How does our free mortgage appointment in Redditch work?

Your free mortgage appointment will last 30 minutes to 1 hour. This is an opportunity for you to converse with a mortgage advisor in Redditch and discuss your mortgage requirements as well as your personal and financial circumstances. After gathering the necessary information, your mortgage advisor will start searching for a suitable mortgage deal that is both competitive and meets your specific needs.

Why use a mortgage broker in Redditch like us?

As a Mortgage Broker in Redditch, are committed to offering comprehensive assistance and guidance throughout the entire mortgage process. Our objective is not only to search the market to find you the most suitable mortgage deal but also to locate a product that is customised to suit your unique personal and financial situation.

When should I obtain an agreement in principle in Redditch?

We advise you to obtain an Agreement in Principle (AIP) prior to viewing properties since it demonstrates that you have the financial funds to pay for the mortgage, provided that you can provide evidence to substantiate your income, credit history, and other relevant factors.

How long does an agreement in principle last in Redditch?

Your Agreement in Principle (AIP) will last around 30-90 days. If your Agreement in Principle (AIP) lapses before you have an opportunity to make an offer on a property, you can request for its renewal, and our mortgage broker team in Redditch can assist you with this process.

Can I get a second mortgage in Redditch?

There are various reasons for taking out a second mortgage, including consolidating debts, funding home improvements, or expanding a buy to let portfolio.

Having multiple mortgages can be complicated, therefore, seeking the guidance of a qualified mortgage advisor in Redditch is recommended to ensure appropriate financing decisions. If you require specialist mortgage advice in Redditch, please do not hesitate to contact us for personalised assistance.

How Much Deposit Do I Need for a Mortgage in Redditch?

As an experienced mortgage broker in Redditch, you usually need to come up with a 5% deposit to get a mortgage, and most High Street Lenders ask for this amount from people with a decent credit history. But if you’ve had some credit issues before, you might have to save up 10-15% deposit.