It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Moving house can be a difficult process, but it doesn’t have to be. As a mortgage broker in Sutton Coldfield, we can help relieve the stress associated with relocating. We can provide tailored advice and mortgage solutions to make your move a hassle-free experience.
If you’re looking to find out how much you can borrow to move into your new home in Sutton Coldfield, contact us today for a free moving home mortgage consultation.
We know that moving home in Sutton Coldfield can be a challenge, and that’s why our experienced mortgage advisors in Sutton Coldfield can help. With over two decades of experience in the mortgage industry, we possess the expertise to assist home movers like you.
We have access to thousands of mortgage products. Our mortgage advisors in Sutton Coldfield will try and located the best option for you and your moving home situation.
Request your free quote now, and arrange a free mortgage appointment with your advisor. Let us make the process of moving home in Sutton Coldfield run smoothly and stress-free.
In many cases, mortgages can be “portable,” allowing you to transfer your current mortgage to a new property in Sutton Coldfield. This can be beneficial if you’re planning to move and want to keep the existing mortgage terms, such as interest rates and repayment conditions.
However, it’s essential to be aware that even though portability is an option, you will need to go through the mortgage application process again. This is because the new property will need to be evaluated to ensure it meets the lender’s criteria, and any changes in your financial circumstances will be taken into account. As a result, you may no longer qualify for the original terms, and your eligibility will be re-evaluated based on a new credit score.
When considering porting your mortgage, it’s advisable to consult with a mortgage advisor in Sutton Coldfield to understand the specific terms and conditions associated with the process. Additionally, take the opportunity to review your current financial situation and assess whether porting your mortgage aligns with your long-term goals.
If you’re planning moving home in Sutton Coldfield, keep in mind that there are several expenses you need to account for. These costs might include fees for estate agents, property surveys, mortgage arrangements, solicitors, removals, and mortgage brokers.
Our mortgage advisors in Sutton Coldfield can assist you by explaining these expenses and estimating their values during your complimentary mortgage consultation.
Your legal representative will oversee the process of using the proceeds from the sale of your current home to settle all outstanding debts when you move home in Sutton Coldfield.
There will be two mortgage options available to you when purchasing a new home in Sutton Coldfield. The first option is to take out a new mortgage on the property. The second options is to “port” your current mortgage to the new home if your lender permits it and the cost is reasonable.
Yes, you can typically pay off your mortgage sooner. To fully understand the specific terms and conditions associated with early repayment, it is crucial to review your mortgage agreement or get in touch with an expert immediately.
Additionally, during the initial, fixed, or discount periods, many lenders permit borrowers to make yearly overpayments of up to 10% of their mortgage balance.
Borrowers typically have unrestricted freedom to make an unlimited amount of overpayments on mortgages with a standard variable rate mortgage.
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4.99 Rating85 Reviews
Anonymous
Incredibly helpful and responsive, friendly people and they made a daunting process easy and straightforward, would definitely use them again
1 month ago
Anonymous
Helpful and knowledgeable. Helped me make good decisions and managed to get the best possible deal.
1 month ago
SC
This has been a very challenging process that has taken a number of years to achieve. Birminghammoneyman brokers has been pivotal to me achieving my dream home. They have been patient and consistent in support and guidance. They are very reasonably...
3 months ago
Katia
They were really supportive and faster. I highly recommend their services.
6 months ago
Brian
I am very impressed and pleased with the service provided. Both Dan and Jonathan are consummate professionals who kept me informed at every stage of the process and were always on hand to answer any questions. They were sympathetic and eager to...
7 months ago
Mandy
They have been very helpful ,very patient helping sort any hiccups sorted everything in the end
8 months ago
Alistair
I have had a real good experience dealing with wayne and lizzie from uk moneyman they have been very informative and helpful couldent thank them enough for there work
8 months ago
Keith
You have given a very good act of yourself and very recommended by my shelf k gurney
9 months ago
Tayla-Leigh
The service that we received from Wayne and the team at UKMoneyMan was amazing. A straightforward and easy process. We highly recommend MoneyMan, especially to those that are first time buyers, everyone was so knowledgable and helpful. Friendly...
10 months ago
Harry
everyone from the money man uk team was a delight to work with, they made it all easy and stress free time for us and gave us all the support we needed. they was a pleasure to work with we will recommend them to family and friends and any future...
10 months ago
Anonymous
Dan was very helpful and knowledgeable and dealt with our mortgage quickly and efficiently.
10 months ago
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
1 year ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
1 year ago
Anonymous
Great brokers, very helpful and efficient.
1 year ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
1 year ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
1 year ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
1 year ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
1 year ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
2 years ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
2 years ago
When moving home in Sutton Coldfield, you need to consider the mortgage side of the process, not just physically moving out of the property.
Getting an expert to assist you through this part of the process can be extremely useful and can let you focus on moving out of the property.
You can easily book a free mortgage appointment online, with a mortgage advisor in Sutton Coldfield who specialises in mortgages for those looking to move home.
During this appointment, your mortgage advisor in Sutton Coldfield will gather information from you to get an idea of what sort of mortgage you could access for your new home. If possible, they may also discuss the idea of porting your current mortgage.
Once your moving home mortgage advisor in Sutton Coldfield has found you the perfect mortgage product for your new home, if you are happy to proceed with us and the product, we can begin preparing your mortgage application.
At this stage in the process, you will be handed over to a dedicated case manager who will be your first point of contact throughout the remainder of your journey.
You will be asked to prepare documents to support your mortgage application so that the lender has evidence of your affordability. Once these are attached to your application, we can send it off to the mortgage lender!
All that is left to do is to wait for your lender to respond. Once we hear back the good news, we will be in touch right away. If there is not a property chain holding up your “move in date”, you can grab the keys to your new home and begin moving in!
We have a vast selection of mortgages available and our experienced advisors are ready to help you find the best one. Our mortgage service includes a free moving home mortgage review and helps you calculate your budget and the maximum you can borrow.
For those that need a mortgage agreement in principle quickly, our fast and friendly service is on hand to help. We can arrange an agreement in principle in as little as 24 hours from when you make an enquiry.
As a mortgage broker in Sutton Coldfield, we know how each customer is unique and we strive to provide the best service and advice possible. Our customer reviews speak for themselves and we take great pride in our customer service.
Mortgage advice in Sutton Coldfield is available 7 days a week and our advisors are always ready to answer your questions and provide you with the guidance and advice that you need. We have worked with a number of customers who have moved to Sutton Coldfield and look forward to helping you too.
We understand how important it is to know the maximum amount you can borrow, the interest rate that would apply, and your monthly payments. Our team of mortgage advisors in Sutton Coldfield will provide you with an initial free mortgage consultation, and with this, we will be able to give advice on the most suitable option for your circumstances.
When you have made your decision to progress, our team can then get you an agreement in principle (AIP). This will make you ready to make offers on a property purchase in Sutton Coldfield.
Our team can arrange an agreement in principle for you within 24 hours of your free mortgage appointment!
Congratulations! Your next move should be to contact your mortgage broker in Sutton Coldfield . They will be able to progress your mortgage application. We can also provide guidance on the types of property surveys and recommend a conveyancing solicitor.
If your Bank or Building Society has declined your mortgage application, it is still worth talking to a mortgage advisor in Sutton Coldfield to discuss your options. We work with a large panel of lenders who offer specialist products tailored to clients who may have had credit issues in the past. Our advisors have a deep understanding of these products and criteria.
If you do not fall into any of these categories, please do not hesitate to get in touch with us. Our team of advisors have rarely come across a situation they couldn’t assist with, and will be more than pleased to help you get the mortgage you need for your new home.
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Birminghammoneyman 2025.
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Birminghammoneyman 2025.
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