As a trusted mortgage broker in Roughly, we have built a fantastic reputation of helping many customers in Roughly who are looking at getting a mortgage in Roughly. Utilising a combination of experience and knowledge, we can help you achieve your homeowning goals whether you are a first time buyer or are looking to move home.
When you get in touch with us, we will offer a free no-obligation consultation which you book in either on the phone or through our book online process which is located on this website. We are open 7 days a week so that you can speak to one of our mortgage advisors in Roughly at a date and time that suits you. This is all part of the flexible and friendly service we offer!
We strive in finding you a mortgage that is fitting for your personal and financial situation. Our team are always open and honest with customers so if they cannot access a better mortgage product than the one that you are currently on, we will say. As well as this, we are always looking for ways to help you save time and money.
With over 20 years of mortgage experience, our team have encountered a variety of mortgage situations. If you feel your situation is a little out of the ordinary and feel like it’s too complex, you may benefit from reaching out to a specialist mortgage broker in Roughly. Even if we haven’t faced a situation like yours, we love a challenge and we will work hard in finding you the best solution.
Whatever your situation may be, every customer will find a free mortgage appointment with a mortgage advisor in Roughly helpful for their mortgage journey. We have access to a large panel of lenders who offer both high street and specialist mortgage products. When you have attended your free mortgage appointment, your dedicated mortgage advisors in Roughly will then search 1000s of deals to find you a deal that is fitting for your situation. They will look into your personal and financial situation before recommending you a mortgage product.
Stepping into the mortgage world for the first time buyer in Birmingham, can be an exciting but daunting experience. We work hard in taking as much of the stress off your shoulders and getting you on the road to homeownership. As well as finding you a mortgage for your dream home in Roughly, we will also help you with completing your mortgage application.
It can be common for many first time buyers to be wondering how much they can borrow for a mortgage in Roughly. This is something we can help you out with. Within your free mortgage appointment, your dedicated mortgage advisor in Roughly will get an idea of your financial situation and provide you with information on all the costs that come with a mortgage.
If you're considering moving home in Birmingham or the surrounding areas and, aren’t able to port their mortgage, will need to look at taking out a new mortgage. Our team can help with this!
The moving home process can come with its stresses as you will be buying and selling your home at the same time as well as sorting out the mortgage aspect in the process. Our aim is to provide you with a simple and stress-free service and take away the mortgage side of the process while you focus on the move itself.
Whether you are an existing or budding landlord looking at obtaining a buy to let mortgages in Birmingham, our team are here to help!
We have built a fantastic reputation helping many landlords as well creating close relationships with them. Furthermore, we find that many of the landlords that approach us initially return for either a remortgage on their existing properties or are looking to build their portfolio further. Our team will search through our large panel of lenders to find the one that is fitting for your investment goals.
Are you thinking about remortgaging? Is your current deal coming to its end? If so, now could be the perfect time to remortgage in Birmingham. Your remortgage advisor in Roughly has access to thousands of competitive remortgage deals, it’s just the case of us finding the perfect one for you that is better than your current one.
Your mortgage broker in Roughly even specialises in remortgaging for home improvements, capital raising and debt consolidation. This area can sometimes get a little tricky and that’s why we would recommend that you speak to a professional remortgage advisor in Roughly like us.
If you are self employed in Birmingham, the mortgage process will be similar to other scenarios, with one key difference - the requirement to provide evidence of your income. Your mortgage advisor in Roughly will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.
As a mortgage broker in Roughly, we have many mortgage options for individuals over the age of 50. Our expert team can help you find the perfect option for your situation.
Our Customers Love Us
4.99 Rating69 Reviews
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
3 months ago
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
3 months ago
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
6 months ago
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
8 months ago
Incredibly helpful, supported throughout whole process
8 months ago
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
9 months ago
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
1 year ago
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
1 year ago
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
1 year ago
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
1 year ago
That nice 😊
1 year ago
Brilliant service! Would highly recommend! Tom at the Birmingham branch was amazing. We're first time buyers so we were very unsure of the whole process and had lots of questions. Tom gave us all the support and guidance we needed and was there for...
1 year ago
Moneyman were really supportive during this process. After our first house fell through following downvaluation, they were really helpful in outlining the process moving forward and supporting us through the next house sale. Couldn't be happier with...
1 year ago
Thank you so much for your support Even when I Couldn't get hold of anyone else During the pandemic Your staff were there to encourage me to press on with the mortgage after Thanks for your help and the guidance Thanks for giving me a chance And...
2 years ago
Very good service, unbelievable fast to apply my mortgage. Thank you all of you.
2 years ago
Using both our extensive experience and rich knowledge of the mortgage industry, our team can help you get the mortgage advice in Roughly you need. We offer all our customers a free mortgage appointment which they can book either by calling our team or through our modern book online system on the website.
As well as this, we provide free financial education through our mortgage guides on the website and our MoneymanTV YouTube channel. Within your mortgage appointment, you can discuss your goals and options with a dedicated mortgage advisor.
You will also be asked a series of questions so you advisor can have an idea of your financial situation and find the most appropriate option for you and find you the most suitable mortgage product.
After you attend your mortgage appointment, our team will sort you out with an Agreement in Principle which usually takes around 24 hour. Having this document with you can be a beneficial tool when making offer on properties.
We understand that every customer approaches us for mortgage advice in Birmingham from different circumstances and with different mortgage goals. Whether that is for them to take their first step onto the property ladder or to move to a new property in Roughly, we are proud to provide a flexible and tailored service.
We understand that the mortgage journey can come with its challenges and hurdles which is why we are here to provide a helping hand to all our customers. Utilising a combination of both our knowledge and experience we can help you find a mortgage product that is appropriate for your circumstances. We are always transparent with our customers meaning if we feel you are already on the best deal, we will tell you this.
Take a look at our customer reviews to see how our service has helped many customers in Birmingham and the surrounding areas.
It’s never been easier to speak to a open and honest mortgage broker in Birmingham! Our team are available 7 days a week from early in the morning until late at night so whatever your day to day life looks like, you can book a free mortgage appointment at a time that suits you. We look forward to speaking with you!
When searching for a mortgage in Roughly, it’s crucial to bear in mind that most lenders usually require a minimum deposit of 5% of the property’s value. Nevertheless, depending on your credit score, you may need to provide a more substantial deposit of 10% to 15% or even more, contingent on the property’s purchase price.
Prior to initiating your property search in Roughly, we suggest obtaining an Agreement in Principle (AIP). As a mortgage broker in Roughly, we can typically generate this document within 24 hours of your mortgage consultation.
An AIP is a valuable document that serves as an indicator of your financial ability to afford a mortgage, assuming you can provide supporting evidence for your income, credit history, and other pertinent factors. Moreover, an AIP can occasionally assist you in bargaining with the seller and potentially lowering their asking price.
Our goal as a mortgage broker in Roughly is to provide you with extensive support and guidance during the entire mortgage process. Our services surpass merely locating a mortgage deal; we endeavor to identify a mortgage product that ideally suits your distinct financial and personal situation.
Moreover, we will aid you in preparing your mortgage application to present the most favorable impression to your lender. We will guarantee that all crucial documentation is in place to back up your income and affordability, providing you with the greatest likelihood of success.
If you schedule a free mortgage consultation with us, you can anticipate spending around 30 minutes to an hour conversing with one of our experienced mortgage advisors in Roughly.
Throughout the consultation, your advisor will ask a series of questions about your personal and financial situation to gain a complete understanding of your objectives. This will enable us to pinpoint the most suitable mortgage products that are available to you.
Following your appointment, your designated mortgage advisor in Roughly will analyse your details and conduct a comprehensive search to identify the most fitting mortgage product that aligns with your particular situation.
As a mortgage broker in Roughly, we have helped customers obtain second or multiple mortgages for various purposes, such as buy to lets, let to buys, holiday lets, and more.
Securing an additional mortgage usually requires a substantial deposit, a strong credit score, and the financial ability to make two significant mortgage payments. However, for let-to-buy or buy-to-let mortgages in Roughly, having a tenant can cover the second set of payments.
We highly recommend seeking guidance from a reliable mortgage advisor in Roughly to assess your eligibility before applying for another mortgage. Our experienced team, with over two decades of industry expertise, is eager to guide you through the mortgage process.
Even if you have a poor credit history, it is feasible to obtain a mortgage in Roughly through lenders who provide products specifically designed for such buyers. However, it is important to keep in mind that these products usually necessitate a higher deposit than a standard mortgage. While a 5% deposit is typical, individuals with bad credit may need to put down 10%-15%.
If you need assistance in securing a bad credit mortgage in Roughly, our team is here to help you. We can address your concerns and refer you to a specialist advisor located in your vicinity.