Whether you’re a first time buyer in Birmingham or planning to move home, choosing the right location is just as important as finding the right property.

Every area has its own advantages, and what suits one person may not work for another. Here are ten key factors to consider when deciding where to live in Birmingham.

1. City or Countryside?

Think about the kind of lifestyle that suits you best. Some people love living near the city centre, close to shops, nightlife and culture. Others prefer to be on the outskirts or in more rural areas where things are quieter.

Both settings offer something different, it’s about what works best for you day to day.

2. Local Transport & Road Access

Transport is a big part of daily life, especially if you rely on public services or need easy access to motorways.

Whether it’s regular buses, train routes, or proximity to the M6 or M42, looking at how well-connected an area is can help narrow down your options.

3. Education

If you’re starting a family or thinking ahead, it’s worth exploring areas with access to well-rated schools.

Local authority websites can help you view Ofsted reports and catchment zones so you can see how nearby schools perform before making your choice.

4. Amenities & Everyday Facilities

You might prefer to be within walking distance of shops, a gym, parks or cafes. Make a list of what matters most to you.

These day-to-day factors can often be the difference between a house feeling like a home or not. Even things like proximity to a bank or post office can make life that bit easier.

5. Family & Friends

Being close to your support network is often a key consideration.

Whether it’s regular childcare, help around the house, or simply social connection, having family and friends nearby can offer both practical and emotional benefits.

6. What You Get For Your Money

Every part of Birmingham varies in price. Some areas offer more space for your budget, while others are priced higher due to popularity or local demand.

If you’re looking for the most value from your purchase, be open to different areas, you might find a hidden gem that fits your needs and budget.

7. Local Community

The feel of a neighbourhood can shape your experience of living there. Some people look for a strong local community with events, forums or social groups. Others prefer quiet surroundings with less activity.

Speak with estate agents and check local groups online to get a sense of the area’s vibe.

8. Job Opportunities

If work is a factor in your move, consider the distance from key employers or business parks.

Whether you’re starting a new role or searching for one, it helps to be based near potential opportunities to avoid a long or expensive commute.

9. Property Types

The type of property you’re after may affect your location choices. Some areas have a high number of terraced houses, while others are dominated by new-build flats or semi-detached homes. Think about how long you plan to stay and whether the property suits your lifestyle now and in future.

Later in the process, once your offer has been accepted, a property survey in Birmingham will help confirm the value and condition of the home. If you’re unsure which type of survey is right for your situation, our team can talk you through the options.

10. Area Investment & Development

It’s worth checking whether there are any proposed developments in the area. Local investment can improve property value over time, but not all changes will suit everyone.

If you’ve found a peaceful location, for example, new housing or infrastructure projects nearby might affect the feel of the area long-term.

Thinking Ahead: Remortgaging For The Future

If you’re already a homeowner in Birmingham and your fixed term is coming to an end, you may want to consider a remortgage rather than moving.

Many people now work from home, and we’ve seen more homeowners remortgage to create space for a home office in Birmingham, something that would have seemed unusual just a few years ago.

Getting Help Finding a Mortgage in Birmingham

If you’re planning to buy your first property or move home in Birmingham, we’re here to help you get mortgage ready.

Once you’ve built up your deposit and chosen where you’d like to live, speak with one of our mortgage advisors in Birmingham. We’re available seven days a week to guide you through the next steps.

Date Last Edited: June 17, 2025