Mortgage Broker in Wolverhampton
Get your free mortgage consultation 7 days a week
Read our 59 Reviews
Meet Malcolm, your Mortgage Advisor in Wolverhampton with over 20+ of mortgage experience.
For your FREE mortgage consultation in Wolverhampton call 0121 595 0187
About UsFor your FREE mortgage consultation in Wolverhampton call 0121 595 0187
Meet Malcolm, your Mortgage Advisor in Wolverhampton with over 20+ of mortgage experience.
About Us4.98 Rating59 Reviews
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
2 months ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
2 months ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
3 months ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
3 months ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
7 months ago
Kazim
That nice 😊
8 months ago
Kristina
Brilliant service! Would highly recommend! Tom at the Birmingham branch was amazing. We're first time buyers so we were very unsure of the whole process and had lots of questions. Tom gave us all the support and guidance we needed and was there...
8 months ago
Anonymous
Moneyman were really supportive during this process. After our first house fell through following downvaluation, they were really helpful in outlining the process moving forward and supporting us through the next house sale. Couldn't be happier...
9 months ago
Eleanor
Thank you so much for your support Even when I Couldn't get hold of anyone else During the pandemic Your staff were there to encourage me to press on with the mortgage after Thanks for your help and the guidance Thanks for giving me a chance...
9 months ago
Anonymous
Very good service, unbelievable fast to apply my mortgage. Thank you all of you.
10 months ago
Tyler
Aaron was both very friendly and helpful over the phone.
10 months ago
Samina
Dale was a Very lovely person to speak to. Gave all the best advise he can and was very polite. Made me reassured with a few problems I may have but gave me a few options around getting a mortgage
11 months ago
Anonymous
They found the best deal to suit us and was quick and efficient with outstanding communication. Would definitely recommend!
11 months ago
Adrian
Excellent service from start to finish. Very thorough and helpful - no question is a stupid question. Good communication - always kept informed. As first time buyers the process was made a lot less stressful thanks to Malcolm and his team....
11 months ago
Joshua
Absolutely amazing service, they are so responsive and Chloe and Charlie saved our house purchase after a previous broker made error after error. Can’t recommend them highly enough and they are worth every single penny and then some. Will be...
11 months ago
Joshua
Absolutely amazing service, they are so responsive and Chloe and Charlie saved our house purchase after a previous broker made error after error. Can’t recommend them highly enough and they are worth every single penny and then some. Will be...
9 months ago
Isabella
Honestly these guys have saved our house move. We had a completely useless guy before who nearly cost us the house after 5 months of hassle and these guys saved it from collapsing. This sounds like an exaggeration but we got rejected on the Friday...
9 months ago
Isabella
Honestly these guys have saved our house move. We had a completely useless guy before who nearly cost us the house after 5 months of hassle and these guys saved it from collapsing. This sounds like an exaggeration but we got rejected on the Friday...
11 months ago
Anonymous
Thank you to Aaron, who took our initial phone call today to get further information about a potential mortgage application. He was very professional and provided relevant information to our situation!
1 year ago
Anonymous
Thank you to Aaron, who took our initial phone call today to get further information about a potential mortgage application. He was very professional and provided relevant information to our situation!
10 months ago
- Mortgage Advice
- Why Us?
Open & Honest Mortgage Advice in Wolverhampton
Welcome to our Mortgage Advice page for your Mortgage Broker in Wolverhampton. We have been delivering Mortgage Advice in Wolverhampton for over 20 years now and have come across almost every single mortgage situation possible. With our complete help and guidance and industry knowledge and experience combined, getting you through your mortgage application should be an easy process.
We know that the mortgage process can be stressful, especially if it’s your first experience with them. We want to take all of this stress away, you deserve to have an easy, smooth process without any complications or obstacles. Combining our experience and mortgage knowledge, we are sure that we will be able to help you through the mortgage process, no matter your situation.
All Situations Considered
As an experienced Mortgage Broker in Wolverhampton, we deal with all different kinds of mortgage situations. Even if we are faced with a mortgage scenario that we haven’t dealt with before, we aren’t afraid to take it on. We love a good challenge here at Birminghammoneyman.
Here are the most common mortgage situations that we come across as a Mortgage Broker in Wolverhampton:
If your personal situation isn’t listed above, don’t worry, it is still more than likely that we have already encountered or solved a similar situation in the past. So, don’t hesitate to get in touch as we know how hard it can be to continue through your mortgage application when faced with an obscure problem, that’s why we are here to offer a helping hand so we can get over these hurdles together.
First Time Buyer and Moving Home Mortgage Advice in Wolverhampton
Most of our customers are First Time Buyer applicants, however, that doesn’t mean that we won’t be able to help you. On top of our experience, we also have access to thousands of specialist mortgage deals through our huge panel of lenders. If you go directly to a lender, you will only have access to their independent deals. This is exactly the same if you are thinking of Moving Home, we will always aim to secure you a competitive deal that will benefit both your financial and personal situation.
If you choose the broker route, you will also benefit from our amazing customer service. We will take care of you from the point of application all the way through to you getting your keys. As a First Time Buyer, we know that the mortgage process may look stressful and daunting, however, it’s quite the opposite, especially if you go through a Mortgage Broker in Wolverhampton like ourselves.
Remortgage Advice in Wolverhampton
Are you thinking about remortgaging? Is your current deal coming to its end? If so, now could be the perfect time to remortgage. Your Remortgage Advisor in Wolverhampton has access to thousands of competitive remortgage deals, it’s just the case of us finding the perfect one for you that is better than your current one.
Your Mortgage Broker in Wolverhampton even specialises in remortgaging for home improvements, capital raising and debt consolidation. This area can sometimes get a little tricky and that’s why we would recommend that you speak to a professional Remortgage Advisor in Wolverhampton like us.
We Work For You
We have Mortgage Advisors in Wolverhampton available 7 days a week. We aim to work around times that best suit you. Don’t worry, there will always be someone to talk to here, you’re in safe hands.
We want you to feel secure and comfortable during every stage of the process, and that’s why everything between is strictly confidential.
Speak to a Mortgage Advisor in Wolverhampton today
Here at your Mortgage Broker in Wolverhampton, we really value customer service; it’s at the heart of our business. Our amazing service is shown in our customer reviews, feel free to check out our excellent reviews here.
Every one of our friendly Mortgage Advisors in Wolverhampton is here to support you through your whole mortgage journey. We always aim to be responsive, caring, open and honest with you during every step of your mortgage application.
We highly recommend that you take advantage of our free mortgage consultation; we can’t wait for you to get in touch with your Mortgage Broker in Wolverhampton and your Mortgage Advisor in Birmingham.
We search 1000's of mortgage deals across a large number of lenders, including:
Bank vs Broker
The main difference between a bank and a broker is that a bank can only offer you their own in-house mortgage deals whereas a Mortgage Broker in Wolverhampton like us, can access products from our panel of over 30 lenders. We'll only try and find you a deal that is perfect for your personal and financial mortgage situation.
Follow us on Social Media
We are always active on social media, often posting recent guides, market updates, excellent customer reviews and mortgage videos. You should take a look and find out for yourself!
Free Mortgage Consultation
Once you get in touch with our Mortgage Advisors in Birmingham, we will get you booked in for a free mortgage consultation. The process will last around 30-minutes; during this time, your Mortgage Advisor in Wolverhampton will get to learn a little more about your mortgage needs and situation.
Common mortgage questions
Your free mortgage consultation in Birmingham will last approximately one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to go ahead.
As your Mortgage Broker in Birmingham, we carry out a Fact Find to establish your needs prior to recommending the most suitable mortgage for you. A credit check is then required for an Agreement in Principle and then once you have provided all the relevant documentation and a valuation of the property has been carried out a formal mortgage offer can be issued
Our Mortgage Advisors in Birmingham recommend that you try and get your Agreement in Principle before you take up the decision of starting to view properties in Birmingham, to avoid disappointment. At the very latest you should obtain one prior to making an offer to assist your bargaining position with the seller.
An Agreement in Principle typically lasts for between 30 and 90 days depending on the lender. If your Agreement in Principle expires it can always be refreshed. If you need help obtaining one, our Mortgage Advisors in Birmingham can usually get one sorted for you within 24 hours of your application.
It can be possible to get a second mortgage on your home in Birmingham for debt consolidation or home improvements. It may also be possible to take out a mortgage on a second property if it is for your own use, the use of a family member, a holiday home or a Buy to Let.
To purchase a house in Birmingham, the minimum deposit with High Street Lenders is typically 5% but this can be higher if you have had previous credit problems.
If you have had credit problems you may still be able to get a mortgage but you will likely need to put down a higher deposit than usual, perhaps 15% of the purchase price.
You can get a mortgage in Birmingham once you have submitted at least one year’s accounts. Most lenders use your salary + dividend to calculate the maximum mortgage whereas others go off your net profit.
To prove income it’s usually three payslips for an employee and the latest 2 years’ accounts for Self Employed. In addition, you will need to produce proof of ID, address and 3 months’ bank statements.
Our free consultation in Birmingham typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours and a formal mortgage offer takes about three weeks on average. Before you know it, you will be moving into your new property in Birmingham!
