So you’re thinking of making that move up the property ladder, investing in property or remortgaging your current property; have you ever considered using a mortgage broker in Tamworth to help you through the process?
A mortgage broker’s job is to make your life 10x easier during the mortgage process. They will arrange every aspect of the mortgage side of the process so that you can relax and enjoy the process stress-free.
We are a mortgage broker in Tamworth, how can we help?
As a mortgage broker in Tamworth, we don’t just find you a new mortgage, we provide our full support and guidance throughout the whole process. We remain open and honest with you at all times, making sure that you are receiving transparent and fair mortgage advice in Tamworth.
Finding you the perfect mortgage in Tamworth
Once you have found your dream home, picked out a buy to let property or are coming towards the end of your current fixed term, you need to find a mortgage product to match your needs and circumstances.
As a mortgage broker in Tamworth, we will try and find the perfect mortgage deal that matches your personal and financial situation. We will start by booking a free mortgage appointment, during which, a mortgage advisor in Tamworth will ask you questions about your mortgage scenario and learn more about what you are looking to achieve. This gives them the opportunity to go and search for a product specifically for you and your situation.
We have access to 1000s of mortgage deals via our panel of lenders. We are able to look at deals from both high street and specialist mortgage lenders. Once we get a look at your finances and personal situation, our advisors can pick out a product tailored for you and your property.
You are not obligated to continue with us, however, if you choose not to, you will have to lose out on the product we have found you too.
Preparing your mortgage application in Tamworth
Once we have found the perfect mortgage product for you, your mortgage advisor in Tamworth will hand you over to a dedicated case manager. A case manager’s job is to help you prepare your mortgage application and keep you in the loop at all times during the mortgage process.
You will need to prepare a number of documents to support your affordability for a mortgage. These items include photo ID, proof of address, bank statements, payslips, proof of deposit and your latest P60. We will work with you to ensure that all of these are evidenced correctly and show the lender that you are able to afford a mortgage.
It is all a game of risk for your lender. Would you lend to someone who is not able to pay you back? This is why it is crucial to get this evidential stage correct.
Get an AIP within 24 hours of your free appointment
As part of our mortgage service, we aim to be as responsive as possible. We are able to turn around an agreement in principle within 24 hours of your free mortgage appointment.
An AIP is a document issued to you by your lender saying that they are willing to lend to you given that you can provide evidential documents to support your income and affordability.
You will need an AIP to make an offer on a property. They can also help you negotiate asking price with the seller in some cases.
We work for you!
Delivering open and honest mortgage advice in Tamworth is something that we are very proud of. It goes without saying that our customer value our help; you can see how much they’ve valued our service in our reviews!
Unlike banks, we are able to search for different lenders and don’t just have access to in-house products. We are able through over 30 lenders to find the perfect mortgage in Tamworth for you.
Free mortgage appointment in Tamworth
It has never been easier to book a mortgage appointment with a mortgage advisor in Tamworth… and it’s free! You can either book online or give us a call and we can arrange a date and time with you.
With our modern appointment booking process, you can select your own date and time. We have our calendars open 7 days a week so that you can book a date and time that fits around your busy schedule. Book online and speak with a mortgage broker in Tamworth today!
Date Last Edited: December 6, 2023