Why use a mortgage broker in Shrewsbury like us?

As a mortgage broker in Shrewsbury, we are committed to assisting you throughout the entire mortgage process, from beginning to end. We will remain by your side every step of the way.

Our primary focus is your best interests, and we will strive to save you both time and money. We can survey thousands of mortgages to discover the most cost-effective product for you.

To speak with a mortgage advisor in Shrewsbury, simply book your complimentary mortgage appointment online. We offer appointments seven days a week, so choose the date and time that is most convenient for you.

When should I get an agreement in principle in Shrewsbury?

To support your property offers in Shrewsbury, you will require an Agreement in Principle (AIP), also known as a mortgage in principle. AIPs serve as confirmation that lenders are willing to lend to you provided that you can demonstrate your income and affordability.

In a situation where multiple buyers express interest in a property and only one has an AIP, the seller is more likely to choose the buyer with an AIP as they have already received pre-approval, making the process more efficient.

An AIP is valid for 30-90 days, and once it expires, you must apply for a renewal. Fortunately, our mortgage advisors in Shrewsbury can generate an AIP within 24 hours of your mortgage appointment. Contact our team, and we will be delighted to assist you!

How does the free mortgage appointment in Shrewsbury work?

Your mortgage appointment in Shrewsbury, which is complimentary, will be around 30 minutes long. During this session, you will have the opportunity to converse with a mortgage advisor in Shrewsbury and explore various mortgage options.

To gain a better understanding of your circumstances and objectives, your mortgage advisor in Shrewsbury will pose queries. They will also examine your personal and financial situation to determine what types of mortgage products you may be eligible for.

Can I get a second mortgage in Shrewsbury?

There are a variety of reasons why someone might require multiple mortgages, with the most common being for buy-to-let or let-to-buy purposes. However, individuals may also have specific objectives, such as purchasing a vacation property or acquiring a residence for a family member.

Acquiring a second mortgage necessitates a good credit score, as lenders will thoroughly evaluate your creditworthiness to verify your ability to pay. For buy-to-let or let-to-buy properties, the mortgage payments are frequently covered by the tenant’s rent payments.

Our team of mortgage advisors in Shrewsbury will meticulously evaluate your financial situation to ensure that you are capable of affording the additional mortgage before submitting your application.

I have bad credit, can I get a mortgage in Shrewsbury?

Even if you have a poor credit score, it’s still possible to secure a mortgage in Shrewsbury through specialist lenders who cater to individuals with bad credit. However, these lenders typically require a higher deposit, usually around 10%-15%, as a demonstration of your trustworthiness.

If you’re seeking guidance on obtaining a mortgage in Shrewsbury or looking to enhance your credit score, don’t hesitate to contact our team. We can offer valuable advice on where to begin!