It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Our team of experienced mortgage advisors in Tamworth are here to help you with your Buy to Let Mortgage needs.
At Birminghammoneyman, we understand that being a landlord is a big responsibility and can be a tricky process. That’s why our team of mortgage advisors are here to provide you with the best advice and support on your Buy to Let Mortgage in Tamworth.
Our team of mortgage advisors and administrators have a wealth of knowledge regarding Buy to Let Mortgages, ensuring they are up-to-date with all the latest legislation and market updates. This allows us to provide an open and honest service to our customers.
We have helped many investors obtain a suitable Buy to Let in Tamworth for their situation. One of the benefits of using a Mortgage Broker in Tamworth is that our teams of advisors can search through 1000’s of deals to find you the most appropriate and favourable Buy to Let Mortgage for you and both your personal and financial circumstances.
If you would instead purchase your buy to let property through a limited company (Special Purpose Vehicle), our team will be able to discuss with you what options to take as they have had experience dealing with many different areas of the Buy to Let mortgage market.
If you are looking to discuss and compare taxation benefits, you will need to talk to a tax advisor, not us, as they will provide you with advice on this topic.
As well as standard residential Buy to Let Mortgages in Tamworth, our team also have in-depth knowledge and experience assisting with HMOs (House of Multiple Occupancy) and holiday lets, should you require it.
We understand that the process of obtaining a Buy to Let Mortgage can be complex and time-consuming. That’s why our team of mortgage advisor in Tamworth are here to provide you with the best advice and support on your Buy to Let Mortgage in Tamworth.
For mortgage applications, it is customary for lenders to ask for a deposit, typically ranging from 20% to 40% of the property’s value. The specific percentage required is subject to factors like your property portfolio size, credit score, and other individual circumstances. Additionally, these variables affect the maximum mortgage amount you can borrow.
Many buy-to-let landlords choose to acquire properties through a limited company, commonly known as a special purpose vehicle (SPV) in the mortgage industry.
Our capable team of mortgage advisors in Tamworth specializes in assisting customers who opt for this route. They leverage their wealth of knowledge to expertly guide you through the mortgage process and address any queries or concerns you may have.
While we can offer guidance on buy-to-let mortgages in Tamworth, we cannot provide advice on taxation benefits. If you require assistance in this regard, we strongly suggest consulting a dedicated tax advisor who can provide accurate advice from a qualified professional.
Moreover, beyond supporting customers with standard residential buy-to-let purchases in Tamworth, we also cater to those interested in purchasing properties for HMO (House of Multiple Occupation) or Holiday Let purposes.
The process of purchasing a property with the intent to rent it out can be overwhelming for some, especially for new landlords. Others may find themselves preoccupied with managing their existing property portfolios.
This is why many landlords form long-lasting partnerships with our expert mortgage advisors in Tamworth, often returning to remortgage their properties
When applying for a buy to let mortgage, the maximum borrowing amount is determined by the projected rental income of the property. It is customary for mortgage lenders to require evidence of income from a primary job or self-employment to guarantee your ability to meet monthly payments, even during periods of property vacancy.
Our Customers Love Us
4.99 Rating74 Reviews
Philip
Dan and Jonathan were very helpful and explained everything in detail. We were able to then make an informed decision on our lifetime mortgage.
6 days ago
Philip
Dan and Jonathen explained everything in a clear and concise manner and were quick to address any concerns. All in all it has been a straightforward experience.
1 week ago
Anonymous
Great brokers, very helpful and efficient.
3 months ago
Charlotte
Fantastic! So quick and efficient and answered all of my questions! Jason and Jo were great, i couldn’t recommend them more! As first time buyers it was an overwhelming process but they made each step so easy! We would certainly recommend!
4 months ago
Rasna
Dinah and Stacey, both have been amazing dealing with my mortgage. I can’t recommend them enough, Dinah has been helpful and has gone above and beyond to get the support/advice I need. I’ve had to change my property and both Dinah and Stacey...
6 months ago
James
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
10 months ago
Samantha
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
10 months ago
Shelline
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
1 year ago
Nafesa
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
1 year ago
Anonymous
Incredibly helpful, supported throughout whole process
1 year ago
Nazeef
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
1 year ago
Tyler
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
1 year ago
Rosie
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
1 year ago
Sophie
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
1 year ago
Esme
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
1 year ago
Sheikh
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Abdassami
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
2 years ago
Nicholas
We couldn't be happier with the service provided. Matt has been professional, helpful and extremely supportive throughout our process. We will certainly be recommending you to friends. Communication was 5* and Matt was available at any point...
2 years ago
Asia
Great team - very good communication and very nice, helpful team that made it possible for me! Thank you for the great service.
2 years ago
Andrew
To say we have had a nightmare of a process of trying to buy a house would be an understatement, however Wayne and team were the bright light that helped us get through it. Can't thank them enough for their help.
2 years ago
Before making a decision to invest in a rental property, it's vital to have a clear understanding of your investment objectives and the type of mortgage that complements your needs. A mortgage broker can be instrumental in assessing your financial situation and market conditions, aiding you in setting practical investment goals. They can also clarify the differences between interest-only and repayment mortgages, assisting you in selecting the optimal mortgage for your investment strategy.
The expertise of a buy-to-let mortgage advisor can help you assess your financial capabilities and market conditions to set pragmatic investment goals.
After your property offer is accepted, the buy-to-let mortgage advisor will work on the compilation of your full mortgage application, which will encompass essential documents like proof of income and identification.
Ensuring the protection of your investment is crucial. After securing your buy-to-let mortgage and purchasing your rental property, seek the guidance of your buy-to-let mortgage advisor to identify the best insurance coverage.
As a Mortgage Broker in Tamworth, we have an expert team who have over 20 years of experience in the industry. Our mission is to provide our customers with the best possible advice and support throughout the entire process.
If you’re looking for expert assistance with a Buy to Let in Tamworth, please get in touch with our experienced Mortgage Advice team.
With our extensive knowledge and experience in the world of mortgages, we will do what we can to ensure you end up with a favourable and appropriate mortgage deal for your personal situation.
Our team of Mortgage Advisors in Tamworth have an in-depth knowledge of the Buy to Let mortgage market and criteria. We have had many successful experiences working with landlords in Tamworth, helping them find the most suitable mortgage for their individual situation.
We are always up to date with the latest buy to let legislation and lending criteria, so that we can provide our customers with honest and open Mortgage Advice in Tamworth.
Your dedicated Mortgage Advisor in Tamworth will be with you from the start of your process, right through until the end of your buy to let mortgage transaction.
Please take a look at our genuine customer reviews and see why landlords choose us when looking to take out a Buy to Let mortgage.
We are available seven days a week and at a time that best suits you. Buy to Let mortgages can often be complex and challenging, and we will do what we can to help you overcome any hurdles you may face.
Experienced landlords with a large Buy to Let property portfolio may be looking to invest in further opportunities. One option is to Remortgage one of their properties to release equity to cover the deposit on another Buy to Let in Tamworth.
Not all lenders will accept an applicant. However, this doesn’t mean it’s impossible, as some lenders do provide these mortgages.
Suppose you are looking to grow your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV). As this is a specialist topic, you will need to speak to a specialist Mortgage Broker in Tamworth to ensure this is the right option for you.
HMO mortgages (House of multiple occupation mortgages) are an option to take out on properties occupied usually by five or more people. These mortgages are popular amongst landlords who own student accommodation.
These Buy to Let products can sometimes be difficult to obtain as not all lenders will offer HMO deals. That’s why it’s worth speaking to a Specialist Mortgage Broker in Tamworth if you are considering applying for an HMO mortgage for your Buy to Let property.
We understand the many different Buy to Let mortgage scenarios. For instance, you may be a First Time Buyer looking to invest in Buy to Let, or you may have a complicated mortgage situation that requires help from a Specialist mortgage broker in Tamworth. Maybe you need some generic Buy to Let Mortgage Advice.
Get in touch to receive a free mortgage consultation to speak to one of our experienced Mortgage Brokers in Tamworth, and let us see how we can help you.
Read our 74 Reviews
Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Birminghammoneyman.com & Birminghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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