It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
We understand the stress and overwhelming nature of becoming a first time buyer. As a mortgage broker in Tamworth are here to make the process of getting a mortgage as smooth and simple as possible.
We have helped many first time buyers in Tamworth find the right mortgage for their individual circumstances. Our mortgage advisors in Tamworth are here to provide support and guidance throughout the entire process, from the initial enquiry to the day you get the keys to your new home.
When applying for a mortgage, lenders will take into account your income, expenditure, and credit history to determine how much you can borrow. The amount you have saved for a deposit will also play a part in what mortgages are available to you.
Our mortgage advisors in Tamworth have an in-depth knowledge of lenders’ criteria and can search through thousands of deals to find the most suitable mortgage for you.
For many of our customers, especially first time buyers, part of the stress and uncertainty can be due to not knowing how much they can borrow and what their monthly outgoings will be.
Your dedicated mortgage advisor in Tamworth can provide you with an approximate estimate of this, giving you a better understanding and fewer unanswered questions about your process.
The government has introduced various schemes to help first time buyers in Tamworth get onto the property ladder, such as the Lifetime ISA and the Right to Buy Scheme. Our advisors are familiar with all the current government schemes and can advise you on which one is best for you.
Get in touch with one of our mortgage advisor in Tamworth today and receive a free mortgage consultation. We are here to help you every step of the way.
As a mortgage broker in Tamworth, we have over 20 years of experience in providing expert mortgage advice in Tamworth and can help you reduce your nerves and work hard to find success with your first home. We have a wealth of knowledge and experience in the industry and can provide you with a rough estimate of costs and how much you can borrow.
Once you’ve found a property you like, the next step is to obtain an Agreement in Principle, also known as a Decision in Principle, DIP or AIP. This shows the seller of the property that you’re in a position to proceed should they accept your offer, putting you ahead of other potential buyers and allowing for possible negotiation on price.
Our mortgage advice team can usually turn these around within 24 hours of your initial appointment.
If your offer has been accepted, get back in touch with your mortgage broker in Tamworth. They will be able to progress your mortgage application and deal with all the paperwork on your behalf.
If you’ve been turned away from your bank, our team of mortgage and protection specialist advisors in Tamworth will work hard to try and find a solution for any hurdles you come across.
Book your free initial mortgage consultation today and let us help you get onto the property ladder.
Our Customers Love Us
4.99 Rating74 Reviews
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
6 days ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
1 week ago
Anonymous
Great brokers, very helpful and efficient.
3 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
4 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
6 months ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
10 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
10 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
1 year ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
2 years ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
2 years ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
2 years ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
2 years ago
Having a conversation with a professional mortgage advisor in Tamworth is essential to discuss your mortgage scenario.
Our dedicated mortgage advisor in Tamworth will carefully analyse your income and expenses during a complimentary mortgage appointment. This evaluation will enable us to determine the maximum borrowing capacity available to you as a first-time buyer in Tamworth.
Don't hesitate to reach out to us and schedule your consultation. We are eager to assist you in achieving your mortgage objectives.
We have a team of experts who can connect you with a wide selection of lenders offering specialised products designed specifically for first-time buyers in Tamworth. This will assist you in embarking on your path to becoming a homeowner.
Following your consultation, we will swiftly obtain your mortgage agreement in principle (AIP), typically within 24 hours. An AIP serves as proof to sellers that you are dedicated to proceeding with the purchase, enhancing your credibility as a buyer.
After your offer on a property is accepted, our committed mortgage advisor in Tamworth will handle the submission of your mortgage application and organize any additional documentation required by the lender.
Throughout the mortgage process, your dedicated case manager will provide regular updates, ensuring you are well-informed at every stage. We are here to support you throughout the journey of obtaining the keys to your new home.
Alongside finding the most suitable mortgage deal for first time buyers in Tamworth, our team is dedicated to assisting you in acquiring comprehensive insurance coverage to protect you and your loved ones financially.
Obtaining insurance while securing a mortgage offers a vital safety net in case of unexpected events like death, disability, or job loss. Insurance products that cover mortgage payments provide reassurance that in such circumstances, the borrower's family won't be burdened with the responsibility of paying off the mortgage.
Our team of fast, friendly & experienced mortgage advisors in Tamworth love helping first time buyers, and provide you with the best mortgage advice in Tamworth achieve success during their first time looking for a home in Tamworth.
Please read our genuine customer reviews, as they are a true reflection of the level of dedication and support we provide to all customers. The service you receive and your happiness is really important to us.
Unlike traditional banks, as a mortgage broker in Tamworth, we can search thousands of mortgage deals to find the best one that meets your individual needs, both financially and personally.
If you would like, we can also help with putting offers forward to estate agents, conveyancing solicitors and deciding on the best survey.
From the very first call, right through to getting the keys to your dream home, your dedicated mortgage advisor in Tamworth will be there to provide support and guidance throughout the process and to answer any questions you may have about your mortgage.
Please take a look at our genuine customer reviews, as they are a true reflection of the level of dedication and support we provide to all customers. We take your service and your satisfaction very seriously.
Our mortgage advice team in Tamworth are available seven days a week, morning, evening and weekends. From 8am, right through until 10pm at night, we are here at a time that suits you, your family and your work and personal schedule.
We always strive to take the stress away and manage all the paperwork for you. The fun part is finding a property that you like, and that part is solely up to you!
We are a mortgage broker in Tamworth, our job is to support you throughout your entire mortgage process. We will be right by your side from start to finish.
We have your best interests at heart and we will do our best to save you time and money. We can search through 1000s of mortgages in order to find the most competitive product for you!
You can easily speak with a mortgage advisor in Tamworth by booking your free mortgage appointment online. We have appointments available 7 days a week – pick a date and time that best suits you.
If you are looking to get a mortgage in Tamworth, you will typically need at least a 5% deposit based on the property’s value.
If you have bad credit, you may be asked to put down a larger deposit. This will usually be around the 10%-15% mark.
There are many different reasons why someone may want more than one mortgage; the main reasons include for a buy to let or let to buy. People may have more specific reasons, however, such as holiday let, buying for a family member etc.
You must have a good credit score to obtain a second mortgage and lenders will perform an in-depth credit search on you so that they are adamant that you can afford it. If you are taking out a new mortgage for a buy to let/let to buy property, your mortgage payments will be covered by your tenant.
Our mortgage advisors in Tamworth will run through your affordability before you submit your new mortgage application.
Your free mortgage appointment in Tamworth will last around 30-60 minutes. During this appointment, you will get the chance to speak with a mortgage advisor in Tamworth and discuss your mortgage options.
Your mortgage advisor in Tamworth will ask you questions to better understand your situation and what you hope to accomplish. They will also take a look at your personal and financial situation and try to work out what sort of mortgage products you may be able to access.
An agreement in principle, otherwise known as an AIP is a document that you will need to support your offers whilst looking for properties in Tamworth. AIPs confirm that lenders are willing to lend to you given that you can prove your income and affordability.
In a situation where two potential buyers are interested in a property, and one has an AIP while the other does not, the seller will usually select the buyer with an AIP, as they have already been pre-approved, making the process quicker.
Your AIP will remain valid for 30-90 days, once it expires, you will need to apply for a renewal. Luckily, our mortgage advisors in Tamworth are able to turn around an AIP within 24 hours of your mortgage appointment; just get in touch with our team and we’ll be more than happy to help!
Despite having bad credit, in some cases, you may still be able to get a mortgage with bad credit in Tamworth. There are a few specialist lenders that offer mortgage products designed for customers with bad credit.
To access these types of products, you will be asked to put down a larger deposit, usually around 10%-15%. With you having bad credit, lenders need you to demonstrate your reliability.
If you need mortgage advice in Tamworth, feel free to reach out to our team. If you need to improve your credit score, we can give you some pointers on where to start!
Read our 74 Reviews
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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