Prior to searching for a property in Kidderminster, we would advise securing an Agreement in Principle (AIP). As a mortgage broker in Kidderminster, we can usually prepare this document within 24 hours of your mortgage appointment.
An AIP is a document that serves as an indication of your financial capability to afford a mortgage, given that you can provide evidence to support your income, credit history, and other relevant factors. Also, they can sometimes help you negotiate with your seller and their asking price.