to get in touch. We have come across plenty of complicated cases and have many specialist mortgage products on panel. As mentioned, obstacles can arise in the mortgage process which is why our dedicated team will work hard in finding a solution to these. Reaching mortgage success is something we want for all our customers!

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Stafford

Our Customers Love Us

4.98 Rating92 Reviews

Sara

Very informative and very responsive team

1 month ago

Doreen

I couldn’t have wish for a better experience on my journey to buying my property through Uk Moneyman. Very professional, yet friendly, and easy to deal with. I’d recommend to anyone thinking of buying a property.

3 months ago

Andrew

Matt and Debbie from Birmingham money man have been very helpful so far in the process of buying our first house answering all our questions quickly and with detailed and understandable explanations. they have made the process easier and much less...

4 months ago

Alexander

Professional and provide a great service

4 months ago

Natasha

Absolutely fantastic service - highly recommended

4 months ago

Stephanie

Excellent, communication and supportive staff. They have been Very thorough and informative.

4 months ago

Anonymous

Incredibly helpful and responsive, friendly people and they made a daunting process easy and straightforward, would definitely use them again

7 months ago

Anonymous

Helpful and knowledgeable. Helped me make good decisions and managed to get the best possible deal.

7 months ago

This has been a very challenging process that has taken a number of years to achieve. Birminghammoneyman brokers has been pivotal to me achieving my dream home. They have been patient and consistent in support and guidance. They are very reasonably...

9 months ago

Katia

They were really supportive and faster. I highly recommend their services.

1 year ago

Brian

I am very impressed and pleased with the service provided. Both Dan and Jonathan are consummate professionals who kept me informed at every stage of the process and were always on hand to answer any questions. They were sympathetic and eager to...

1 year ago

Mandy

They have been very helpful ,very patient helping sort any hiccups sorted everything in the end

1 year ago

Alistair

I have had a real good experience dealing with wayne and lizzie from uk moneyman they have been very informative and helpful couldent thank them enough for there work

1 year ago

Keith

You have given a very good act of yourself and very recommended by my shelf k gurney

1 year ago

Tayla-Leigh

The service that we received from Wayne and the team at UKMoneyMan was amazing. A straightforward and easy process. We highly recommend MoneyMan, especially to those that are first time buyers, everyone was so knowledgable and helpful. Friendly...

1 year ago

Harry

everyone from the money man uk team was a delight to work with, they made it all easy and stress free time for us and gave us all the support we needed. they was a pleasure to work with we will recommend them to family and friends and any future...

1 year ago

Anonymous

Dan was very helpful and knowledgeable and dealt with our mortgage quickly and efficiently.

1 year ago

Philip

Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.

1 year ago

Philip

Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.

1 year ago

Anonymous

Great brokers, very helpful and efficient.

1 year ago

Our Simple 4-Step Process

Book Online

Booking your free initial mortgage appointment has never been easier with our online process. You can choose a date and time that suits you and we will connect you with an open and honest mortgage advisor in Stafford. Within your appointment, our mortgage advisor in Stafford will discuss with you your situation and your mortgage goals.

Free Initial Mortgage Appointment

Around 24 hours after attending your free initial mortgage appointment, your mortgage advisor will sort you out with an Agreement in Principle (AIP) which is a brilliant tool when it comes to making an offer on any properties you are interested in.

Finding a Suitable Product

Going forward with your application, we will search 1000s of deals through our huge panel of lenders. If you go directly to a lender, you will only have access to their independent deals. If you choose the broker route, you will also benefit from our amazing customer service.

Submit Your Application

Finally, we will submit your mortgage application to the lender and work with them to get it approved. We will keep you informed throughout the process and answer any questions you may have.

Reasons to Choose us

Free Initial Appointment in Oldbury

If you are interested in booking yourself in for a free initial mortgage appointment, you can do this by giving our team a call or booking online. We are proud to provide a trusted service to our customers and for them to progress through the mortgage journey. Our customers are the heart of what we do and we would love to help you on your way to mortgage success. Make sure you check our genuine customer reviews to see how we have helped many on their journey to homeownership.

Search 1000s of products

Unlike a bank or building society, we have access to a large panel of lenders offering a range of mortgage products meaning we can search through 1000s of both high street and specialist deals. As a mortgage broker in Birmingham, we understand all our customers’ day to day lives run differently which is why we are available 7 days a week from early until late.

Our Service

As a reputable mortgage broker in Birmingham and surrounding areas, we pride ourselves on providing high-level customer service. Our expert mortgage advisors in Stafford will provide open and honest mortgage advice in Stafford and provide a helping hand throughout your mortgage journey. Our aim is to support customers in achieving their mortgage goals. Here at Birminghammoneyman, we believe in treating every customer as a unique case, as we understand that each individual has certain mortgage goals and financial backgrounds.

7 Days a Week

We do strongly advise that you book yourself in for a free initial mortgage appointment. We look forward to get your started on your mortgage journey and providing you with open and honest mortgage advice in Birmingham to help you achieve your homeowning dreams.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Common Mortgage Questions in Stafford

We Search 1000s of Mortgages in Stafford

Birminghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

Purchase

Remortgage

Age 50+ Options

Mortgage Schemes

Specialist

Insurance

Guides

Our Service

Calculators

Your Perks

Mortgage Broker in Stafford