It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
When it comes to moving house, it can be a daunting experience. But it doesn’t have to be that way. Let us take care of the mortgage part of your move, and you can concentrate on the rest.
As a mortgage broker in Walsall, it’s our mission to provide the best advice and mortgage options available to make your move run smoothly and stress free.
If you want to get ahead of the game and find out how much you can borrow to help you move into your dream home, get in touch for a free moving home mortgage consultation.
If you’re planning on moving home in Walsall, as your mortgage broker in Walsall, we can help you out! With a wealth of experience in the mortgage industry, we’re well-placed to assist home movers like you.
We have access to thousands of moving home mortgage products, and our moving home mortgage advisor in Walsall can help you find the best one.
Get a quote now and speak with one of our mortgage advisors in Walsall. Let us take the stress out of moving home in Walsall.
If you’re contemplating a relocation to a new residence in Walsall and you currently have an existing mortgage, two potential options should be considered.
Primarily, you could port your mortgage, which involves transferring it to your new property while maintaining the same terms and conditions, as well as the interest rate. However, this alternative requires your lender’s consent and certain prerequisites must be fulfilled, such as the new property adhering to their lending norms.
Secondarily, a viable option is to settle your current mortgage and apply for a new one for your forthcoming property, a process that can be facilitated by selling off your existing home. To identify the most suitable choice for your particular circumstances, it is key to engage in a dialogue with your mortgage lender and a mortgage broker for a thorough assessment of your financial situation and exploration of your personalised options.
There are various costs involved when moving home in Walsall. Your mortgage advisor in Walsall will run through these costs with you. For a brief summary, see the list below:
Estate Agent Fees: When selling your property, estate agent fees apply, typically calculated as a percentage of the final selling price.
Conveyancing/Solicitor Fees: Before buying a new property, it’s wise to consider a survey to assess its condition. Survey costs vary based on the level of detail and comprehensiveness you choose.
Property Surveys: If the property’s price surpasses a specific threshold, Stamp Duty Land Tax may apply, with the amount depending on the property’s value and your circumstances.
Mortgage Arrangement Fees: Certain mortgage deals may include arrangement fees, which should be taken into account when obtaining a mortgage for the new property.
Removal Costs: Hiring a professional removal company to transport your belongings to the new property incurs expenses.
If you’re considering paying off your mortgage faster, it’s important to fully understand the terms and conditions associated with early repayment.
Be sure to review your mortgage agreement carefully or seek advice from a financial expert to gain a comprehensive understanding. Some lenders may also allow you to make yearly overpayments of up to 10% of your mortgage balance during the initial fixed or discount periods.
If you have a standard variable rate mortgage, you generally have the freedom to make unlimited overpayments at any time, which can help you pay off your mortgage faster and potentially reduce interest costs.
Our Customers Love Us
4.99 Rating74 Reviews
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
6 days ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
1 week ago
Anonymous
Great brokers, very helpful and efficient.
3 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
4 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
6 months ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
10 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
10 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
1 year ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
2 years ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
2 years ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
2 years ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
2 years ago
When moving home in Walsall, you need to consider the mortgage side of the process, not just physically moving out of the property.
Getting an expert to assist you through this part of the process can be extremely useful and can let you focus on moving out of the property.
You can easily book a free mortgage appointment online, with a mortgage advisor in Walsall who specialises in mortgages for those looking to move home.
During this appointment, your mortgage advisor in Walsall will gather information from you to get an idea of what sort of mortgage you could access for your new home. If possible, they may also discuss the idea of porting your current mortgage.
Once your moving home mortgage advisor in Walsall has found you the perfect mortgage product for your new home, if you are happy to proceed with us and the product, we can begin preparing your mortgage application.
At this stage in the process, you will be handed over to a dedicated case manager who will be your first point of contact throughout the remainder of your journey.
You will be asked to prepare documents to support your mortgage application so that the lender has evidence of your affordability. Once these are attached to your application, we can send it off to the mortgage lender!
All that is left to do is to wait for your lender to respond. Once we hear back the good news, we will be in touch right away. If there is not a property chain holding up your "move in date", you can grab the keys to your new home and begin moving in!
At our mortgage broker in Walsall, we are here to give you the best advice and mortgage options available. We understand that the process of moving home can be a stressful one, but we are here to help you make your dream move a reality.
We have access to a wide range of mortgage products, and our moving home mortgage advisor in Walsall can help you choose the best one. With our extensive knowledge and expertise in the industry, you can be sure you are getting the right mortgage advice.
As a mortgage broker in Walsall, customer satisfaction is our top priority. We understand that everyone is different and tailor our services to best meet your needs. Our fantastic customer reviews speak for themselves – we have helped many people move home in Walsall, and we want to help you next!
We are available 7 days a week to discuss your needs and provide you with expert mortgage advice in Walsall. So if you are moving home in Walsall, contact us today to get the ball rolling and make your move a stress-free experience.
For a free, no-obligation moving home mortgage consultation, get in touch now. Let us take the stress away and help you move into your dream home in Walsall.
We are always on hand to answer any questions you may have and can provide you with the best mortgage solutions for your individual circumstances.
If you’re looking for expert mortgage advice in Walsall, we recommend getting in touch with us as early as possible in the process. Our team can indicate the maximum amount you would be able to borrow, the interest rate that would apply, and the amount of your monthly payments.
During your free mortgage consultation, your mortgage advisor in Walsall will search thousands of deals to find the most suitable option for your circumstances. If you decide to proceed with our recommendation, we can get you an agreement in principle (AIP). With your mortgage AIP now obtained, you will be ready to make offers on a property purchase in Walsall.
There are several reasons why your Bank or Building Society may decline your mortgage application. It could be that your credit score was too low, or they will not lend you enough for what you hope to achieve. However, it is still worth speaking to a mortgage advisor in Walsall to see if we can find a suitable lender.
We work with a large panel of lenders who offer specialist products tailored to clients who may have had credit issues in the past. Our mortgage brokers in Walsall have a deep understanding of these products and their criteria.
If you do not fall into any of these categories, please contact us. Our team of mortgage advisors in Walsall has rarely come across a situation we couldn’t help with, and we will be happy to assist you in finding the right moving home mortgage solution in Walsall.
Read our 74 Reviews
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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