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Moving Home Mortgage Advice in Tamworth

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7 days a week, 8am - 10pm

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Moving Home Mortgage Advice in Tamworth

Planning your next move in Tamworth? Let our expert mortgage advisors help you navigate the home-buying process with ease. Taking the stress away.

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Stress-free Moving Home in Tamworth

Moving home can be stressful, but it doesn’t have to be. Our mortgage brokers in Tamworth can help you find the right mortgage product for your needs.



With over 20 years of experience in the mortgage industry, our dedicated team of advisors can help you find the right mortgage product for your needs. Whether you’re looking for a fixed-rate mortgage, a tracker mortgage, or an interest-only mortgage, we have access to thousands of products.



We can also provide advice and support on the different types of home moving insurance you can take out to protect your new home.



Get in touch with our mortgage broker in Tamworth today, and let us help you move home with ease. We can provide advice and a free consultation to help you find the best mortgage product for your needs.

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Moving Home Mortgage Advice in Tamworth

Start Your Moving Home Journey in Tamworth

Are you looking for the best advice on moving home in Tamworth? Look no further, our mortgage advisors in Tamworth are here to help.



Our mortgage advisors in Tamworth can also provide advice and support on the different types of home moving insurance you can take out to protect your new home.



Get in touch with us today for the best advice on moving home in Tamworth. Our knowledgeable and experienced team will provide you with the best advice and mortgage product for your needs.

Can I move my current mortgage to a new house in Tamworth?

When moving home in Tamworth, you’re buying a new property but your existing mortgage is tied to your current home. You will have two options when deciding what do with your current mortgage.

Your first option would be to port your mortgage; where certain lenders allow you to transfer your current mortgage to the new property, retaining the same terms and interest rate. However, this option is subject to the lender’s approval and specific conditions, like the new property meeting their lending criteria.



Your second option would be to pay off your current mortgage and apply for a new one for the new property. You would be able to do this with the sale of your current property. To explore the best course of action, it’s essential to consult with your mortgage lender and a mortgage broker to understand the specific options available to you based on your financial situation.

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Popular Moving Home Mortgage FAQs in Tamworth

What are the costs when moving home in Tamworth?

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There are various costs involved with moving home in Tamworth. Here are some common expenses you might encounter during the moving process:

Estate Agent Fees: If you are selling your current property, you may need to pay estate agent fees, typically a percentage of the final selling price.

Conveyancing/Solicitor Fees: You’ll require a solicitor or licensed conveyancer to handle the legal aspects of the property sale and purchase. They will charge fees for their services.

Property Surveys: Before buying a new property, you may want to conduct a survey to assess its condition. Survey costs can vary depending on the level of survey you choose.

Stamp Duty: If the property you’re buying exceeds a certain price threshold, you may have to pay Stamp Duty Land Tax. The amount varies based on the property’s value and your circumstances.

Mortgage Arrangement Fees: Some mortgage deals come with arrangement fees, which you’ll need to consider when obtaining a mortgage for the new property.

Removal Costs: Hiring a professional removal company to transport your belongings to the new property will incur expenses.

Can I pay off my mortgage in Tamworth early?

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In most cases, it is possible to accelerate the repayment of your mortgage. To fully comprehend the particular terms and conditions related to early repayment, it is essential to review your mortgage agreement or seek advice from an expert promptly.

Furthermore, many lenders allow borrowers to make annual overpayments of up to 10% of their mortgage balance during the initial fixed or discount periods.

For mortgages with a standard variable rate, borrowers typically enjoy unrestricted freedom to make unlimited overpayments.

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Our Simple Mortgage Process

Speak to an Expert Mortgage Advisor in Tamworth

Step 1

When moving home in Tamworth, you need to consider the mortgage side of the process, not just physically moving out of the property.

Getting an expert to assist you through this part of the process can be extremely useful and can let you focus on moving out of the property.

Free Home Movers Mortgage Appointment

Step 2

You can easily book a free mortgage appointment online, with a mortgage advisor in Tamworth who specialises in mortgages for those looking to move home.

During this appointment, your mortgage advisor in Tamworth will gather information from you to get an idea of what sort of mortgage you could access for your new home. If possible, they may also discuss the idea of porting your current mortgage.

Preparing Your Mortgage Application

Step 3

Once your moving home mortgage advisor in Tamworth has found you the perfect mortgage product for your new home, if you are happy to proceed with us and the product, we can begin preparing your mortgage application.

At this stage in the process, you will be handed over to a dedicated case manager who will be your first point of contact throughout the remainder of your journey.

Submit Your Mortgage Application

Step 4

You will be asked to prepare documents to support your mortgage application so that the lender has evidence of your affordability. Once these are attached to your application, we can send it off to the mortgage lender!

All that is left to do is to wait for your lender to respond. Once we hear back the good news, we will be in touch right away. If there is not a property chain holding up your "move in date", you can grab the keys to your new home and begin moving in!

Reasons to Choose us

Our Moving Home Mortgage Review

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We offer a free moving home mortgage review, which helps you to calculate your budget and the maximum you can borrow. Our fast and friendly service also includes a fast turnaround for a mortgage agreement in principle, and we can often arrange this within 24 hours of your enquiry.

We Value Our Customers

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As a mortgage broker in Tamworth, customer service is our number one priority. Our customers always come first and our team is dedicated to offering you the best possible advice and service. Our customer reviews are testament to this commitment, and we want to help you move home in Tamworth too.

We Are Here 7 Days a Week

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Our mortgage advice in Tamworth is available 7 days a week, so you can speak to an expert at a time that is convenient for you. We want to make sure that you get the best service possible, and our experienced advisors have worked with many people moving home in Tamworth.

Get in Touch Today

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If you’re moving home in Tamworth and you need help with your mortgage, then get in touch with us today. Our team is always ready to assist and we want to make sure that you receive expert mortgage advice in Tamworth and the right mortgage deal for you. Contact us now to start your journey.

Malcolm and Amy Davidson - Mortgage Advice in Birmingham

We Search 1000s of Moving Home Mortgages in Tamworth

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Paragon Mortgages
TSB Mortgages
Halifax
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BM Solutions Mortgages
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Moving Home Scenarios in Tamworth

How much you can borrow and the fees

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If you are looking for a mortgage advisor in Tamworth, we recommend that you get in touch as soon as possible. Our team can help to indicate the maximum amount you could borrow, the interest rate that applies and the amount of your monthly payments.

You need an agreement in principle

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During your free mortgage consultation, our advisor can search thousands of deals to find the most suitable option for you. If you decide to go ahead with our recommendation, we can get you an Agreement in Principle (AIP). This will enable you to make an offer on a property purchase in Tamworth.

Your bank has declined your mortgage application in Tamworth

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If your Bank or Building Society has declined your mortgage application, it could be due to a low credit score, or they don’t lend you enough for what you hope to achieve. It is still worth speaking to one of our mortgage advisors in Tamworth to see if we can find a lender that suits your needs.

We work with a large panel of lenders that offer specialist products tailored to clients who may have had credit issues in the past. As a mortgage broker in Tamworth, we have a deep understanding of these products and their criteria, so we may be able to help.

If you do not fall into any of these categories, please get in touch. Our team has rarely come across a situation we couldn’t help with, and we are always happy to assist.

Mortgage Guides

Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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