It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
When it comes to relocating, there’s no denying that it can be a challenging experience. But it doesn’t have to be that way. Let us take care of the mortgage aspects of the move, so you can concentrate on the other elements.
At our mortgage broker in Worcester, we make it our priority to supply you with the best advice and mortgage options available to make moving home a straightforward and stress-free process.
If you want to get on top of things and find out how much you can borrow to help you move into your new home, contact us for a free moving home mortgage consultation.
If you’re contemplating moving home in Worcester, our job as a mortgage broker in Worcester can help. With over two decades of experience in the mortgage industry, we know how to help home movers like you.
We have access to thousands of moving home mortgage products, and our moving home mortgage will find the right one for you.
Get a quote now, and meet with your advisor. Let us take the stress away from relocating home in Worcester.
In many cases, mortgages are referred to as “portable,” which means you can transfer your current mortgage to a new property in Worcester. However, it’s crucial to understand that even though the mortgage is portable, you will still need to go through the mortgage application process again. Changes in your circumstances may impact your eligibility for the original terms, and your qualification will be reassessed based on a new credit score.
When relocating in Worcester, there are several additional expenses to consider, especially when compared to first-time buyers. These costs may include estate agency fees, property survey fees, mortgage arrangement fees, solicitor’s fees, removal fees, and mortgage broker fees.
During the preparation for your move, your legal representative will manage the process of using the funds from selling your current house to fully pay off your existing mortgage. If you decide to purchase a new property, you have two mortgage options. Firstly, you can apply for a new mortgage to finance the purchase. Alternatively, if your lender allows it, you can “port” your existing mortgage to the new property. However, keep in mind that the porting process may require a reassessment based on your current financial circumstances and credit score.
Certainly, you have the flexibility to pay off your mortgage in Worcester before the agreed term. However, it’s essential to remember that doing so may involve settling any applicable early repayment charges, along with the outstanding balance. Moreover, many lenders permit borrowers to make annual overpayments of up to 10% of their mortgage balance during the introductory, fixed, or discount period. For mortgages on a standard variable rate, borrowers usually enjoy the freedom to make unlimited overpayments without encountering any restrictions.
Our Customers Love Us
4.99 Rating74 Reviews
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
1 week ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
2 weeks ago
Anonymous
Great brokers, very helpful and efficient.
4 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
4 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
6 months ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
10 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
10 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
1 year ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
2 years ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
2 years ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
2 years ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
2 years ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
2 years ago
When it comes to moving home in Worcester, it's essential to consider not just the physical aspect of moving out of the property but also the mortgage side of the process.
Having an expert to assist you in this part of the journey can be incredibly valuable, allowing you to focus on the actual move.
Booking a free mortgage appointment online with a specialized mortgage advisor in Worcester, who focuses on mortgages for home movers, is simple and convenient.
During this appointment, the mortgage advisor will gather information from you to understand the type of mortgage that best suits your new home. They may also discuss the possibility of porting your current mortgage, if applicable.
Once your dedicated moving home mortgage advisor in Worcester finds the perfect mortgage product for your new home, and if you're satisfied with the choice, the preparation of your mortgage application will begin.
At this stage, you'll be introduced to a dedicated case manager who will be your primary point of contact throughout the rest of the process.
You'll be asked to prepare necessary documents to support your mortgage application, providing evidence of your affordability to the lender. Once these documents are attached to your application, it will be sent off to the mortgage lender for processing.
. Now, all that remains is to wait for the lender's response. Upon receiving the good news, we will promptly get in touch with you. If there are no property chain complications delaying the "move-in date," you can collect the keys to your new home and start the moving process right away!
We have access to thousands of mortgage deals and our experienced advisors can help you find the one that’s right for you. Our mortgage advice service includes a free moving home mortgage review, during which we can help you calculate your monthly budget and find out how much you can borrow.
We understand that each customer is unique and we want to make sure you get the best possible service. Our customer reviews are testament to our excellent mortgage advice service and customer service is at the heart of what we do.
Our team of mortgage advisors in Worcester are here to help you throughout the process of moving home. We understand that moving home can be a stressful process, and our aim is to make the process as simple and stress-free as possible.
Our team of advisors in Worcester can help you with everything related to your mortgage, from finding the right deal to getting you an agreement in principle. We can also help with the types of property surveys and recommend a conveyancing solicitor.
If you are looking for expert advice on moving home mortgages in Worcester, get in touch with us. Our team has the knowledge and expertise to help you achieve your goals.
Moving home can be a daunting experience, but it doesn’t have to be. As a mortgage broker in Worcester, we can take the stress out of the process and help you to get the mortgage you need.
Our fast and friendly service also includes a quick turnaround for a mortgage agreement in principle. We can often arrange one within 24 hours of your initial enquiry!
Mortgage advice in Worcester is available seven days a week, so you can speak to an expert at a time that best suits you. We have worked with many people moving home to Worcester and we’d like to help you next!
Before you begin searching for a new home in Worcester, we recommend getting in touch with us as early as possible. Our mortgage advisors in Worcester can indicate the maximum amount you would be able to borrow, the interest rate that would apply, and the amount of your monthly payments.
During your free mortgage consultation, your advisor will search thousands of deals to find the most suitable option for your circumstances. If you decide to proceed, we can get you an agreement in principle (AIP). With your mortgage AIP now obtained, you will be ready to make offers on a property purchase in Worcester.
This is excellent news! Your next step is to get in touch with your mortgage broker in Worcester. They will be able to progress your mortgage application. Our team can also help with the types of property surveys and recommend a conveyancing solicitor.
There are various reasons why your Bank or Building Society may decline your mortgage application. It could be that your credit score was too low, or they will not lend you enough for what you hope to achieve. However, it is still worth speaking to a mortgage advisor in Worcester to see if we can find a suitable lender.
We work with a wide panel of lenders who offer specialist products tailored to people who may have had credit issues in the past. Our mortgage advisors in Worcester have a deep understanding of these products and their criteria.
If you do not fall into any of these categories, please contact our team. We have rarely come across a situation we couldn’t help with and we will be happy to assist you.
Our team of experienced mortgage broker in Worcester have been helping customers to move home for over two decades. We understand that moving home can be a stressful process, and our aim is to make the process as simple and stress-free as possible.
Our team of advisors in Worcester can help you with everything related to your mortgage, from finding the right mortgage deal to getting you an agreement in principle. We can also help with the types of property surveys and recommend a conveyancing solicitor.
Whether you are relocating to Worcester or looking to move within the West Midlands, our team of mortgage advisors have the knowledge and expertise to help you achieve your goals.
Our team of experienced mortgage advisors in Worcester have been helping customers to move home for over two decades. There are many reasons why someone may be looking to move home in Worcester, including seeking to upsize their home, moving for job or lifestyle opportunities, or seeking to start fresh after a relationship breakdown.
Whatever your reasons for moving home in Worcester, our team of mortgage advisors are here to help you throughout the process.
Our team of mortgage advisors in Worcester are here to help you throughout the process of moving home. We understand that moving home can be a stressful process, and our aim is to make the process as simple and stress-free as possible.
Our team of advisors in Worcester can help you with everything related to your mortgage, from finding the right deal to getting you an agreement in principle. We can also help with the types of property surveys and recommend a conveyancing solicitor.
If you are looking for expert advice on moving home mortgages in Worcester, get in touch with us. Our team has the knowledge and expertise to help you achieve your goals.
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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