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If so, you’ll need to speak to an experienced mortgage advisor in Solihull who can help you find the right Buy to Let Mortgage for you.
At Birminghammoneyman, our team of expert advisors have a wealth of knowledge and experience when it comes to Buy to Let Mortgages. We are up-to-date with all the latest legislation and market updates, allowing us to provide an open and honest service to our customers.
Our team of Mortgage Brokers in Solihull are able to search through 1000’s of deals to find you the most appropriate and favourable Buy to Let Mortgage for you and both your personal and financial circumstances.
If you would prefer to purchase your buy to let property through a limited company (Special Purpose Vehicle), our advisors will be able to discuss with you what options to take as they have had experience dealing with many different areas of the Buy to Let mortgage market.
If you are looking to discuss taxation benefits, you will need to speak to a tax advisor, not us, as they will provide you with advice on this topic.
As well as standard residential Buy to Let Mortgages in Solihull, our team also have in-depth knowledge and experience in assisting with HMOs (House of Multiple Occupancy) and holiday lets, should you require it.
At Birminghammoneyman, we understand that the life of being a landlord can be a difficult one, so we are here to make it easier for you.
Our team of mortgage advisors and administrators are here to provide you with the best Buy to Let mortgage broker in Solihull. We will always give the same professional level of service to everyone who gets in touch, from first time landlords to those with an extensive portfolio of properties.
So, if you are looking for a Buy to Let Mortgage in Solihull, get in touch with Birminghammoneyman today. Our team of experienced advisors are here to help you every step of the way.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
For mortgage applications, it is standard practice for lenders to ask for a deposit, usually falling between 20% and 40% of the property’s value. The actual percentage demanded is influenced by factors such as your property portfolio size, credit score, and other individual circumstances. Remember, these variables also impact the maximum mortgage amount you are eligible to borrow.
When it comes to investing in buy-to-let properties, some landlords prefer utilizing a limited company, commonly known as a special purpose vehicle (SPV) in the mortgage industry.
Our proficient team of mortgage advisors in Solihull specializes in assisting customers who adopt this approach. They bring their extensive knowledge to the table, guiding you through the mortgage process and addressing any inquiries or concerns you may have.
Although we can provide valuable guidance on buy-to-let mortgages in Solihull, we regretfully cannot offer advice on taxation benefits. If you need assistance in this area, we strongly recommend consulting a dedicated tax advisor, who can provide precise advice from a qualified professional.
Furthermore, in addition to supporting customers with standard residential buy-to-let purchases in Solihull, we also cater to those interested in purchasing properties for HMO (House of Multiple Occupation) or Holiday Let purposes.
The process of buying a property with the intention of renting it out can be daunting for some, especially for new landlords. Others may find themselves occupied with managing their existing property portfolios.
That’s why many landlords form enduring relationships with our expert mortgage advisors in Solihull, often returning to remortgage their properties. We are committed to finding the best available deals to make their lives easier!
The projected rental income of the property plays a crucial role in determining the maximum borrowing amount for a buy to let mortgage. It is also common for mortgage lenders to require proof of income from a primary job or self-employment to ensure you can manage monthly payments, even if the property is vacant.
Our Customers Love Us
4.99 Rating74 Reviews
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
2 weeks ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
3 weeks ago
Anonymous
Great brokers, very helpful and efficient.
4 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
4 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
6 months ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
10 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
10 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
1 year ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
2 years ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
2 years ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
2 years ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
2 years ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
2 years ago
Deliberating on a rental property investment requires a well-defined set of investment goals and the most suitable mortgage type. Seeking the expertise of a mortgage broker can aid in evaluating your financial situation and current market conditions, leading to attainable investment goals. Moreover, they can elucidate the differences between interest-only and repayment mortgages, guiding you towards the optimal choice for your investment strategy.
When seeking a buy-to-let mortgage, a professional advisor can analyze your financial standing and the market climate to define achievable investment objectives.
After your offer for the property is accepted, the buy-to-let mortgage advisor will gather all the essential documents, such as proof of income and identification, to initiate the full mortgage application process with the lender.
Your investment security matters, and that's why, after obtaining your buy-to-let mortgage and purchasing your rental property, your buy-to-let mortgage advisor can guide you in choosing appropriate insurance coverage.
At Birminghammoneyman, we have been providing Buy to Let Mortgage Advice in Solihull for over 20 years. We understand that the process of getting a Buy to Let mortgage can be complex and time consuming, so we are here to help and support you throughout the entire process.
Our team of Mortgage Advisors in Solihull have a great deal of experience and knowledge of the Buy to Let mortgage market and criteria. We have built strong relationships with landlords in the area and have helped them to find the most suitable mortgage that meets their individual needs.
We are always up to date with the latest buy to let legislation and lending criteria, so we can offer our customers nothing but honest and reliable Mortgage Advice in Solihull.
Your dedicated Mortgage Broker in Solihull will be with you every step of the way, from the start of your process right through to the end of your buy to let mortgage transaction.
If you’d like to find out more about our services, please take a look at our customer reviews and see why landlords choose us for their Buy to Let mortgage needs.
If you’re looking for expert assistance with a Buy to Let in Solihull, please don’t hesitate to get in touch with our experienced Mortgage Advice team. We have a wealth of knowledge and experience in the world of mortgages and will do our best to ensure you end up with a favourable and appropriate mortgage deal for your personal situation.
Existing landlords with an extensive Buy to Let properties portfolio may be seeking to invest in further opportunities. Remortgaging one of those properties to release equity to cover a deposit on another Buy to Let in Solihull is an option.
Not all lenders will accept an applicant. However, that doesn’t mean it’s impossible, as some lenders do accept these.
If you are looking to increase your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), it is worth speaking to a specialist Mortgage Broker in Solihull to ensure this is the right option for you.
HMO mortgages (House of multiple occupation mortgages) are an option to take out on properties occupied usually by five or more people. These mortgages are popular amongst landlords who own student accommodation.
These Buy to Let products can sometimes be difficult to obtain as not all lenders will offer HMO deals. That’s why it’s worth speaking to a Specialist Mortgage Broker in Solihull if you are considering applying for an HMO mortgage for your Buy to Let property.
We are aware of the various Buy to Let mortgage scenarios. For example, you may be a First Time Buyer looking to invest in Buy to Let, or you may have a complex mortgage situation that requires help from a Specialist Mortgage Broker in Solihull. Maybe you need some generic Buy to let Mortgage Advice. Get in touch to receive a free mortgage consultation to speak to one of our experienced Mortgage Brokers in Solihull, and let us see how we can help you.
Read our 74 Reviews
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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