It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Whether you are a first-time investor or have an extensive portfolio of properties, Birminghammoneyman have a team of dedicated mortgage advisors in Stafford who can help you find the best Buy to Let Mortgage for your situation.
Our team of mortgage advisors and administrators are up-to-date with all the latest legislation and market updates, allowing us to provide an open and honest service to our customers. We have helped many investors obtain a suitable Buy to Let in Stafford that is both appropriate and favourable to their personal and financial circumstances.
We can search through 1000’s of deals to find you the most suitable Buy to Let Mortgage in Stafford. If you would prefer to purchase your buy to let property through a limited company (Special Purpose Vehicle), our team will be able to discuss with you what options to take as they have had experience dealing with many different areas of the Buy to Let mortgage market.
If you are looking to discuss and compare taxation benefits, you will need to talk to a tax advisor, not us, as they will provide you with advice on this topic. As well as standard residential Buy to Let Mortgages in Stafford, our team also have in-depth knowledge and experience assisting with HMOs (House of Multiple Occupancy) and holiday lets, should you require it.
So, if you are a landlord looking to purchase a property in Stafford, get in touch with Birminghammoneyman and our team of mortgage advisors and administrators will provide you with the best Buy to Let mortgage advice in Stafford.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
Lenders commonly request a deposit of 20% to 40% of the property’s value when you apply for a mortgage. The specific percentage required is determined by various factors, including your property portfolio size, credit score, and individual circumstances. It’s important to understand that these variables also play a role in determining the amount you can borrow for your mortgage.
A popular choice among buy-to-let landlords is purchasing properties through a limited company, commonly referred to as a special purpose vehicle (SPV) in the mortgage industry.
Our adept team of mortgage advisors in Stafford specializes in assisting customers who opt for this method. They leverage their extensive knowledge to guide you through the mortgage process and address any inquiries or concerns you may have.
Although we can offer valuable guidance on buy-to-let mortgages in Stafford, we are unable to offer advice on taxation benefits. If you require assistance in this domain, we strongly recommend seeking guidance from a dedicated tax advisor, who can provide accurate guidance from a qualified professional.
Moreover, we don’t just cater to customers interested in standard residential buy-to-let purchases in Stafford; we also support those looking to acquire properties for HMO (House of Multiple Occupation) or Holiday Let purposes.
The process of acquiring a property with the intention of renting it out can be stressful, particularly for new landlords. Others might find themselves stretched thin while managing their existing property portfolios.
This is why many landlords establish enduring relationships with our expert mortgage advisors in Stafford, often returning to remortgage their properties. We are committed to finding the best available deals to simplify their lives.
When seeking a buy to let mortgage, the maximum amount a landlord can borrow is contingent on the property’s projected rental income. Furthermore, mortgage lenders often ask for evidence of income from a primary job or self-employment to verify your ability to cover monthly payments, even in times of property vacancy.
Our Customers Love Us
4.99 Rating74 Reviews
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
2 weeks ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
3 weeks ago
Anonymous
Great brokers, very helpful and efficient.
4 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
4 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
6 months ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
10 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
10 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
1 year ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
2 years ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
2 years ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
2 years ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
2 years ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
2 years ago
When contemplating an investment in a rental property, it is essential to have a clear vision of your investment goals and the type of mortgage that aligns with your requirements. A mortgage broker can offer valuable insights by assessing your financial situation and market conditions, allowing you to set achievable investment goals. Additionally, they can clarify the distinctions between interest-only and repayment mortgages, assisting you in selecting the most suitable mortgage for your investment strategy.
By consulting a buy-to-let mortgage advisor, you'll gain insights into the contrasting features of interest-only and repayment mortgages, facilitating a well-informed decision for your investment strategy.
Once your offer on the property is agreed upon, the buy-to-let mortgage advisor will handle the submission of your full mortgage application, ensuring that all required documents, like income proofs and identification, are included.
Don't overlook the significance of insurance protection for your rental property investment. Count on your Birmingham buy-to-let mortgage advisor to aid you in finding the most suitable insurance coverage.
With more than two decades of expertise in the industry as a Buy to Let Mortgage Broker in Stafford, our team at Staffordmoneyman are always striving to ensure our customers receive the best advice and support throughout the entire process.
If you’re searching for expert assistance with a Buy to Let in Stafford, please get in touch with our knowledgeable Mortgage Advice team.
Our highly experienced Mortgage Advisors in Stafford have a comprehensive understanding of the Buy to Let mortgage market and criteria.
We have had many experiences working with a Buy to Let in Stafford, building strong relationships with landlords and helping them find the most suitable mortgage for their needs.
We always make sure that we are up to date with the latest Buy to Let legislation and lending criteria, so that we can provide our customers with honest and reliable Mortgage Advice in Stafford.
Your dedicated Mortgage Advisor in Stafford will be with you from the beginning of your process, right through until the completion of your buy to let mortgage transaction.
Please take a look at our genuine customer reviews and see why landlords choose us when looking to take out a Buy to Let mortgage.
As mentioned, with over two decades of experience in the world of mortgages, we will do all we can to ensure you get a favourable and suitable mortgage deal for your individual situation.
We are available seven days a week, and anytime we’re needed, at a time that best suits you. Buy to Let mortgages can be a complex process, but we will do our utmost to help you overcome any issues that may arise.
Existing landlords with a large Buy to Let portfolio may be looking to invest in further opportunities. There is an option to Remortgage one of those properties to release equity to cover a deposit on another Buy to Let in Stafford.
Not all lenders will accept an applicant. However, that doesn’t mean it’s impossible, as some lenders do accept these.
If you are looking to expand your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), you will need to speak to a specialist Mortgage Broker in Stafford to ensure this is the best option for you.
HMO mortgages (House of multiple occupation mortgages) are an option to take out on properties occupied usually by five or more people. These mortgages are popular amongst landlords who own student accommodation.
These Buy to Let products can sometimes be difficult to obtain as not all lenders will offer HMO deals. That’s why it’s worth speaking to a Specialist Mortgage Broker in Stafford if you are considering applying for an HMO mortgage for your Buy to Let property.
We understand the many different Buy to Let mortgage scenarios. For example, you may be a First Time Buyer looking to invest in Buy to Let, or you may have a complex mortgage situation that requires help from a Specialist Mortgage Broker in Stafford. Maybe you need some generic Buy to let Mortgage Advice. Get in touch to receive a free mortgage consultation to speak to one of our expert mortgage broker in Stafford, and let us see how we can help you.
Read our 74 Reviews
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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